--- title: "Debt Payoff Tracker - Zero - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge -" --- # Debt Payoff Tracker - Zero — United States > Snowball, Avalanche & AI Coach ![Debt Payoff Tracker - Zero App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/72/ad/8a/72ad8ae1-8ccc-a30b-180a-bfdc0ac723ab/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Karol Jaworski](https://apptail.io/developer/karol-jaworski-eEGCb) **Category:** Finance **Rating:** N/A (0 ratings) **Price:** Free **Bundle ID:** com.ceanic.Zero **Store:** Apple App Store **Country:** United States **Version:** 1.0.1 (released 2026-07-04) **Original Release:** 2026-03-28 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6760733303) **AppTail Page:** [https://apptail.io/app/debt-payoff-tracker-zero-USfz/united-states](https://apptail.io/app/debt-payoff-tracker-zero-USfz/united-states) ## Debt Payoff Tracker - Zero Description Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom. CHOOSE YOUR STRATEGY - Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound. - Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall. - Compare both side-by-side: see which strategy saves more in interest and time. - Switch strategies anytime without losing your data. UNDERSTAND WHERE EVERY DOLLAR GOES - See every balance you owe - credit cards, auto loans, personal debts, and more - Track monthly interest charges and total interest cost per debt - Watch your principal balance shrink with every repayment - Know how your income and expenses affect your debt payoff pace - What-If Calculator: how much do you save by adding $100 or $500 per month? WATCH YOUR PROGRESS - Total debt countdown with a live payoff date projection - Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero - Days-to-freedom countdown (Premium) - Full repayment history (Premium) AI DEBT COACH (PREMIUM) Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom. - "Should I switch from Snowball to Avalanche?" - "What if I repay an extra $300 this month?" - "How do I free up income to accelerate my payoff?" Powered by advanced AI. 30 questions per day. ZERO PRO FEATURES - Unlimited debts (free tier: up to 5) - Full repayment history - Interest vs. principal monthly breakdown - Payoff timeline visualization - Days-to-freedom countdown - AI Debt Coach (30 queries/day) - Export to CSV - Shareable progress cards - Custom app icons FREE TIER INCLUDES - Up to 5 debts tracked - Snowball and Avalanche strategies with side-by-side comparison - Payment logging with milestone celebrations - Payoff date projection - What-If Calculator Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers. Terms of Use (EULA): ## Debt Payoff Tracker - Zero Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/78/f4/06/78f4065c-21e7-0257-5e3e-c5790ced366e/iphone_6_9_1.png/1320x2868.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dc/94/ea/dc94eaa6-b92d-cb11-31dc-2cd7323dc72b/iphone_6_9_2.png/1320x2868.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/1d/d7/191dd70b-1109-6375-3e7d-b9a9fda2204c/iphone_6_9_3.png/1320x2868.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/63/c4/98/63c498d6-2efe-7b83-4926-b23d7b3b92bd/iphone_6_9_4.png/1320x2868.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6e/d2/be/6ed2be24-cd2d-85b2-de47-ba3b4d43537e/iphone_6_9_5.png/1320x2868.png) ## Debt Payoff Tracker - Zero In-App Purchases | Item | Price | |------|-------| | Zero Pro Monthly | $4.99 | | Zero Pro Yearly | $39.99 | | Zero Pro - First Year Offer | $39.99 | ## Debt Payoff Tracker - Zero Available In - [Australia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/australia) - [Brazil](https://apptail.io/app/debt-payoff-tracker-zero-USfz/brazil) - [Belize](https://apptail.io/app/debt-payoff-tracker-zero-USfz/belize) - [Switzerland](https://apptail.io/app/debt-payoff-tracker-zero-USfz/switzerland) - [Germany](https://apptail.io/app/debt-payoff-tracker-zero-USfz/germany) - [Ecuador](https://apptail.io/app/debt-payoff-tracker-zero-USfz/ecuador) - [Estonia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/estonia) - [Spain](https://apptail.io/app/debt-payoff-tracker-zero-USfz/spain) - [France](https://apptail.io/app/debt-payoff-tracker-zero-USfz/france) - [Grenada](https://apptail.io/app/debt-payoff-tracker-zero-USfz/grenada) - [Honduras](https://apptail.io/app/debt-payoff-tracker-zero-USfz/honduras) - [India](https://apptail.io/app/debt-payoff-tracker-zero-USfz/india) - [Italy](https://apptail.io/app/debt-payoff-tracker-zero-USfz/italy) - [South Korea](https://apptail.io/app/debt-payoff-tracker-zero-USfz/south-korea) - [Kuwait](https://apptail.io/app/debt-payoff-tracker-zero-USfz/kuwait) - [Lithuania](https://apptail.io/app/debt-payoff-tracker-zero-USfz/lithuania) - [Latvia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/latvia) - [Malta](https://apptail.io/app/debt-payoff-tracker-zero-USfz/malta) - [Mexico](https://apptail.io/app/debt-payoff-tracker-zero-USfz/mexico) - [Netherlands](https://apptail.io/app/debt-payoff-tracker-zero-USfz/netherlands) - [Nepal](https://apptail.io/app/debt-payoff-tracker-zero-USfz/nepal) - [Panama](https://apptail.io/app/debt-payoff-tracker-zero-USfz/panama) - [Peru](https://apptail.io/app/debt-payoff-tracker-zero-USfz/peru) - [Poland](https://apptail.io/app/debt-payoff-tracker-zero-USfz/poland) - [Russia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/russia) - [Slovenia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/slovenia) - [Slovakia](https://apptail.io/app/debt-payoff-tracker-zero-USfz/slovakia) - [Türkiye](https://apptail.io/app/debt-payoff-tracker-zero-USfz/turkey) - [United States](https://apptail.io/app/debt-payoff-tracker-zero-USfz/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*