---
title: "债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "更快还清债务，并知道自己确切的无债之日。Debt Payoff Planner 把每一笔贷款和信用卡整合成一份清晰的逐月还款计划——让你终于看清终点，而不是靠猜。  大多数债务应用只是记录余额。这一款真正为你制定计划：把债务排成最聪明的顺序，把刚还清的最低还款额滚入下一笔余额，并展示每月多还一点点就能省下多少个月的还款和多少利息。雪球法（snowball）带来动力，雪崩法（avalanche）带来"
---

# 债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 — China
> 信用卡车贷助学贷房贷分期清偿利息本金月供

![债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c8/87/1d/c8871de6-8fb1-4a3f-f867-bd96ac6c0e91/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Phuc Pham](https://apptail.io/developer/phuc-pham-FJYWgc)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** com.levi.debtsnowball
**Store:** Apple App Store
**Country:** China
**Version:** 1.2.2 (released 2026-08-15)
**Original Release:** 2026-05-28
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id6772266468)
**AppTail Page:** [https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/china](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/china)

## 债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 Description
更快还清债务，并知道自己确切的无债之日。Debt Payoff Planner 把每一笔贷款和信用卡整合成一份清晰的逐月还款计划——让你终于看清终点，而不是靠猜。

大多数债务应用只是记录余额。这一款真正为你制定计划：把债务排成最聪明的顺序，把刚还清的最低还款额滚入下一笔余额，并展示每月多还一点点就能省下多少个月的还款和多少利息。雪球法（snowball）带来动力，雪崩法（avalanche）带来节省——两者并排对比，几秒看懂。

你能获得什么
- 完整的逐月还款计划，附上确切的无债日期
- 雪球法：先攻克余额最小的债务，快速取胜、保持动力
- 雪崩法：先瞄准最高年利率（APR），最大限度省钱
- 即时对比，展示每种方法为你省下多少利息
- what-if 滑块模拟额外还款，实时重绘你的终点线
- 进度追踪：已还本金与已省利息一目了然
- 每月还款提醒，绝不错过到期日——完全离线

适合谁用
- 同时应付多张信用卡或多笔贷款的人
- 正在偿还助学贷款的学生与毕业生
- 想一起制定共同还债计划的伴侣
- 用过记账应用、却从未看到真正还清日期的人

为什么不用电子表格
电子表格不会把腾出来的最低还款额自动滚入下一笔债务，不会按方法重新排序，也不会在你添加额外还款的一刻更新无债日期。Debt Payoff Planner 全部自动完成，并配有通俗易懂的 Learn 学习板块（雪球对比雪崩、APR、额外还款），内容参考通行的消费信贷指引。

隐私
每一个数字都留在你的设备上。没有银行登录、没有账号、没有广告、没有追踪——永远如此。

完整访问
应用可免费添加你的债务并查看第一份计划。Premium 解锁完整体验——雪崩法、省息对比、完整逐月还款计划以及 what-if 额外还款模拟——可通过以下任一方式：
- 按周订阅
- 按年订阅
- 一次性买断（终身）
订阅会自动续期，除非在当期结束前至少 24 小时取消；可随时在 App Store 账户设置中管理或取消。终身选项为一次性购买，不会续期。

今天就添加你的第一笔债务，看清自己何时重获自由。

Terms of Use (EULA): 
Privacy Policy: 
有疑问？请联系 tphuc.work@gmail.com

## 债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b9/bd/88/b9bd8810-5b1c-9b61-69f4-bdb9b84ea7ce/01.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/30/9c/a2/309ca2f8-4b69-9570-152a-f6d87517b6f5/02.png/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0b/e3/9c/0be39c45-2e54-38fe-db2c-bd7db3990d5f/03.png/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a7/73/f6/a773f687-65ec-d92b-cbca-cd7b9085ecf0/04.png/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5b/d8/41/5bd84167-1a5e-fad0-6cc9-33d44cbe710c/05.png/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/c9/c8/b9c9c8cc-b864-3af8-8eb9-1ebef279e6a3/06.png/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/59/03/b7/5903b70b-8578-2d1d-66f8-76d8072d91b8/07.png/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c8/f8/39/c8f839cd-c257-b9b6-c9d8-9484593c2dd8/08.png/1290x2796.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0c/60/ad/0c60adc3-c9b6-6a21-d78b-00e0ad64b8f7/09.png/1290x2796.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/95/b5/08/95b508a7-1378-a8ec-d26f-92b1c663a268/10.png/1290x2796.png)



## 债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 In-App Purchases
| Item | Price |
|------|-------|
| 贷款还款计划 · 一次买断 | ¥148.00 |
| 还款时间表 · 年付 | ¥68.00 |
| 还款模拟器 · 周付 | ¥15.00 |



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## 债务还款计划 滚雪球雪崩计算器追踪提前还清攻略 Available In
- [Austria](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/austria)
- [Australia](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/australia)
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- [Switzerland](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/switzerland)
- [China](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/china)
- [Costa Rica](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/costa-rica)
- [Cyprus](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/cyprus)
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- [Venezuela](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/venezuela)
- [British Virgin Islands](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/british-virgin-islands)
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- [South Africa](https://apptail.io/app/debt-snowball-payoff-tracker-qdWA/south-africa)

---

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