Debt Strategy

Published by: Anishu
Downloads
Revenue

Description

Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering your debts in the application, you can analyze how the choice of payment strategy or different extra amounts helps you pay off your debts sooner, and save on the total interest paid. Debt Strategy supports multiple strategies such as:
- Minimum Payments Only
- Lowest Balances First, with rollover of payments from paid off loans
- Highest Interest Rate First, with rollover of payments from paid off loans
Debt Strategy helps you to take control of your debts. Pick one debt, either one with the lowest balance or one with the highest interest rate, and focus on paying it off first by paying a little more than the minimum. This will shave months off your debt. With your other debts, continue paying just the minimum. After you finish paying off the first debt, move on to the 2nd debt per your strategy. Roll over the amount you paid each month from your first debt to pay off this one. You will pay off the second debt even more quickly. Continue this strategy until all your debts are paid.
Features:
- Ability to enter debts and track debts.
- Ability to identify the best pay-off strategy, and perform what-if analysis with different additional amounts and pay-off strategies
- Graphical view of how the debts will be paid off
- Pie/Bar charts for debt break down by category, or remaining balance
- Monthly payment schedule for each debt
- Ability to enter payments during the life of the loan, and accurately track remaining balances
- Payment reminders so you can make your payments on time
- Ability to override the home currency
- Option to email a report
- Password protection
Hide.. Show more..

Screenshots

User Rating

3.13 out of 5

16 ratings in United States

5 star
3
4 star
5
3 star
3
2 star
1
1 star
4
Ratings History

Debt Strategy Installs

Last 30 days

Debt Strategy Revenue

Last 30 days

Debt Strategy Reviews

No way to add recurring payments

mmk32085 on

United States

So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.

Weekly payments

trichardson621608 on

United States

Unless if I can’t add extra payments to loans. Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle

App no longer works

Swimmer-Bear on

United States

Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.

Great App

mjchap on

United States

I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.

No longer works with IOS 12

Fencrduel on

United States

Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.

Accurate finance app to track debt

meliquel on

United States

This app is excellent for anyone who wants to track how much interest your being charged monthly and how long it will take to pay off. It also give you details how much you will end up paying in interest and methods to pay off in advance

Like the app

mschlo3 on

United States

Like this app is simplistic and straightforward I would like the app to have a total monthly outlay for my debts. Right now I have to manually add each monthly payment to see how much I need monthly to pay off my debt. I have this app on my iPad, wished it synced to my iPhone so I can view and use it from there also.

Additions

R Moreno on

United States

Great App. Was wondering.... Can you add 'extra payment' and 'start date' to each debt particularly the Home debt and a start date? Currently, you can only add the extra payment at the beginning of the entire strategy. This would allow us to add additional payments to each debt starting at a future date. Thanks.

Love this App

$$Kj on

United States

This App is perfect for my needs. Data is easy to input. The format is nice and the reports are great. I especially like the payment schedule feature which allows you to see the balances going forward. Great for planning purposes. Glad I found it, try others that didn't fit my needs that cost a lot more. Very good App for the money would recommend.

Only good for credit tracking

Nanxica on

United States

This app is only good for credit tracking this does not show monthly budgeting,which can be useful to include payments,such as monthly rent or phone bills that have no end date of payment.

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
Chart
Category
Rank
Top Paid
55
Top Paid
60
Top Paid
60
Top Paid
63
Top Paid
66

Keywords

Debt Strategy Competitors

Debt Strategy Revenue and Downloads

Gain valuable insights into Debt Strategy performance with our analytics.
Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
Anishu
Languages
English
Recent version
1.5.2 (9 years ago )
Released on
Apr 19, 2011 (13 years ago )
Last updated
1 week ago