---
title: "Debt Strategy - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering y"
---

# Debt Strategy — United States

![Debt Strategy App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/83/55/d2/8355d2bb-4ed2-ccf2-36e5-1be7ce7c6524/mzl.nbmmzkdp.jpg/434x0w.png)

**Developer:** [Anishu](https://apptail.io/developer/anishu-YCe) (United States)
**Category:** Finance
**Rating:** 3.1/5 (16 ratings)
**Price:** Free
**Bundle ID:** com.anishu.debtstrategy
**Store:** Apple App Store
**Country:** United States
**Version:** 1.5.2 (released 2015-01-28)
**Original Release:** 2011-04-19
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id428933378)
**AppTail Page:** [https://apptail.io/app/debt-strategy-GFve/united-states](https://apptail.io/app/debt-strategy-GFve/united-states)

## Debt Strategy Description
Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering your debts in the application, you can analyze how the choice of payment strategy or different extra amounts helps you pay off your debts sooner, and save on the total interest paid.  Debt Strategy supports multiple strategies such as:

- Minimum Payments Only
- Lowest Balances First, with rollover of payments from paid off loans
- Highest Interest Rate First, with rollover of payments from paid off loans

Debt Strategy helps you to take control of your debts. Pick one debt, either one with the lowest balance or one with the highest interest rate, and focus on paying it off first by paying a little more than the minimum. This will shave months off your debt. With your other debts, continue paying just the minimum. After you finish paying off the first debt, move on to the 2nd debt per your strategy. Roll over the amount you paid each month from your first debt to pay off this one. You will pay off the second debt even more quickly. Continue this strategy until all your debts are paid.

Features:

- Ability to enter debts and track debts.
- Ability to identify the best pay-off strategy, and perform what-if analysis with different additional amounts and pay-off strategies
- Graphical view of how the debts will be paid off
- Pie/Bar charts for debt break down by category, or remaining balance
- Monthly payment schedule for each debt
- Ability to enter payments during the life of the loan, and accurately track remaining balances
- Payment reminders so you can make your payments on time
- Ability to override the home currency
- Option to email a report
- Password protection

## Debt Strategy Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/fc/3d/f5/fc3df52d-6f56-9fc2-ffcc-d68243fcbeda/mzl.gzvauocu.png/640x960.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple1/v4/62/29/ac/6229acd1-741e-3aaf-934e-8eeefb09c0d6/mzl.itobqqtb.png/640x960.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/97/c3/43/97c343fe-96a9-7f5a-1805-01434c0212fe/mzl.uipbsnob.png/640x960.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple1/v4/97/5a/e8/975ae84e-514f-97d7-5517-f07fc57afe2a/mzl.xzcupvbc.png/640x960.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/5b/48/b5/5b48b5e8-c71e-b8be-f2ef-19e3e8a856ba/mzl.wdyyqlyp.png/640x960.png)

## Debt Strategy Rating Breakdown in United States
- 5 stars: 3 (19%)
- 4 stars: 5 (31%)
- 3 stars: 3 (19%)
- 2 stars: 1 (6%)
- 1 stars: 4 (25%)

## Debt Strategy Reviews in United States

### ***-- "No way to add recurring payments"
So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.
-- mmk32085, 2022-03-13

### *---- "Weekly payments"
Unless if I can’t add extra payments to loans.  Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle
-- trichardson621608, 2020-11-25

### *---- "App no longer works"
Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.
-- Swimmer-Bear, 2019-02-27

### ****- "Great App"
I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.
-- mjchap, 2019-02-14

### *---- "No longer works with IOS 12"
Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.
-- Fencrduel, 2018-10-05

### ***** "Accurate finance app to track debt"
This app is excellent for anyone who wants to track how much interest your being charged monthly and how long it will take to pay off. It also give you details how much you will end up paying in interest and methods to pay off in advance
-- meliquel, 2018-09-13

### ****- "Like the app"
Like this app is simplistic and straightforward I would like the app to have a total monthly outlay for my debts. Right now I have to manually add each monthly payment to see how much I need  monthly to pay off my debt. I have this app on my iPad, wished it synced to my iPhone so I can view and use it from there also.
-- mschlo3, 2017-05-24

### ****- "Additions"
Great App.  Was wondering.... Can you add &#039;extra payment&#039; and &#039;start date&#039; to each debt particularly the Home debt and a start date?  Currently, you can only add the extra payment at the beginning of the entire strategy.  This would allow us to add additional payments to each debt starting at a future date.  Thanks.
-- R Moreno, 2016-07-06

### ***** "Love this App"
This App is perfect for my needs. Data is easy to input. The format is nice and the reports are great. I especially like the payment schedule feature which allows you to see the balances going forward. Great for planning purposes. Glad I found it, try others that didn&#039;t fit my needs that cost a lot more. Very good App for the money would recommend.
-- $$Kj, 2016-01-10

### ***-- "Only good for credit tracking"
This app is only good for credit tracking this does not show monthly budgeting,which can be useful to include payments,such as monthly rent or phone bills that have no end date of payment.
-- Nanxica, 2015-10-14

[View all Debt Strategy reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Debt Strategy Discovered Keywords
- debt strategy

## Apps Similar to Debt Strategy
- [Debts Break](https://apptail.io/app/debts-break-tNe/united-states)
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## Debt Strategy Available In
- [United States](https://apptail.io/app/debt-strategy-GFve/united-states)
- [Canada](https://apptail.io/app/debt-strategy-GFve/canada)
- [South Africa](https://apptail.io/app/debt-strategy-GFve/south-africa)
- [Netherlands](https://apptail.io/app/debt-strategy-GFve/netherlands)
- [India](https://apptail.io/app/debt-strategy-GFve/india)
- [Australia](https://apptail.io/app/debt-strategy-GFve/australia)
- [Latvia](https://apptail.io/app/debt-strategy-GFve/latvia)
- [Belgium](https://apptail.io/app/debt-strategy-GFve/belgium)
- [United Kingdom](https://apptail.io/app/debt-strategy-GFve/united-kingdom)
- [Mexico](https://apptail.io/app/debt-strategy-GFve/mexico)
- [Germany](https://apptail.io/app/debt-strategy-GFve/germany)
- [China](https://apptail.io/app/debt-strategy-GFve/china)
- [Colombia](https://apptail.io/app/debt-strategy-GFve/colombia)
- [Czechia](https://apptail.io/app/debt-strategy-GFve/czechia)
- [Denmark](https://apptail.io/app/debt-strategy-GFve/denmark)
- [Dominican Republic](https://apptail.io/app/debt-strategy-GFve/dominican-republic)
- [Algeria](https://apptail.io/app/debt-strategy-GFve/algeria)
- [Ecuador](https://apptail.io/app/debt-strategy-GFve/ecuador)
- [Estonia](https://apptail.io/app/debt-strategy-GFve/estonia)
- [Egypt](https://apptail.io/app/debt-strategy-GFve/egypt)
- [Spain](https://apptail.io/app/debt-strategy-GFve/spain)
- [Finland](https://apptail.io/app/debt-strategy-GFve/finland)
- [France](https://apptail.io/app/debt-strategy-GFve/france)
- [Greece](https://apptail.io/app/debt-strategy-GFve/greece)
- [Hong Kong SAR China](https://apptail.io/app/debt-strategy-GFve/hong-kong)
- [Croatia](https://apptail.io/app/debt-strategy-GFve/croatia)
- [Hungary](https://apptail.io/app/debt-strategy-GFve/hungary)
- [Indonesia](https://apptail.io/app/debt-strategy-GFve/indonesia)
- [Ireland](https://apptail.io/app/debt-strategy-GFve/ireland)
- [Israel](https://apptail.io/app/debt-strategy-GFve/israel)
- [Iceland](https://apptail.io/app/debt-strategy-GFve/iceland)
- [Italy](https://apptail.io/app/debt-strategy-GFve/italy)
- [Japan](https://apptail.io/app/debt-strategy-GFve/japan)
- [South Korea](https://apptail.io/app/debt-strategy-GFve/south-korea)
- [Kuwait](https://apptail.io/app/debt-strategy-GFve/kuwait)
- [Kazakhstan](https://apptail.io/app/debt-strategy-GFve/kazakhstan)
- [Lebanon](https://apptail.io/app/debt-strategy-GFve/lebanon)
- [Sri Lanka](https://apptail.io/app/debt-strategy-GFve/sri-lanka)
- [Lithuania](https://apptail.io/app/debt-strategy-GFve/lithuania)
- [Luxembourg](https://apptail.io/app/debt-strategy-GFve/luxembourg)
- [Madagascar](https://apptail.io/app/debt-strategy-GFve/madagascar)
- [Malta](https://apptail.io/app/debt-strategy-GFve/malta)
- [Malaysia](https://apptail.io/app/debt-strategy-GFve/malaysia)
- [Nigeria](https://apptail.io/app/debt-strategy-GFve/nigeria)
- [Norway](https://apptail.io/app/debt-strategy-GFve/norway)
- [Nepal](https://apptail.io/app/debt-strategy-GFve/nepal)
- [New Zealand](https://apptail.io/app/debt-strategy-GFve/new-zealand)
- [Peru](https://apptail.io/app/debt-strategy-GFve/peru)
- [Philippines](https://apptail.io/app/debt-strategy-GFve/philippines)
- [Pakistan](https://apptail.io/app/debt-strategy-GFve/pakistan)
- [Poland](https://apptail.io/app/debt-strategy-GFve/poland)
- [Portugal](https://apptail.io/app/debt-strategy-GFve/portugal)
- [Romania](https://apptail.io/app/debt-strategy-GFve/romania)
- [Russia](https://apptail.io/app/debt-strategy-GFve/russia)
- [Saudi Arabia](https://apptail.io/app/debt-strategy-GFve/saudi-arabia)
- [Sweden](https://apptail.io/app/debt-strategy-GFve/sweden)
- [Singapore](https://apptail.io/app/debt-strategy-GFve/singapore)
- [Slovenia](https://apptail.io/app/debt-strategy-GFve/slovenia)
- [United Arab Emirates](https://apptail.io/app/debt-strategy-GFve/united-arab-emirates)
- [Thailand](https://apptail.io/app/debt-strategy-GFve/thailand)
- [Tunisia](https://apptail.io/app/debt-strategy-GFve/tunisia)
- [Türkiye](https://apptail.io/app/debt-strategy-GFve/turkey)
- [Taiwan](https://apptail.io/app/debt-strategy-GFve/taiwan)
- [Ukraine](https://apptail.io/app/debt-strategy-GFve/ukraine)
- [Uzbekistan](https://apptail.io/app/debt-strategy-GFve/uzbekistan)
- [Vietnam](https://apptail.io/app/debt-strategy-GFve/vietnam)
- [Slovakia](https://apptail.io/app/debt-strategy-GFve/slovakia)
- [Armenia](https://apptail.io/app/debt-strategy-GFve/armenia)
- [Argentina](https://apptail.io/app/debt-strategy-GFve/argentina)
- [Austria](https://apptail.io/app/debt-strategy-GFve/austria)
- [Azerbaijan](https://apptail.io/app/debt-strategy-GFve/azerbaijan)
- [Bulgaria](https://apptail.io/app/debt-strategy-GFve/bulgaria)
- [Bahrain](https://apptail.io/app/debt-strategy-GFve/bahrain)
- [Brazil](https://apptail.io/app/debt-strategy-GFve/brazil)
- [Belarus](https://apptail.io/app/debt-strategy-GFve/belarus)
- [Switzerland](https://apptail.io/app/debt-strategy-GFve/switzerland)
- [Chile](https://apptail.io/app/debt-strategy-GFve/chile)

---

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