---
title: "Debt Strategy - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering y"
---

# Debt Strategy — United States

![Debt Strategy App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/83/55/d2/8355d2bb-4ed2-ccf2-36e5-1be7ce7c6524/mzl.nbmmzkdp.jpg/434x0w.png)

**Developer:** [Anishu](https://apptail.io/developer/anishu-YCe) (United States)
**Category:** Finance
**Rating:** 3.1/5 (16 ratings)
**Price:** Free
**Bundle ID:** com.anishu.debtstrategy
**Store:** Apple App Store
**Country:** United States
**Version:** 1.5.2 (released 2015-01-28)
**Original Release:** 2011-04-19
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id428933378)
**AppTail Page:** [https://apptail.io/app/debt-strategy-GFve/united-states](https://apptail.io/app/debt-strategy-GFve/united-states)

## Debt Strategy Description
Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering your debts in the application, you can analyze how the choice of payment strategy or different extra amounts helps you pay off your debts sooner, and save on the total interest paid.  Debt Strategy supports multiple strategies such as:

- Minimum Payments Only
- Lowest Balances First, with rollover of payments from paid off loans
- Highest Interest Rate First, with rollover of payments from paid off loans

Debt Strategy helps you to take control of your debts. Pick one debt, either one with the lowest balance or one with the highest interest rate, and focus on paying it off first by paying a little more than the minimum. This will shave months off your debt. With your other debts, continue paying just the minimum. After you finish paying off the first debt, move on to the 2nd debt per your strategy. Roll over the amount you paid each month from your first debt to pay off this one. You will pay off the second debt even more quickly. Continue this strategy until all your debts are paid.

Features:

- Ability to enter debts and track debts.
- Ability to identify the best pay-off strategy, and perform what-if analysis with different additional amounts and pay-off strategies
- Graphical view of how the debts will be paid off
- Pie/Bar charts for debt break down by category, or remaining balance
- Monthly payment schedule for each debt
- Ability to enter payments during the life of the loan, and accurately track remaining balances
- Payment reminders so you can make your payments on time
- Ability to override the home currency
- Option to email a report
- Password protection

## Debt Strategy Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/fc/3d/f5/fc3df52d-6f56-9fc2-ffcc-d68243fcbeda/mzl.gzvauocu.png/640x960.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple1/v4/62/29/ac/6229acd1-741e-3aaf-934e-8eeefb09c0d6/mzl.itobqqtb.png/640x960.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/97/c3/43/97c343fe-96a9-7f5a-1805-01434c0212fe/mzl.uipbsnob.png/640x960.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple1/v4/97/5a/e8/975ae84e-514f-97d7-5517-f07fc57afe2a/mzl.xzcupvbc.png/640x960.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple3/v4/5b/48/b5/5b48b5e8-c71e-b8be-f2ef-19e3e8a856ba/mzl.wdyyqlyp.png/640x960.png)

## Debt Strategy Rating Breakdown in United States
- 5 stars: 3 (19%)
- 4 stars: 5 (31%)
- 3 stars: 3 (19%)
- 2 stars: 1 (6%)
- 1 stars: 4 (25%)

## Debt Strategy Reviews in United States

### ***-- "No way to add recurring payments"
So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.
-- mmk32085, 2022-03-13

### *---- "Weekly payments"
Unless if I can’t add extra payments to loans.  Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle
-- trichardson621608, 2020-11-25

### *---- "App no longer works"
Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.
-- Swimmer-Bear, 2019-02-27

### ****- "Great App"
I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.
-- mjchap, 2019-02-14

### *---- "No longer works with IOS 12"
Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.
-- Fencrduel, 2018-10-05

### ***** "Accurate finance app to track debt"
This app is excellent for anyone who wants to track how much interest your being charged monthly and how long it will take to pay off. It also give you details how much you will end up paying in interest and methods to pay off in advance
-- meliquel, 2018-09-13

### ****- "Like the app"
Like this app is simplistic and straightforward I would like the app to have a total monthly outlay for my debts. Right now I have to manually add each monthly payment to see how much I need  monthly to pay off my debt. I have this app on my iPad, wished it synced to my iPhone so I can view and use it from there also.
-- mschlo3, 2017-05-24

### ****- "Additions"
Great App.  Was wondering.... Can you add &#039;extra payment&#039; and &#039;start date&#039; to each debt particularly the Home debt and a start date?  Currently, you can only add the extra payment at the beginning of the entire strategy.  This would allow us to add additional payments to each debt starting at a future date.  Thanks.
-- R Moreno, 2016-07-06

### ***** "Love this App"
This App is perfect for my needs. Data is easy to input. The format is nice and the reports are great. I especially like the payment schedule feature which allows you to see the balances going forward. Great for planning purposes. Glad I found it, try others that didn&#039;t fit my needs that cost a lot more. Very good App for the money would recommend.
-- $$Kj, 2016-01-10

### ***-- "Only good for credit tracking"
This app is only good for credit tracking this does not show monthly budgeting,which can be useful to include payments,such as monthly rent or phone bills that have no end date of payment.
-- Nanxica, 2015-10-14

### **--- "Has some issues"
While the app is good for some basic debt and payment calculations, it has some issues. Warnings to let you know required data in a field is missing show up out of the viewing area. Since you can&#039;t continue until the error is fixed, you have to figure out what is wrong or missing yourself before you can continue. This seems to be the case for emailing the data too, so it&#039;s not possible to use that function at all.
-- Paintballgirl, 2015-08-11

### ***** "The best!!!"
It is the best and help me track money monthly. I don&#039;t want to check internet how much money I have left? I have everything ready by this APP!!! Thank you so much! I&#039;d paid off my Victoria Secret debt card because of this app!!
-- Clownie3o5, 2015-03-15

### ****- "Love"
I just got this and input everything and I love it. It looks so nice. The only things I wish was that I could (1) input a debt that doesn&#039;t have an interest. Eg. Medical bills. They don&#039;t have an interest rate. (2) I wish I could input a custom payoff strategy. I&#039;ve already figured out the best way to pay off my debt and it&#039;s none of the ways you have available. Hope to see those in the next update!
-- emilmclark, 2015-01-25

### ****- "Very helpful...but..."
I really like this app.  It&#039;s nice to see dates items will be paid off. It would be nice to be able to enter 0 interest and to make weekly payments.
-- Vmbeach, 2015-01-13

### **--- "Can&#039;t enter 0% interest"
I&#039;m sure it&#039;s a great app, but I can&#039;t get through the setup. It won&#039;t let you enter 0% interest. I transferred some balances to a 0% interest card, and that needs to be part of my plan.
-- morgannyny, 2015-01-08

### ***** "Just an incredible app"
I love this app. No need to sign up or give any personal info. This app allows you to see a bigger picture with regards to paying down your debt faster and an easy pay down system to follow.
-- Crashed cart, 2015-01-08

### ***-- "Weekly, not monthly payments please"
I would give it five stars but i need it to be a weekly schedule payment not monthly , some months have more weeks and it would be better if it offered that option!
-- checkoo, 2015-01-07

### ***** "Sync needed otherwise it&#039;s great"
I have been using it for along time and love it!!! The only thing I would like to see is to be able to sync iPhone to iPad that way I don&#039;t have to enter payments on each of them otherwise it&#039;s great and has helped keeping me on track
-- Mrs schop, 2014-11-16

### ***** "Great app"
I search a long time in the App Store and through google on my pc. I read many reviews. This app has the design and graphic layout I was trying to find. I would like to see one more development addition and that is allowing for a payment ( lump sum from tax return etc.) to be paid on one debt independent of the scheduled payment. I consider this a request not a complaint.
-- Brman, 2014-04-12

### ****- "Good app.  Few suggestions"
I really like this app for keeping track of debt payments.  My one concern is the inability to custom your payback strategy.  For instance, it only allow you to pay back based on interest rate or loan amount.  The issue is a problem since some of the interest paid is tax deductible while other loans are not.  It would be nice to be able to prioritize the order of loan payoff manually if one is so inclined.
-- Ptsfgh, 2014-02-25

[View all Debt Strategy reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Debt Strategy Discovered Keywords
- debt strategy

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## Debt Strategy Available In
- [United States](https://apptail.io/app/debt-strategy-GFve/united-states)
- [Canada](https://apptail.io/app/debt-strategy-GFve/canada)
- [South Africa](https://apptail.io/app/debt-strategy-GFve/south-africa)
- [Netherlands](https://apptail.io/app/debt-strategy-GFve/netherlands)
- [India](https://apptail.io/app/debt-strategy-GFve/india)
- [Australia](https://apptail.io/app/debt-strategy-GFve/australia)
- [Latvia](https://apptail.io/app/debt-strategy-GFve/latvia)
- [Belgium](https://apptail.io/app/debt-strategy-GFve/belgium)
- [United Kingdom](https://apptail.io/app/debt-strategy-GFve/united-kingdom)
- [Mexico](https://apptail.io/app/debt-strategy-GFve/mexico)
- [Germany](https://apptail.io/app/debt-strategy-GFve/germany)
- [China](https://apptail.io/app/debt-strategy-GFve/china)
- [Colombia](https://apptail.io/app/debt-strategy-GFve/colombia)
- [Czechia](https://apptail.io/app/debt-strategy-GFve/czechia)
- [Denmark](https://apptail.io/app/debt-strategy-GFve/denmark)
- [Dominican Republic](https://apptail.io/app/debt-strategy-GFve/dominican-republic)
- [Algeria](https://apptail.io/app/debt-strategy-GFve/algeria)
- [Ecuador](https://apptail.io/app/debt-strategy-GFve/ecuador)
- [Estonia](https://apptail.io/app/debt-strategy-GFve/estonia)
- [Egypt](https://apptail.io/app/debt-strategy-GFve/egypt)
- [Spain](https://apptail.io/app/debt-strategy-GFve/spain)
- [Finland](https://apptail.io/app/debt-strategy-GFve/finland)
- [France](https://apptail.io/app/debt-strategy-GFve/france)
- [Greece](https://apptail.io/app/debt-strategy-GFve/greece)
- [Hong Kong SAR China](https://apptail.io/app/debt-strategy-GFve/hong-kong)
- [Croatia](https://apptail.io/app/debt-strategy-GFve/croatia)
- [Hungary](https://apptail.io/app/debt-strategy-GFve/hungary)
- [Indonesia](https://apptail.io/app/debt-strategy-GFve/indonesia)
- [Ireland](https://apptail.io/app/debt-strategy-GFve/ireland)
- [Israel](https://apptail.io/app/debt-strategy-GFve/israel)
- [Iceland](https://apptail.io/app/debt-strategy-GFve/iceland)
- [Italy](https://apptail.io/app/debt-strategy-GFve/italy)
- [Japan](https://apptail.io/app/debt-strategy-GFve/japan)
- [South Korea](https://apptail.io/app/debt-strategy-GFve/south-korea)
- [Kuwait](https://apptail.io/app/debt-strategy-GFve/kuwait)
- [Kazakhstan](https://apptail.io/app/debt-strategy-GFve/kazakhstan)
- [Lebanon](https://apptail.io/app/debt-strategy-GFve/lebanon)
- [Sri Lanka](https://apptail.io/app/debt-strategy-GFve/sri-lanka)
- [Lithuania](https://apptail.io/app/debt-strategy-GFve/lithuania)
- [Luxembourg](https://apptail.io/app/debt-strategy-GFve/luxembourg)
- [Madagascar](https://apptail.io/app/debt-strategy-GFve/madagascar)
- [Malta](https://apptail.io/app/debt-strategy-GFve/malta)
- [Malaysia](https://apptail.io/app/debt-strategy-GFve/malaysia)
- [Nigeria](https://apptail.io/app/debt-strategy-GFve/nigeria)
- [Norway](https://apptail.io/app/debt-strategy-GFve/norway)
- [Nepal](https://apptail.io/app/debt-strategy-GFve/nepal)
- [New Zealand](https://apptail.io/app/debt-strategy-GFve/new-zealand)
- [Peru](https://apptail.io/app/debt-strategy-GFve/peru)
- [Philippines](https://apptail.io/app/debt-strategy-GFve/philippines)
- [Pakistan](https://apptail.io/app/debt-strategy-GFve/pakistan)
- [Poland](https://apptail.io/app/debt-strategy-GFve/poland)
- [Portugal](https://apptail.io/app/debt-strategy-GFve/portugal)
- [Romania](https://apptail.io/app/debt-strategy-GFve/romania)
- [Russia](https://apptail.io/app/debt-strategy-GFve/russia)
- [Saudi Arabia](https://apptail.io/app/debt-strategy-GFve/saudi-arabia)
- [Sweden](https://apptail.io/app/debt-strategy-GFve/sweden)
- [Singapore](https://apptail.io/app/debt-strategy-GFve/singapore)
- [Slovenia](https://apptail.io/app/debt-strategy-GFve/slovenia)
- [United Arab Emirates](https://apptail.io/app/debt-strategy-GFve/united-arab-emirates)
- [Thailand](https://apptail.io/app/debt-strategy-GFve/thailand)
- [Tunisia](https://apptail.io/app/debt-strategy-GFve/tunisia)
- [Türkiye](https://apptail.io/app/debt-strategy-GFve/turkey)
- [Taiwan](https://apptail.io/app/debt-strategy-GFve/taiwan)
- [Ukraine](https://apptail.io/app/debt-strategy-GFve/ukraine)
- [Uzbekistan](https://apptail.io/app/debt-strategy-GFve/uzbekistan)
- [Vietnam](https://apptail.io/app/debt-strategy-GFve/vietnam)
- [Slovakia](https://apptail.io/app/debt-strategy-GFve/slovakia)
- [Armenia](https://apptail.io/app/debt-strategy-GFve/armenia)
- [Argentina](https://apptail.io/app/debt-strategy-GFve/argentina)
- [Austria](https://apptail.io/app/debt-strategy-GFve/austria)
- [Azerbaijan](https://apptail.io/app/debt-strategy-GFve/azerbaijan)
- [Bulgaria](https://apptail.io/app/debt-strategy-GFve/bulgaria)
- [Bahrain](https://apptail.io/app/debt-strategy-GFve/bahrain)
- [Brazil](https://apptail.io/app/debt-strategy-GFve/brazil)
- [Belarus](https://apptail.io/app/debt-strategy-GFve/belarus)
- [Switzerland](https://apptail.io/app/debt-strategy-GFve/switzerland)
- [Chile](https://apptail.io/app/debt-strategy-GFve/chile)

---

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