--- title: "Debt Zero: Payoff Planner - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Getting out of debt is a journey, and having a clear plan makes all the difference. Debt Zero is designed to give you the clarity and confidence you need to reach financial peace faster. Most finance" --- # Debt Zero: Payoff Planner — United States > Snowball & Avalanche Tracker ![Debt Zero App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/da/cc/42/dacc4208-5b92-59b8-c5bd-1cfbe6bae6e4/Theme_0-0-1x_U007epad-0-1-sRGB-85-220-0.png/434x0w.png) **Developer:** [Casi Knibbs](https://apptail.io/developer/casi-knibbs-eEo) **Category:** Finance **Rating:** 4.1/5 (13 ratings) **Price:** Free **Bundle ID:** Casi-Knibbs.Debt-Zero **Store:** Apple App Store **Country:** United States **Version:** 9.0.2 (released 2026-05-27) **Original Release:** 2021-07-08 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1531245557) **AppTail Page:** [https://apptail.io/app/debt-zero-payoff-planner-wmzd/united-states](https://apptail.io/app/debt-zero-payoff-planner-wmzd/united-states) ## Debt Zero Description Getting out of debt is a journey, and having a clear plan makes all the difference. Debt Zero is designed to give you the clarity and confidence you need to reach financial peace faster. Most finance apps look backward at what you’ve already spent. Debt Zero looks forward, showing you exactly when you will be out of debt. Whether you prefer the early wins of the Snowball method or the interest savings of the Avalanche method, we help you build a plan to move you towards being debt free. WHY DEBT ZERO? • ESTABLISHED TRUST: Built and launched in 2020, Debt Zero has been a reliable companion for users on their path to financial freedom for over half a decade. • COMPLETE PRIVACY: Your financial data stays on your device, exactly where it belongs. No bank connections, no data sharing, and no broken syncs—just a secure place for your plan. • SEE YOUR PROGRESS: Watch your "Freedom Date" get closer in real-time. Discover how a plan for extra payments today can shave months off your timeline and save you money in the long run. • STAY ORGANIZED: Use the built-in calendar to visualize your regular payments and plan your strategy with a clear, calm roadmap. • DAILY MOTIVATION: Keep your goals front and center with elegant home screen widgets that celebrate every step of your journey. • JOURNEY MILESTONES: Celebrate small wins along the way, earn milestone stickers, and share your progress to encourage others. • A PERSONAL EXPERIENCE: Customize the app to match your style with premium themes and icons designed for a beautiful, native iOS experience. Debt Zero does not sync with financial institutions. We understand that entering data can feel like a big step, but taking that moment to organize your numbers is the first step toward taking control of your future. While automated tracking can feel convenient, active engagement with your plan helps you stay focused on reaching your goals. You aren’t just downloading a tracker; you’re choosing a clearer, calmer path to $0.00. You’ve got this! Privacy Policy: Terms of Use: ## Debt Zero Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/ef/8c/c6ef8c54-2332-d6ad-31b1-a8f80d600631/Motivated.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/42/17/e5/4217e5b8-4aa6-91e6-5390-9a653a37e234/Save.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3d/2f/ac/3d2fac07-3136-3b92-72e0-19236db9e498/Private.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/f9/80/44f98037-4706-436a-c758-abd45ef319dd/Strategize.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/c5/3f/6dc53f33-1d42-edd9-9f5c-b1e879fd40bf/Countdown.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/70/46/d1/7046d152-c60a-2f37-4d0a-d94d432a0559/Celebrate.jpg/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/9b/09/739b0978-4a25-8325-90e5-c87a3a84189f/Plan.jpg/1284x2778.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f2/7f/ee/f27feed1-26d2-d96c-d819-2a846fc37dff/Themes.jpg/1284x2778.png) ## Debt Zero Rating Breakdown in United States - 5 stars: 8 (62%) - 4 stars: 2 (15%) - 3 stars: 1 (8%) - 2 stars: 0 (0%) - 1 stars: 2 (15%) ## Debt Zero Reviews in United States ### ***** "Sincere review" This is probably the first sincere review that I have ever done. Because I am usually just putting five stars and not leaving a review. But I think that you should get this app because you can have a widget on your Home Screen that will show you how far you have come in paying off your debts. And you can change the color of the icon on a whim. Let’s say you are rooting for the Chicago Blackhawks. You can change it to black and red. -- Gwen110, 2025-12-05 ### ***-- "It's looks nice but" Needs to add a line towards debt. Currently you add your minimum amounts. Now it needs to be able to add line for extra payments after each debt is paid you can snowball that amount to next debt. I like the be able to list everything but I'm not seeing anything about actually paying anything down. There should be paid off button or something. -- Gaul6000, 2025-07-11 ### ****- "Really great" I really love this simple app! It’s so close to perfect. I’d like to be able to see a summary of payments going out and where the snowball payments are going. For example I paid off a card and now need to funnel x amount to which account. Also a total amount that’s going out would be awesome! -- Larakins, 2025-01-15 ### ***** "Simple App!" The easiest app to simplify your debt payoff. It’s all manual entries, which eliminates any bank connection/security issues. Simply enter your account balances, min payment and the calculator organizes your snowball for you. Reminder prompts you to update your balances once a month. Very helpful! -- Camsmom711, 2023-09-02 [View all Debt Zero reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Debt Zero In-App Purchases | Item | Price | |------|-------| | Enable All Features | $39.99 | | Unlock Themes & Icons | $1.99 | ## Debt Zero Discovered Keywords - debt zero ## Apps Similar to Debt Zero - [Контроль Долгов – долги, займы](https://apptail.io/app/kontrol-dolgov-dolgi-zaimy-own/united-states) - [Debt Snowball - Payoff Planner](https://apptail.io/app/debt-snowball-payoff-planner-cSs/united-states) - [Pay Off Debt: Debt Calculator](https://apptail.io/app/pay-off-debt-debt-calculator-Rmv/united-states) - [BillOut - Bill Tracker](https://apptail.io/app/billout-bill-tracker-TfK/united-states) - [Долги - Учет займов](https://apptail.io/app/dolgi-ucet-zaimov-Gorb/united-states) - [Loan Tracker: You Owe Me](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-states) - [Credit Card Payment Calculator](https://apptail.io/app/credit-card-payment-calculator-EVDd/united-states) - [My Debt Manager & Tracker](https://apptail.io/app/my-debt-manager-tracker-fezh/united-states) - [Stack - Simple Debt Manager](https://apptail.io/app/stack-simple-debt-manager-tEjl/united-states) - [Stop Impulse Buying | Budget](https://apptail.io/app/stop-impulse-buying-budget-hyUo/united-states) ## Debt Zero Available In - [United States](https://apptail.io/app/debt-zero-payoff-planner-wmzd/united-states) - [United Kingdom](https://apptail.io/app/debt-zero-payoff-planner-wmzd/united-kingdom) - [Canada](https://apptail.io/app/debt-zero-payoff-planner-wmzd/canada) - [Australia](https://apptail.io/app/debt-zero-payoff-planner-wmzd/australia) - [Azerbaijan](https://apptail.io/app/debt-zero-payoff-planner-wmzd/azerbaijan) - [Belgium](https://apptail.io/app/debt-zero-payoff-planner-wmzd/belgium) - [Bulgaria](https://apptail.io/app/debt-zero-payoff-planner-wmzd/bulgaria) - [Brunei](https://apptail.io/app/debt-zero-payoff-planner-wmzd/brunei) - [Brazil](https://apptail.io/app/debt-zero-payoff-planner-wmzd/brazil) - 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[Argentina](https://apptail.io/app/debt-zero-payoff-planner-wmzd/argentina) - [Austria](https://apptail.io/app/debt-zero-payoff-planner-wmzd/austria) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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