--- title: "Dhani: UPI, Cards & Bills - Reviews, Revenue and Downloads in India | Apple App Store" description: "Dhani app is your one-stop app for managing your everyday financial needs. Send and receive money instantly using your UPI ID, pay all your bills conveniently in one place, and earn exciting cashback " --- # Dhani: UPI, Cards & Bills — India > UPI Payments, Bills & More ![Dhani App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/9a/e3/30/9ae330dc-9909-ed90-c613-0bce47845c4c/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.png/434x0w.png) **Developer:** [Dhani Services](https://apptail.io/developer/dhani-services-PHQ) (India) **Category:** Finance **Rating:** 4.1/5 (42,304 ratings) **Price:** Free **Bundle ID:** com.indiaBulls **Store:** Apple App Store **Country:** India **Version:** 2026.09.04 (released 2026-09-12) **Original Release:** 2017-09-14 **Languages:** English, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Tamil, Telugu **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1273192455) **AppTail Page:** [https://apptail.io/app/dhani-upi-cards-bills-BLm/india](https://apptail.io/app/dhani-upi-cards-bills-BLm/india) ## Dhani Description Dhani app is your one-stop app for managing your everyday financial needs. Send and receive money instantly using your UPI ID, pay all your bills conveniently in one place, and earn exciting cashback and rewards on every transaction. You can also apply for instant personal loans and subscribe to your very own Prepaid RuPay card. Key Features: - Seamless UPI Payments Transfer money instantly and securely to anyone using their UPI ID or QR code. - Effortless Bill Payments Pay your electricity, water, gas, mobile, DTH, credit card, loan EMI bills and more in just a few clicks. - Instant Personal Loans Apply for quick and hassle-free personal loans through a 100% digital process with minimal documentation. Current personal loans are offered by our lending partners. Loan details: Loan Amount: ₹50,000 to ₹15,00,000 Interest Rate: Starting from 12.65% per annum Loan Tenure: 12 to 84 months Representative Example: For a ₹1,00,000 loan at 15% p.a. for 3 years, the EMI is ₹3,467. Final terms may vary based on credit assessment. - Rewarding Experience Earn cashback and Dhani Coins on every transaction to help you save more. - Secure and Reliable Enjoy the peace of mind of using a secure, RBI-approved platform. - RuPay Card Get your own RuPay Prepaid card for out-of-app transactions. "Dhani" app is owned by Dhani Services Limited. The loan/credit facility provided through the Dhani app has been sourced by the below lending partners/aggregators: - Dhani Loans and Services Limited - Poonawalla Fincorp Limited - CreditLinks - Moneycontrol ## Dhani Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2a/8f/00/2a8f0089-abda-ef3a-9e8f-16b6181d17ff/b83b7adb-5df8-4b82-bb3d-f4fcd74380b4_1-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d4/f9/77/d4f977f8-c435-dbd2-8b0d-f77685bd5e1e/b696eb06-5b06-45f8-aa28-cff194f2d107_2-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/01/ef/52/01ef52d0-880c-2738-53f0-975e8440de70/c5e720b6-be66-4dd1-b1c3-1a54602f9ccc_3-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/e1/8c/12e18cd0-a0f5-e6ae-f467-25f691b9ea6b/a4482ca2-8e62-4580-8503-157fc0aaa2f0_4-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5d/16/da/5d16da84-68d4-48a8-df40-59db4da20045/a58331a5-067f-47bc-b678-b7e07f46f03c_5-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8d/45/02/8d4502b3-cfbd-5954-b8e4-b80114ee198f/859d8d97-6895-40cb-b9cf-56adb988d4cb_6-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1f/90/e1/1f90e10b-3e20-67c7-31cf-8ce691bac3f6/0de40693-4025-461a-ab46-e47e0a50d94f_7-1242X2208-IOS12-Dhani-UPI-Playstore-Screens-2024.jpg/1242x2208.png) ## Dhani Rating Breakdown in India - 5 stars: 30,195 (71%) - 4 stars: 2,746 (6%) - 3 stars: 1,357 (3%) - 2 stars: 934 (2%) - 1 stars: 7,072 (17%) ## Dhani Reviews in India ### *---- "Fraud app" I made all my Freedom Card payments on time, without a single delay. However, they incorrectly marked my credit report, showing that I made a late payment. This app is terrible, and I strongly advise against using it. -- Shubhamjha00000, 2024-12-29 ### *---- "Scam" It is a massive scam. -- nikhilmuz, 2024-10-19 ### *---- "CRIF REPORT RELATED FRAUD" I’ve been trying to connect to Dhani since last 1 week but unable to connect not even receiving any reply. Also despite of payment of loans it has been marked Write off In CRIF. Going to Ombudsman -- Parthkapadia, 2024-09-23 ### *---- "Review" Weast of time -- P.ramu, 2024-09-21 ### ***** "Good" Good luck -- joy8696, 2024-09-04 ### *---- "Scamer Alert 🚨" Worst of the worst Loan aap. Didn’t expected like this after seeing Mahindra Singh Dhoni picture in it. 1st of all I would like to express my experience that they have Asked me to deposit 2550 rupees for processing fee which I agreed and paid to Akash Kumer after that they again called me and asked me to deposit 9880 rupees but I didn’t pay them as I feel insecured and feel that they cheated on me so I have to cancel my request. Now I want my money back. -- Agree mama, 2024-08-29 ### *---- "Fraud" Dhani app totally fraud -- Raaz983874, 2024-08-23 ### *---- "Do not borrow loan from dhani app ever they do not let you pay loan." Do not borrow loan from dhani app worst app ever they do not let you pay loan then charges you penalty and late fee -- akkkkhi, 2024-08-19 ### *---- "Worst service" Cant even do the video kyc. Timer shows 10 in queue to verify still taking 2 hrs for it. I guess customer care of dhani is running on budget. They cant even afford a team to do the job as faster pace. Poor app design and poor service. I wont recommend anyone to use this app. -- Star_trader, 2024-07-16 ### *---- "Fraud" Frud app, they will say account settled but they will keep account open -- Siva111s, 2024-06-28 [View all Dhani reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Dhani Discovered Keywords - upi - bills - cards - capitalnow - danny - earn cashback - doctors online - drs - doctor pets - my pharmacy ## Apps Similar to Dhani - [Stashfin UPI, Pay Bills, Loans](https://apptail.io/app/stashfin-upi-pay-bills-loans-zPm/india) - [Pocketly Instant Personal Loan](https://apptail.io/app/pocketly-instant-personal-loan-LJK/india) - [IIFL: Gold & Business Loans](https://apptail.io/app/iifl-gold-business-loans-jeN/india) - [Buddy Loan: Personal Loan App](https://apptail.io/app/buddy-loan-personal-loan-app-OiVd/india) - [CASHe: Online Instant Loan App](https://apptail.io/app/cashe-online-instant-loan-app-hxWd/india) - [Creditt+ Instant Personal Loan](https://apptail.io/app/creditt-instant-personal-loan-Jnxe/india) - [Capital Now: Instant Loan App](https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india) - [Freo - UPI, Insurance, Loans](https://apptail.io/app/freo-upi-insurance-loans-gNLe/india) - [Lenditt: Personal Loan App](https://apptail.io/app/lenditt-personal-loan-app-uArf/india) - [Zype Instant Personal Loan App](https://apptail.io/app/zype-instant-personal-loan-app-VWwn/india) ## Dhani Available In - [India](https://apptail.io/app/dhani-upi-cards-bills-BLm/india) - [United Kingdom](https://apptail.io/app/dhani-upi-cards-bills-BLm/united-kingdom) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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