--- title: "DhanLAP - Reviews, Revenue and Downloads in India | Apple App Store" description: "Loan against Mutual Funds | All AMCs supported Loan against Shares| Upto 500 Shares Eligible Our NBFC Partners : South Indian Bank (SIB), Shriram Credit Company Limited (SCCL), Shriram Finance Lim" --- # DhanLAP — India > Loan Against Securites ![DhanLAP App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a3/cb/00/a3cb0089-0782-2b5b-1281-c6aea24a9338/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png) **Developer:** [Ark Neo Financial Services Private](https://apptail.io/developer/ark-neo-financial-services-private-TGLe) **Category:** Finance **Rating:** 2.1/5 (16 ratings) **Price:** Free **Bundle ID:** com.dhanlap.retail **Store:** Apple App Store **Country:** India **Version:** 0.4.28 (released 2026-06-09) **Original Release:** 2023-03-26 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6446143330) **AppTail Page:** [https://apptail.io/app/dhanlap-XtKl/india](https://apptail.io/app/dhanlap-XtKl/india) ## DhanLAP Description Loan against Mutual Funds | All AMCs supported Loan against Shares| Upto 500 Shares Eligible Our NBFC Partners : South Indian Bank (SIB), Shriram Credit Company Limited (SCCL), Shriram Finance Limited (SFL), IFIN Securities Finance Limited (ISFL), IFIN Securities Finance Limited (ISFL), Shriram Credit Company Limited (SCCL), Bajaj Finance Limited DhanLAP’s Loans help you borrow money for expenses during financial emergencies, for funding your education, for going on a vacation, or for other expenses such as a wedding in the family. You can avail yourself of loans at minimum interest rates for amounts starting from ₹25,000 and for tenures ranging between six months and 2 years. DhanLAP Loan Process 1. KYC Verification. 2. Select your Mutual Funds/Shares to lien mark. 3. Check your instalments. 4. E-sign your Loan Agreement. 5. Amount disbursed to your bank account. Loan Terms - Loan amount: Up to ₹15 crore (subject to mutual fund value and eligibility) - Tenure: Upto 6-12 Months (varies by lender) - APR: As low as 10-13% p.a. (varies by lender and profile) - Pledge process: 100% digital, secure, and hassle-free - No pre-payment/part payment charges or penalties. - Overdraft Facility - Pay only the interest for the money you withdraw. Sample Loan Calculation (Illustration) -Principal Amount => ₹1,00,000 -Tenure => 12 Months -APR => 10% -Instalment Amount: -Balloon => Pay only Interest = ₹833.33. (The principal amount needs to be repaid at the end of the loan tenure) -EMI => Principal + Interest = ₹8791.59. Assume you are taking a loan of ₹1,00,000 for a tenure of 12 months, , you will only pay₹833.33/Month for 12 months and repays the principal amount of ₹1,00,000 at the end of the 12th-month tenure If you opt for a loan with our EMI payment option, for ₹1,00,000 with a tenure of 12 months, you will pay a monthly EMI of ₹8791.59/Month for 12 months. DhanLAP powered by Ark Neo Financial Services Pvt Ltd is a Loan against securities platform. Founded by a team with over 100-man years of experience in building digital financial investment and loan solutions, we understand the common difficulties faced by investors when it comes to utilising their investments in case of an emergency. We have made the entire process simple and hassle-free so that you can get the amount deposited in your account within 15 minutes safely. Website: Privacy Policy: Terms and Conditions: ## DhanLAP Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/ed/7a/4eed7ad2-1e58-f74f-4c8f-e3411304ea84/FD_Nav_bar.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0a/6c/ec/0a6cec3a-c098-3807-a6fc-3b1ccedd5598/7adf47e8-009c-43d7-8afe-185439a27fec_Frame_2.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c9/65/fc/c965fca5-4400-bf05-9410-af487a582975/bf01b2a9-6fd2-44c7-86b5-5d99dc404a56_Frame_3.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a9/9b/d0/a99bd05d-16e9-36a9-715f-51222f7655ef/171750cc-3873-407e-8b07-c9cfcdde184a_Frame_4.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/eb/3f/df/eb3fdff8-70bb-2973-8aa7-a23018e4f18b/162601b5-d4da-4ed5-97c0-814de130b2d0_Frame_5.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5e/7c/b3/5e7cb3c0-5429-4642-673c-cb7af270989c/FD.jpg/1242x2688.png) ## DhanLAP Rating Breakdown in India - 5 stars: 3 (19%) - 4 stars: 0 (0%) - 3 stars: 2 (13%) - 2 stars: 2 (13%) - 1 stars: 9 (56%) ## DhanLAP Reviews in India ### **--- "App crashes every time" The loan transaction was seamless but the app interface is worst. It crashes every time. -- PRitom24, 2026-06-05 ### *---- "Moheeb Mohammed" I am extremely dissatisfied with my experience with Dhanlap. The app is terrible and user-unfriendly. The customer service is very poor, as it appears to be handled by only one person who seems dodgy and untrustworthy. They do not respond to queries, especially when I tried to cancel my loan application. Additionally, they have blocked my mutual funds in lien without any explanation and have not responded to any requests for unblocking or clarifying the situation. I do not recommend this platform due to their unprofessional behavior and lack of support. -- MoheebMohammed, 2025-11-17 ### *---- "Terrible App and fraud service" I am extremely dissatisfied with my experience with Dhanlap. The app is terrible and user-unfriendly. The customer service is very poor, as it appears to be handled by only one person who seems dodgy and untrustworthy. They do not respond to queries, especially when I tried to cancel my loan application. Additionally, they have blocked my mutual funds in lien without any explanation and have not responded to any requests for unblocking or clarifying the situation. I do not recommend this platform due to their unprofessional behavior and lack of support. -- MoheebMohammed, 2025-11-17 ### *---- "Worst experience" Worst service not responding after paying full amount . They not doing my mutual fund unlien -- Sourav lod, 2025-09-30 ### ***-- "App not updating" App not getting updated -- PSP singh2, 2025-07-08 ### *---- "App updation" Unable to update the app kindly help -- RAHULNARVAN, 2025-07-06 ### ***** "Happy" Mr Selva Devan is really very helpful & patient. Appreciate his hard work & consistency. Keep up the good work Mr Devan & guys pls get him promoted soon cause he deserves it big time :) -- viji14, 2025-05-05 ### ***** "Great App. Quick and efficient" It takes through the steps seamlessly and makes the process simple and enjoyable. Got the loan in 12 minutes. -- Loan app evaluator, 2025-04-16 [View all DhanLAP reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## DhanLAP Discovered Keywords - securitize ## Apps Similar to DhanLAP - [Runrate: Quick Financial Plan](https://apptail.io/app/runrate-quick-financial-plan-bSTb/india) - [Growthfiniti](https://apptail.io/app/growthfiniti-cSTb/india) - [FP Fees](https://apptail.io/app/fp-fees-JzUb/india) - [InvestOnline](https://apptail.io/app/investonline-LNec/india) - [Briezi](https://apptail.io/app/briezi-lbIl/india) - [50Fin](https://apptail.io/app/50fin-gWbm/india) - [AskTheWiseGuy](https://apptail.io/app/askthewiseguy-Xcfm/india) - [Deofin App](https://apptail.io/app/deofin-app-EGen/india) - [Kuants Mutual Fund](https://apptail.io/app/kuants-mutual-fund-gSbo/india) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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