---
title: "Direct Loan — Loans For OFWs - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "Direct Loan is a peso loan app for Filipinos by IDIRECT FINANCE COMPANY, INC.  SEC company name:  iDIRECT FINANCE COMPANY INC. SEC company registration NO.2021080023709-02 CERTIFICATE AUTHORITY NO.F-2"
---

# Direct Loan — Loans For OFWs — Philippines
> Fast Approval Credit Loan

![Direct Loan App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/cd/c5/78/cdc5787b-2a45-968a-3ad8-02570cbf0cd3/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [IDIRECT FINANCE COMPANY](https://apptail.io/developer/idirect-finance-company-ITJc) (Philippines)
**Category:** Finance
**Rating:** 2.9/5 (85 ratings)
**Price:** Free
**Bundle ID:** com.megalink.directLoan
**Store:** Apple App Store
**Country:** Philippines
**Version:** 3.8.5 (released 2026-08-27)
**Original Release:** 2021-11-22
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id1589565305)
**AppTail Page:** [https://apptail.io/app/direct-loan-loans-for-ofws-fRpb/philippines](https://apptail.io/app/direct-loan-loans-for-ofws-fRpb/philippines)

## Direct Loan Description
Direct Loan is a peso loan app for Filipinos by IDIRECT FINANCE COMPANY, INC.

SEC company name: 
iDIRECT FINANCE COMPANY INC.
SEC company registration NO.2021080023709-02
CERTIFICATE AUTHORITY NO.F-21-0010-64

Direct loan is your partner for a cash loan. We strive to provide convenient and friendly credit loan services to Filipinos. Easy loan application, get pesos funding, and improve your family life in the Philippines.

Product Introduction:
Loan Amount: ₱ 5,000.00 – ₱ 100,000.00
Loan Term: 91 days (shortest, including renewal time) - 365 days (longest, including renewal time)
Maximum APR is 24% per year, 2% monthly
Other Fees: As a credit lending service application Direct Loan will charge different fees according to the product you choose, which costs are used for credit score assessment, account management, and third parties.

For example: 
If you choose a loan limit of ₱ 5,000.00 with a period of 180 days, the total interest should be paid: 
₱ 5,000.00 * 2% * 6= ₱ 600.00
monthly interest shall be paid: 
₱ 5,000.00 * 2% = ₱ 100.00
monthly repayment bill including principal and interest shall be paid: 
₱ 5,000.00/6 + ₱ 100.00 = ₱933.34
total repayment bill including principal and interest shall be paid: 
₱ 5,000.00 + ₱ 600.00 = ₱ 5,600.00

Why choose Direct Loan？
Direct Loan is a convenient peso online loan App, that offers all the essential features available in any other loan app:
Simple, Easy, and Fast process；
Easy Approval and fast lending
Low-Interest Rates on loans
High Loan Amount
Long-term Payment Options
Repayment by Installments

Who can borrow it?
Direct loan is one of the online loan app for Filipinos. If you are over 20 years old, have a valid mobile phone number, and have a stable source of income, you can come to Direct Loan to loan money with 2 Valid IDs. We will increase the limit and loan period based on your credit score! The more data you provide, the higher your credit score. 

Our Vision: Direct loan, For A Better Word
Direct Loan APP provides instant personal loan help for your urgent cash needs. Our fast cash loan has an automation function online, only 2 Valid ID is needed, which offers you a loan in as fast as 3 minutes after approval. Direct Loan provides you a quick loan approval and strives to be the best loan app.

Contact Us
For questions, feedback, or concerns, please get in touch with us at:
website: 
Facebook: @iDirectFinance
Email: cs@directloan.ph
Address： 26th Floor The Podium West Tower ADB Ave Ortigas Center Mandaluyong, Philippines

## Direct Loan Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bd/d6/7e/bdd67eb0-27b1-9d25-c528-5006ed854d68/6030d473-2d63-49a9-84b6-aeaf0a75cf77_2.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/c3/4d/e1/c34de14d-e280-250e-1d23-bb36a76f037d/46c826a4-845c-4560-ba0e-a084d351da8c_12422688-fastdisbursement-poster.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/b7/40/7ab740d9-05a3-8e67-974b-25cf87d1a37b/a53dfc22-d215-4a28-8135-256ba0cfad2d_1242_2688-loanamount-poster.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/fc/ad/d5fcad45-263f-18b8-5163-190ea295a780/688004fe-7063-43b3-bc7d-f66d9433e4c7_1.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2c/4c/85/2c4c8506-ed10-0be3-b6dc-eb7d054043e0/ee7b07fd-29b2-4259-865f-7a342d61a9e0_3.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1d/0c/1f/1d0c1f95-6e06-6689-78fc-c7c872568b3a/9f9971fc-509a-440c-aba1-db6f2443ba3f_12422688-seclicensed-poster.png/1242x2688.png)

## Direct Loan Rating Breakdown in Philippines
- 5 stars: 30 (35%)
- 4 stars: 9 (11%)
- 3 stars: 3 (4%)
- 2 stars: 5 (6%)
- 1 stars: 38 (45%)

## Direct Loan Reviews in Philippines

### *---- "Europe"
I was happy that your app appear in my App Store.  And disappointed after downloading🥲🥲🥲
-- DearJohn1990, 2024-01-20

### *---- "Must be +63"
Cannot change to PH number 
its must be +63
-- Scotty_earl, 2023-05-05

### *---- "Useless app"
Cannot register the area code is +866 and there’a no way to change it
-- Emsag, 2022-10-22

### *---- "Charged me 29pesos for nothing"
Never install the app. It will charge you 29pesos for God knows why and then you cant even register because you cant change the country code to Philippines. Stupid app.
-- codenamelars, 2022-10-04

### ***-- "Wrong phone code"
For mobile code, it uses UK code 886. How?

Liza
-- lizamamamuag, 2022-09-20

[View all Direct Loan reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Direct Loan Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Philippines | Finance | #160 |

## Direct Loan Discovered Keywords
- direct loan

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## Direct Loan Available In
- [Philippines](https://apptail.io/app/direct-loan-loans-for-ofws-fRpb/philippines)
- [Taiwan](https://apptail.io/app/direct-loan-loans-for-ofws-fRpb/taiwan)

---

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