Discovery Bank
Bank Healthier
#1 Keyword Rankings
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Top 10 Rankings
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Top 30 Rankings
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Top 100 Rankings
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Description

Welcome to the future of Banking. We’re the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have your bank branch in the palm of your hand.


Discovery Bank offers market-leading interest rates, revolutionized digital payments and a banking experience that makes life easier, more exciting and of course, more rewarding.

Here are just some of the features our app has to offer:

Your bank at your fingertips:

o Sign up in under five minutes and get access to your free virtual card to begin transacting immediately.
o Get fast, easy access to credit when you need it most.
o Bank safely and conveniently: Manage and track your cards, accounts and rewards all in one place. Instantly change a PIN, and securely pause or stop your cards.
o Get alerts so you always know what’s happening with your accounts.
o Buy prepaid products such as airtime, data, SMS bundles, water and electricity and get up to 20% off when you pay using Discovery Miles.
o View and download your bank statements, account confirmation letters, and tax and deposit certificates whenever you need them.

Pay anyone quickly, safely and easily:

o Apple Pay is here. Enjoy a safer, more convenient way to pay.
o Make payments to any of your cellphone contacts who are Discovery clients, regardless of who they bank with Discovery Pay.
o Enjoy safer, convenient payments and shopping with our virtual card. Shop online or use it to tap-and-pay in store with Fitbit Pay, Garmin Pay and Samsung Pay.
o Set up Health Pay to pay your medical expenses at pharmacies, hospital and medical service providers.

Get exclusive access to Vitality Money:

We all want to be financially healthier. Imagine a bank that shows you how and helps you get there, while rewarding you along the way.

o Understand and track your financial health while unlocking incredible rewards.
o Reach your goals by engaging with your five key financial behaviours to reach a higher Vitality Money status.
o Get rewarded on your healthy grocery shopping, personal care, fitness devices, sports gear and equipment, and so much more!
o With Dynamic Interest Rates you can even boost your interest earned by an extra up to 1.5% on your demand savings and cheque accounts and pay up to 6.75% less on your credit.

Earn Discovery Miles, a rewards currency like no other:

- Earn Discovery Miles – our rewards currency more valuable than cash - when you exercise, drive well or spend your money responsibly rewards currency that’s more valuable than cash.
- Save up to 20% when you spend them in-store and online, or convert them into travel rewards, use them to pay a contact or convert them to cash.
o View, manage and pay using your Discovery Miles Account in your banking app.

Reach your savings goals faster:

o Reach your savings goals faster! Open free savings accounts and earn market-leading interest rates.

Don’t just take our word for it:

5/5

"Wow! Digital Banking at its best!" - Albert J

5/5

“I had to install the Discovery Bank App and it was the easiest application I have ever completed. Everything was done (uploads of Proof of Address, Payslips etc.) on the app and it was very user friendly. I am really very impressed.” – David S

Best Bank with great benefits

“Since I have joined Discovery Bank, I have been totally satisfied. Everything they promised is what they deliver.” – Marilyn N
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Screenshots

User Rating

4.85 out of 5

85,418 ratings in South Africa

5 star
77,216
4 star
5,556
3 star
1,425
2 star
323
1 star
898

Ratings History

Reviews

Please please fix the login / session process

Blurtsie on

You need to make your app work for humans. Do not expect me to stand in a store and blink slowly at my camera like an idiot when I want to check my balance, AND then just pop me back to the login screen. Look at how good the Safair app is, they put effort into making things easier for their customers. The banking side is great so far, just get better app developers.

Discovery Bank and Vitality gameplays - not happy

Vitality members on

Ever since I’ve moved to discovery bank app I’ve been having issues with receiving my weekly gameplays, reported the issue in December 2023 and to this day it has not been resolved. When I follow up they tell me that even other Vitality members are experiencing the same problem, that’s not good enough. How can a simple app issue take 6 months and is still unresolved??? Now I have to manually request my plays every week. Do better Discovery Bank, I’m not pleased at all. When you send emails to inquire about these issues, no one responds but if you dare miss a payment of any kind then you receive a call from them.

Good app

sir_bhele on

I’m very happy with the app. You have your moments just like any other bank. The app is very user friendly. Kindly look at the following points. 1. Option to play the lotto and powerball. 2. Option to refresh balances when you’ve had the app open for some time.

In app authorisation does not work

SimCoGNiTO on

I updated to the new version of discovery app and in app authorisation does not work. Tried calling the bank and it requires to verify via the app which defeats the purpose…now I’m stuck. General service in Discovery is getting worse

Unuserfriendly

FiremanGP on

Why can’t the developers use guidance from FNB App which is simple and super user friendly.

Unable to access the App

Zee Wana on

Have not been able to access the App lately, it loads forever without connecting 😒

Not impressed with the app

Koki.milly on

This is the 2nd week now and the app hangs and says loading but does not log in! Last week Sunday I had to uninstall and reinstall. Today on 23/05/2024 it is still hanging.🤬

Switching over was the best thing I ever did!

D Marais on

I can’t understand why there are bad reviews of this app - I find it so much easier to use than other banking apps. It does get a little slow at times, but other than that, it is great!

Very slow

Salspeed on

App is quite slow compared to other bank apps which can be very frustrating. Take about 30 seconds just to logon and then is generally quite slow navigating within the app. I would have expected more from Discovery.

Beneficiaries

nick77€ on

When I select a beneficiary and go to the payment page it brings up a random beneficiary. Not the one I selected. This has been a problem for over a year. It’s dangerous because I could easily pay into the wrong account.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
12
Top Free
97

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Discovery Bank LTD
Languages
English
Recent version
5.4.0 (1 month ago )
Released on
Mar 24, 2019 (5 years ago )
Last updated
2 weeks ago