---
title: "Dive.Money - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Invest in 24K digital gold and curated mutual fund portfolios that grow with you.  Historically, premium wealth-building strategies were reserved for the wealthy. Everyday investors were left with fix"
---

# Dive.Money — India

![Dive.Money App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/07/e2/47/07e247b5-7601-494c-46c5-41595be40f69/AppIcon-1x_U007emarketing-0-6-0-85-220-0.png/434x0w.png)

**Developer:** [VITTGROW SERVICES PRIVATE](https://apptail.io/developer/vittgrow-services-private-zcOg)
**Category:** Finance
**Rating:** 4.4/5 (53 ratings)
**Price:** Free
**Bundle ID:** Money.Dive
**Store:** Apple App Store
**Country:** India
**Version:** 1.5.0 (released 2025-11-15)
**Original Release:** 2024-03-26
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6474933489)
**AppTail Page:** [https://apptail.io/app/divemoney-UTZq/india](https://apptail.io/app/divemoney-UTZq/india)

## Dive.Money Description
Invest in 24K digital gold and curated mutual fund portfolios that grow with you.

Historically, premium wealth-building strategies were reserved for the wealthy. Everyday investors were left with fixed deposits and savings accounts that barely kept up with inflation.

At Dive Money, we’re changing that. We believe wealth-building shouldn’t be a privilege - it should be second nature.

Here’s how we make it real

Invest in 100% Secure 24K 99.9 Digital Gold
→ Earn up to 12% annual returns  (That’s 3X more than a typical FD)
→ Backed by 100% physical gold, securely stored in insured vaults
→ No lock-in. No exit charges. Redeem to your bank anytime

Earn up to 4% Extra Gold Grams on Your Digital Gold investment
→ Earn up to 16% annual returns 
(12% market average + 4% fixed gold in grams)
→ Your gold is leased to top-tier jewellers. Interest calculated daily, credited monthly to your dive account
→ No lock-in. No exit charges. Redeem to your bank anytime
→ Beats all other gold assets in returns

Invest in Expert Curated Mutual Fund Portfolios Built for Long-Term Growth
→ Curated by professionals with 20+ years of market experience, managed by experienced fund managers
→ Diversified. Risk-hedged. Earn up to 29.75% 3-year CAGR
→ Easy to buy, track and exit
→ Thematic Strategies that Beat Benchmarks:  Invest in India’s future (Tech, Green Energy, Make in India and more)

Your Investments Are 100% Safe and Secure
→ Regulated by SEBI | Licensed by AMFI (ARN 171564)
→ Bank-grade encryption & data security
→ Trusted by leading institutions like HDFC Mutual Fund, ICICI Prudential, Augmont and more
→ Withdraw anytime | No lock-ins

How to Invest with Dive Money
1. Install & sign up
2. Choose your instrument - Digi Gold, Digi Gold+, or Wealth Plans
3. Complete KYC
4. Start an SIP or make a one-time investment

FAQs
→ What is Dive Money and how does it work?
Dive Money is a smart investment app where you can start building wealth with expert curated mutual fund portfolios, digi gold+ and digi gold. 

→ Is there a minimum amount I need to start investing?
Yes. You can start investing with as little as ₹100 for digital gold, and ₹1000 for mutual fund-based portfolios

→ Is my money safe with Dive Money?
Absolutely. Dive Money is AMFI-licensed and governed by SEBI. All our portfolios are managed by NISM-certified experts, and we only partner with top-tier AMCs and institutions. When it comes to gold, you're buying 24K 999 pure gold from Augmont - NABL and BIS accredited, and a member of the India Good Delivery standard (NSE, BSE, MCX). It’s fully hallmarked and stored in secure Sequel Vaults, monitored by SEBI-registered IDBI Trusteeship.

→ Who manages the portfolios on Dive Money?
Our wealth plans are built by mutual fund experts with 20+ years of experience and NISM certifications. Your investments are managed by experienced fund managers.

→ Can I take my money out anytime?
Yes. All our investment options offer easy exits. There’s no lock-in or exit charge. That said, we recommend staying invested for at least a year to truly see your money grow.

Contact Us
→ Entity Name: Vittgrow Services Private Limited
→ Email: hello@dive.money
→ Website: www.dive.money
→ LinkedIn:  
→ Instagram:  

Terms & Conditions:  
Privacy Policy:  

Start your investment journey today with Dive Money - Trusted by 1 Lakh+ young investors. Download Now!

## Dive.Money Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/99/4a/12/994a1211-6d91-bec0-05ea-27b33783a5ea/App_Store_preview_1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d3/56/a4/d356a4d0-e556-7ca7-9013-3f7923038141/App_Store_preview_2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/88/48/e9/8848e9dc-7f54-ae9d-5478-7af1ded2cd26/App_Store_preview_3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/19/08/6519089d-0ed4-4150-e2ea-ea8e1978753f/App_Store_preview_4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f0/47/f7/f047f738-9c47-21f4-7679-d726c83d7c20/App_Store_preview_5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c8/be/6c/c8be6cfc-c9e0-c027-e0d2-e430c646367c/App_Store_preview_6.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fd/ee/5d/fdee5ded-a0f4-a0f0-9af2-c69779ef7e3d/App_Store_preview_7.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/28/fc/4c/28fc4c01-3310-acf2-29cf-d7d2e803a992/App_Store_preview_8.jpg/1242x2688.png)

## Dive.Money Rating Breakdown in India
- 5 stars: 45 (85%)
- 4 stars: 0 (0%)
- 3 stars: 1 (2%)
- 2 stars: 0 (0%)
- 1 stars: 7 (13%)

## Dive.Money Reviews in India

### *---- "Warning"
That App is biggest scam and Don’t Trust anyone
-- Piyush Lohar, 2025-05-24

### ***** "."
Interest is amazing I will skip all other instruments to invest in five
-- Lakshya_786, 2025-04-05

### ***** "."
Only app i use for savings game changer
-- J@ssi saini, 2025-04-05

### ***** "Excellent For Investors"
Hands down the best savings app. 16% interest is way too good. Digi gold? Investment in 100? All in one??? Yes u got it all dive. Try it yourself.
-- Shivanshu Pankaj Mishra, 2025-03-05

### ***** "Meshna"
Nice app for finances
-- Meshna10, 2025-02-24

### ***** "Savings made easier"
Best saving app , feels like this app is made keeping the youth in mind
-- SVERMA23, 2025-02-24

### ***** "Good"
That was a great experience i had after using the app, great app.
-- Abhi546, 2025-02-15

### ***** "One of the best Savings App"
Effortless Savings with Dive
Dive has completely transformed my saving journey. The app is super easy to use, and I love that it’s designed with youth in mind. With the amazing 12% interest, I’m skipping all other saving options. Starting with just $100 helped me kickstart my savings, and now it’s the only app I use. Hands down, the best savings app!
-- Chutzzzzzxpaaaass, 2025-02-10

### ***** "Saving made super easy!"
Dive Money is a great platform for not only old user but beginners who are trying to start investing. It has made investing simple and with only 100 rupees anyone can start their investing journey.
-- Krishhhh25, 2025-02-10

### ***** "Game changer for my saving journey"
Dive Money is a reliable and user-friendly platform with excellent services and transparent operations. Their responsive support team ensures a smooth experience. Highly recommended!
-- Bhanu_1405, 2025-01-26

### ***** "Excellent for Beginners!"
Dive Money is a fantastic app for anyone new to investing. With just ₹100, you can start saving and earn up to 16% returns, which is much higher than traditional options. The user-friendly interface makes the whole process simple and enjoyable. Plus, the flexibility to withdraw anytime without penalties is a big bonus. Highly recommend for Gen Z looking to build wealth effortlessly!
-- mohammedaffan, 2025-01-13

### ***** "Tanishqa Kotak"
Dive money is a very great app I am impressed with this app. It is a great app for investments. I personally like this app very much highly recommend!!!
-- Rhkejdheoalsm, 2025-01-09

### *---- "I can't check my investment"
I tried to see but i can't see. I don't know why
-- 4xsouvik, 2024-12-02

### *---- "Login report"
I can’t login in app and I can’t see my money where I deposited 😖😖
-- ram2107, 2024-12-02

### ***** "Good experience"
My user Experience is brilliant And first of All Its Easy To use,saving made easy,everyday interest credited,For Youth,Best Savings app, please launch more financial instruments,game changer for my saving journey,only app I use for my savings,starting from ₹100 helped me to kickstart my saving journey,10.5% interest is amazing.I’ll skip all other instruments to invest in dive.Hand Down! Deleted all the other saving app,feels like this app is made keeping the youth in mind.seamless experience.
-- @rj/:323, 2024-11-27

### *---- "Worst app in the world"
Maine 5k dale the or aab otp hi nhi a rhi hai 😡😡😡😡😡😡
-- As@143, 2024-11-27

### ***-- "Dive"
Use dive money!! Do nothing!! Take benefits comfortably
-- Dive money, 2024-11-24

### ***** "Dive money"
Good for managing expenses
-- Ronakrandi, 2024-11-12

### ***** "Finance"
This app has helped me gain a lot of knowledge about finance and has helped me to discover hidden mysteries about finanace. Very useful app should be used by everyone👍🥳.
-- Rivan jain, 2024-11-08

### ***** "Effortless Savings with High Interest- Love It!"
Love this app! It’s straightforward, user-friendly, and offers a great interest rate. Dive Money makes saving money rewarding and fun!
-- Daniya Sultana, 2024-10-26

[View all Dive.Money reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Dive.Money Discovered Keywords
- divemoney

## Apps Similar to Dive.Money
- [Trigr - financial market app](https://apptail.io/app/trigr-financial-market-app-rAS/india)
- [Equentis - Research & Ranking](https://apptail.io/app/equentis-research-ranking-uAS/india)
- [Metalpha](https://apptail.io/app/metalpha-yLyb/india)
- [Pockett - Money Manager](https://apptail.io/app/pockett-money-manager-kMSb/india)
- [Runrate: Quick Financial Plan](https://apptail.io/app/runrate-quick-financial-plan-bSTb/india)
- [Bullspree: Fun+Learn+Invest](https://apptail.io/app/bullspree-funlearninvest-dpWd/india)
- [PBP Inspect](https://apptail.io/app/pbp-inspect-Rcki/india)
- [Saafe](https://apptail.io/app/saafe-AvVm/india)
- [Tradz by EquityPandit](https://apptail.io/app/tradz-by-equitypandit-uOZm/india)
- [Stack Wealth: Mutual Fund, SIP](https://apptail.io/app/stack-wealth-mutual-fund-sip-GYJn/india)


---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*