---
title: "Dosh - Reviews, Revenue and Downloads in New Zealand | Apple App Store"
description: "Banking made freak’n easy* Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking. *Dosh is not a registered bank. However, your funds are held at a N"
---

# Dosh — New Zealand
> Banking made freak’n easy

![Dosh App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8e/a0/98/8ea098ec-7015-d7be-c8ad-7f0ae6ae082e/AppIcon-0-0-1x_U007epad-0-1-0-sRGB-85-220.png/434x0w.png)

**Developer:** [MCA Investments](https://apptail.io/developer/mca-investments-fDwc) (New Zealand)
**Category:** Finance
**Rating:** 4.1/5 (159 ratings)
**Price:** Free
**Bundle ID:** nz.dosh.wallet
**Store:** Apple App Store
**Country:** New Zealand
**Version:** 1.5.7 (released 2026-10-02)
**Original Release:** 2021-10-03
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id1551072628)
**AppTail Page:** [https://apptail.io/app/dosh-Ncyh/new-zealand](https://apptail.io/app/dosh-Ncyh/new-zealand)

## Dosh Description
Banking made freak’n easy*
Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking.
*Dosh is not a registered bank. However, your funds are held at a NZ registered bank.

EARN PHONE DOLLARS AND GET THE NEW PHONE YOU WANT, FASTER
Spend with the One NZ dosh card and earn Phone Dollars on your everyday spend.
Take out a home loan with dosh and get a Phone Dollars bonus towards your next phone upgrade.

HOME LOANS THAT GIVE BACK
Unlock freak’ n great interest rates on a home loan with dosh —powered by Westpac NZ.
Whether you're switching your existing home loan or stepping into your new home, dosh makes the process easy and 100% digital.
Plus, earn $1,700 Phone Dollars upon settlement so you can get the new phone you want, faster. 
Your access to hassle-free borrowing starts here. Apply for a home loan with dosh today.

SPEND AND EARN PHONE DOLLARS
Spend with the One NZ dosh card and earn 1% back Phone Dollars on your eligible everyday spend. Helping you get to your next interest-free phone faster.
Pay with Apple Pay, Tap & Go in store or, shop online at any Visa enabled retailer. 
You’re in control. Set limits or lock your card any time. Plus get notified every time your One NZ dosh card is used.

STRIVE TOWARDS YOUR SAVINGS GOALS
Earn an epic interest rate on your savings while you grow your balance.
Enjoy unlimited withdrawals with no fees or complicated rules.
Set your savings goals and track your progress.
Funds are held on trust with an AA- registered bank in New Zealand.


Fine print
You must be 13+ to use Dosh. See our T&Cs in the Privacy Policy. Visit Dosh.nz
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at 
Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply. 
Dosh home loan reward offer has a minimum loan size of $300,000 and eligibility criteria and T&Cs apply. 
The Phone Dollars reward is provided exclusively by One NZ.  Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet

## Dosh Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/04/7e/71/047e7146-788a-957d-d047-466c036ff4de/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.02.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/10/4f/c3/104fc3b4-0462-1965-5441-0d1206fa304b/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.03.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5c/66/21/5c6621cc-449d-636f-7501-6045e8324e9e/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.04.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/ec/9b/deec9b04-5a63-badb-9492-9c8b86f1c273/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.05.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/ad/6c/f5ad6c1e-cae9-d8d0-14c1-13d19acddfa0/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.06.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/a1/90/c0a19019-bfb1-3074-1cbf-e206d924fc2f/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.07.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/71/02/59/7102599a-79f7-515e-3408-23d4f5367563/DSH051__App_Store_Visuals_v11__Apple_Pay__1284x2778px__2.08.jpg/1242x2688.png)

## Dosh Rating Breakdown in New Zealand
- 5 stars: 109 (69%)
- 4 stars: 11 (7%)
- 3 stars: 6 (4%)
- 2 stars: 6 (4%)
- 1 stars: 27 (17%)

## Dosh Reviews in New Zealand

### ****- "Reduced ‘Edge’"
Was competitive until Doshback was capped at $10 per month ($1,000 spend). Now it’s inline with the reward minus annual fee of the credit card I switched to Dosh from.
-- br0jen, 2025-01-02

### *---- "Scam"
Literally stopped giving me referral bonuses like I didn’t do many but it stopped and they wouldn’t help me and all my friends have completed it such a scam in the end
-- Kartix7634, 2024-12-02

### ***** "Amazing service from Jhoy!"
This was my first time applying for a loan through Dosh and I had the pleasure of communicating with Jhoy, honestly they’ve been the most transparent and helpful agent I’ve dealt with when trying to secure a loan. The process was so simple and fast I was amazed, the level of service was so refreshing. Just an all around great team member, I hope this review reaches them because the whole process was so smooth and easy! Thank you again Jhoy :)
-- Blanks20, 2024-11-20

### ***** "Amazing app"
Dosh is a easy to use app that helps me manage my money with ease. The different staches I can create helpings me group and manage my money easily. Definitely recommend
-- Clara nz, 2024-11-05

### *---- "1% cashback changes"
Like most people I joined because of the 1% cashback debit card. love to see it. However as of November, they changed it to only apply on the first $1,000 of the month. There is no communication about this change. No blog post, nothing in the app. My trust has been lost and sets the precedent for future changes. I just swapped to a SBS credit card and will not be coming back.
-- MyNiggGuchi, 2024-11-05

### ***** "Fab, easy money"
Love this easy way of earning free money! No strings, no fuss.
A few things tho… would love to be able to use it to pay my Afterpay payments (for some reason it doesn’t accept it) plus I’d love it if the bank transfers were faster (probably not an issue at Dosh end) 
Failing that - maybe no fees on instant transfer ?!?
Other than that 
Highly recommend to all AAA+++
-- Creepyblondie, 2024-11-05

### ***** "This is the best money app I’ve ever used!"
This app is fantastic for managing your finances. It offers a 1% cashback on your first $1000 spent each month. However, it would be great if they introduced a paid plan that allows you to earn more than this $1000 limit per month to compete with credit cards. Love strives to help you pave your way to financial success and save towards your goals, earning great interest along the way. I highly recommend this app!
-- rl33995, 2024-11-01

### ***** "Great app"
I have been enjoying the app.
Little sad that now there is a limit of max. $1000 per month for 1% cash back but I have been enjoying the app a lot!
Windcave transfer costs 70cents which is not bad. Also, free bank transfer would send money within 1-2 hours anyway. It has been no problem. 

I wish I knew this app earlier :(
-- Al4125, 2024-10-30

### ***** "Easy to Use and Helps Saving"
A very user friendly app which keeps getting better with every update! Love using the card to save on items and get cash back
-- Saman Y, 2024-10-08

### *---- "1% cashback capped"
My family made the change to all spending through Dosh because of the 1% cashback. Sad to see this is being capped at $10 as this was the whole appeal in the first place.
-- redaveghu, 2024-09-30

[View all Dosh reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Dosh Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | New Zealand | Finance | #62 |

## Dosh Discovered Keywords
- easy investment
- easy investing
- finance made easy
- eazywallet
- doshapp
- dosh

## Apps Similar to Dosh
- [Sharesies: Grow your wealth](https://apptail.io/app/sharesies-grow-your-wealth-ORV/new-zealand)
- [Kiwibank Mobile Banking](https://apptail.io/app/kiwibank-mobile-banking-eUV/new-zealand)
- [Milford](https://apptail.io/app/milford-fUV/new-zealand)
- [Booster NZ](https://apptail.io/app/booster-nz-hUV/new-zealand)
- [Heartland Mobile App - NZ](https://apptail.io/app/heartland-mobile-app-nz-gdyh/new-zealand)
- [State](https://apptail.io/app/state-DfDh/new-zealand)
- [ASB ID](https://apptail.io/app/asb-id-wppj/new-zealand)
- [SquareOne - Youth Money](https://apptail.io/app/squareone-youth-money-mvek/new-zealand)
- [Zip NZ - Shop Now, Pay Later](https://apptail.io/app/zip-nz-shop-now-pay-later-pvek/new-zealand)
- [Q Mastercard](https://apptail.io/app/q-mastercard-Pvek/new-zealand)

## Dosh Available In
- [New Zealand](https://apptail.io/app/dosh-Ncyh/new-zealand)
- [United States](https://apptail.io/app/dosh-Ncyh/united-states)
- [Australia](https://apptail.io/app/dosh-Ncyh/australia)
- [South Africa](https://apptail.io/app/dosh-Ncyh/south-africa)
- [China](https://apptail.io/app/dosh-Ncyh/china)
- [Ireland](https://apptail.io/app/dosh-Ncyh/ireland)
- [India](https://apptail.io/app/dosh-Ncyh/india)
- [Malaysia](https://apptail.io/app/dosh-Ncyh/malaysia)
- [Netherlands](https://apptail.io/app/dosh-Ncyh/netherlands)
- [United Kingdom](https://apptail.io/app/dosh-Ncyh/united-kingdom)
- [Singapore](https://apptail.io/app/dosh-Ncyh/singapore)
- [Taiwan](https://apptail.io/app/dosh-Ncyh/taiwan)
- [France](https://apptail.io/app/dosh-Ncyh/france)
- [Germany](https://apptail.io/app/dosh-Ncyh/germany)

---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*