---
title: "Down Pay Calc. Home Buyer Tool - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Down Pay Calc instantly compares down payment options for FHA, VA, and Conventional loans - perfect for first-time home buyers and veterans.  WONDERING HOW MUCH DOWN PAYMENT YOU NEED? Different loan t"
---

# Down Pay Calc. Home Buyer Tool — United States
> FHA VA Conventional Compare

![Down Pay Calc App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/72/05/0d/72050df4-98c9-d063-be64-c27d1f68d9e8/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Tae Hee Sohn](https://apptail.io/developer/tae-hee-sohn-zreXC)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** com.effy.downpaymentcalc
**Store:** Apple App Store
**Country:** United States
**Version:** 1.0 (released 2026-01-13)
**Original Release:** 2026-01-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6757658327)
**AppTail Page:** [https://apptail.io/app/down-pay-calc-home-buyer-tool-boiz/united-states](https://apptail.io/app/down-pay-calc-home-buyer-tool-boiz/united-states)

## Down Pay Calc Description
Down Pay Calc instantly compares down payment options for FHA, VA, and Conventional loans - perfect for first-time home buyers and veterans.

WONDERING HOW MUCH DOWN PAYMENT YOU NEED?
Different loan types have different requirements. Our calculator shows you all options side-by-side so you can choose the best fit for your budget.

LOAN TYPES COMPARED:
• VA Loan: 0% down for eligible veterans
• FHA Loan: 3.5% down (or 10% with lower credit)
• Conventional: 3%, 5%, 10%, or 20% down

KEY FEATURES:
• Compare all loan types instantly
• See PMI/MIP costs for each option
• Calculate total cash needed at closing
• Credit score impact on FHA requirements
• VA eligibility toggle for veterans
• Works offline - no account needed

WHAT YOU&#039;LL LEARN:
• Exact down payment amount for each loan type
• Monthly mortgage insurance costs
• Which option requires the least cash upfront
• How credit score affects your options

PERFECT FOR:
• First-time home buyers
• Veterans and active military
• Anyone comparing mortgage options
• Low down payment seekers

UNDERSTANDING THE COSTS:
• PMI (Private Mortgage Insurance): Required for conventional loans under 20% down
• MIP (Mortgage Insurance Premium): Required for all FHA loans
• VA Funding Fee: One-time fee for VA loans (can be financed)

No sign-up required. No data collected. Just clear, honest comparisons.

Download now and find your path to homeownership!

## Down Pay Calc Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2c/08/7d/2c087d38-d57c-da10-75ce-7f9b76b48432/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.26.55.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d5/4b/04/d54b041a-88eb-8d57-9f09-acf099936037/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.26.41.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b9/1f/08/b91f082d-54f5-f481-622c-1830284d5f5b/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.27.03.png/1284x2778.png)







## Down Pay Calc Available In
- [Bulgaria](https://apptail.io/app/down-pay-calc-home-buyer-tool-boiz/bulgaria)
- [Slovakia](https://apptail.io/app/down-pay-calc-home-buyer-tool-boiz/slovakia)
- [United States](https://apptail.io/app/down-pay-calc-home-buyer-tool-boiz/united-states)

---

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