---
title: "Drafty | Personal Credit - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Drafty - Manage Your Flex Account  The Drafty app is designed for existing Drafty customers to manage their flexible line of credit account.  Drafty is an FCA-authorised provider. This app allows you "
---

# Drafty | Personal Credit — United Kingdom

![Drafty App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/db/91/4f/db914ff8-4fe6-be5b-50f2-229dc9804b27/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [GAIN Credit Holdings](https://apptail.io/developer/gain-credit-holdings-zJZb) (United Kingdom)
**Category:** Finance
**Rating:** 4.8/5 (2,641 ratings)
**Price:** Free
**Bundle ID:** com.global-analytics.Drafty
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 3.46.9 (released 2026-05-20)
**Original Release:** 2016-07-21
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1122421410)
**AppTail Page:** [https://apptail.io/app/drafty-personal-credit-Dxj/united-kingdom](https://apptail.io/app/drafty-personal-credit-Dxj/united-kingdom)

## Drafty Description
Drafty - Manage Your Flex Account

The Drafty app is designed for existing Drafty customers to manage their flexible line of credit account.

Drafty is an FCA-authorised provider. This app allows you to access and manage your existing Drafty account.

With the Drafty app, you can:
• Access funds within your approved credit limit  
• Check your available balance  
• View your account details  
• Manage your repayments  

If you're not yet a Drafty customer, visit drafty.co.uk for more information.

## Drafty Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/16/c0/22/16c022d0-926d-1003-c139-fbc66f7f3525/f21cd4a8-3271-4c11-af36-5f20114a074b_1284_U200a_U00d7_U200a2778_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/0a/77/ea/0a77ea26-4b33-91e0-6c49-0f91726f4723/ce57e008-02fc-4720-be22-7aa754fb66a4_1284-x-2778-2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/17/66/6e/17666ed9-4877-760d-eb3d-d4bb3d5f5fa9/d5b69221-7f7e-407a-90ee-ae3175117570_1284-x-2778-3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/13/68/50/136850db-6270-ee86-e119-354b3685aa88/0d95eb7d-9af8-4c5b-bdef-78b251293e17_1284-x-2778-4.png/1284x2778.png)

## Drafty Rating Breakdown in United Kingdom
- 5 stars: 2,284 (86%)
- 4 stars: 237 (9%)
- 3 stars: 51 (2%)
- 2 stars: 16 (1%)
- 1 stars: 53 (2%)

## Drafty Reviews in United Kingdom

### *---- "Please avoid using Drafty"
Please don’t use Drafty, they will suspend your account after a few months for no reason and then you have to repay the credit line in full. The interest rate is extremely high and I would agree with other reviews about them being glorified loan sharks. It’s not a professional service that you would get from other lenders and do they not comply with FCA rules. Avoid at all costs and heed the warning of countless negative reviews on here, I wish I had.
-- 9583421, 2023-12-27

### *---- "Avoid!!!"
I took out £1300 and they took the monthly payment of £133 but only £82 went back into my account which is fine so I decide to pay an extra £10 as you need a minimum to withdraw but the £10 didn’t go through they were happy to take my money though emailed them and asked if the money would go through only to have my account suspended for 24 hours because of “to many log in attempts” convenient that
-- Marcusc4, 2023-11-03

### *---- "Useless"
Woke up 3am to find account suspended obviously a worry until realised it was just default card has expired. Unfortunately the utterly useless app doesn’t let you select the new debit card details which the last payment was taken from as the new default- utterly incompetent app, as far as I’m concerned account can remain suspended intended to clear balance within next couple of months anyway and will then have nothing else to do with these idiots They charge insane interest the least they could do is develop an app that works
-- ppi121, 2023-05-01

### *---- "APR IS A JOKE"
signed up online went through the forms came back at 96.2% APR! Yeah right see you later robbing buggers
-- Paul111115637, 2023-04-05

### *---- "App rubbish"
I’m locked out been so for age’s cannot change password nor will it allow to keeps locking me out
-- vic6571, 2023-03-11

### *---- "Too bad"
My account was suspended without notice after paying back 50 percent of the money I use that’s not a good one
-- i k e i, 2022-07-17

### **--- "Stop"
Stop taking my money, you reduce my credit line then keep taking my money, you won’t get a penny more from me , going to bank to cancel payments for good
-- Mr plow 4444444, 2022-04-08

### *---- "It’s not so sweet as it look on advert"
Terrible experience.
-- asiaunikash, 2022-01-31

### ***** "Great app very good"
Very straight forward to use, very cheap prices, never had an issue,
-- Mchughm, 2022-01-02

### ***-- "Needs better authentication"
Can appreciate the need to login each time, but would like to see credentials stored behind Face ID or Touch ID. 2FA would also be appreciated, too.
-- mbdrake, 2021-12-16

### **--- "Frustrated"
I was very happy with Drafty, until I had a problem, I have made 3 payments onto my account in the last few weeks, the payments have been successful but have not been deducted from my balance. I have spoken to them and they have said they would email me but I’ve not heard anything, I’ve tried emailing but keep getting the same standard reply telling me to email them on the same address I’ve already emailed or call on the number I’ve called that says they’re too busy to deal with me and to email. 
I’m going round in circles and over a week later I still have no idea what’s happened to my payments and I guess I’m still accruing interest on the higher balance.
I’ve been happy to recommend them until now, but this is very poor customer service.
-- screwy64, 2020-06-09

### *---- "Loan Sharks"
After I’ve paid off this loan I’ll never use Drafty’s again, there are little more than loan sharks with the violence. There rates are the highest I’ve come across and would take three times as long to pay off compared to other companies or banks.
-- Trevortheboss, 2019-11-22

### *---- "Absolute joke"
Absolute joke of an app. Might as well spin your money, you'll have more luck on that
-- ¯\_(ツ)_/¯\ (•◡•) /, 2019-09-09

### ***** "Saving angels"
Helped me when I needed most. Thank you😊
-- Dare go, 2019-08-20

### ***** "Fab company"
So easy to use far better than payday loans would recommend
-- 1984catg, 2019-06-18

### *---- "Fraudulent Company Avoid!!!"
This company said I had an unpaid bill. I contacted them as I had never set up an account. For 2 months I have chased them to close the account as i have been a victim of fraud. No one had contacted me and now I have a default notice!!!! Stay away this company is not legitimate!
-- Davina1261, 2019-01-08

### ***** "Good service"
Fast and efficient, app controlled, as easy as it gets :)
-- Tayeau1, 2018-12-19

### *---- "Awful"
Honestly avoid, I’ve had my account for over a year, never a issue, never missed a payment. Now because I work two jobs instead of one my account has been suspended because I don’t make the minimum required to qualify from one employer. Absolute joke especially as I earn more now than I did before.
-- Anitaelcome, 2018-12-19

### ***** "Five Star"
Great lender. Couldn’t recommend enough
-- Doesn't work terrible, 2018-12-08

### **--- "Garbage"
I initially thought it was great, I had a £500 overdraft off them which was in my account within minutes. I clear the overdraft immediately and I never defaulted in anyway....however just a week ago I went to buy Christmas presents and I needed to dip into the overdraft only to find my account had been suspended and without any notice....numerous phone calls and emails have been made and sent and I keep getting told my complaint will be dealt with within 3-5 working days, I waited for the 6th day to elapse before ringing them again only to be told the exact same thing...”please wait 3-5 working days”....if they had given me any notice of my account being suspended then I could of made other arrangements....but oh no....not a clue or a clue as to why ......seriously annoyed about the level of customer service!!
-- Makunt Izichi, 2018-12-03

[View all Drafty reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Drafty Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #240 |

## Drafty Discovered Keywords
- safety net
- apple pay cash
- lending stream
- drafty
- payday loans uk
- loans uk
- butter
- credit app
- personal credit

## Apps Similar to Drafty
- [SteadyPay - Smart Money Loans](https://apptail.io/app/steadypay-smart-money-loans-Nxo/united-kingdom)
- [Updraft](https://apptail.io/app/updraft-LFo/united-kingdom)
- [Bits Credit Card and More](https://apptail.io/app/bits-credit-card-and-more-Hxr/united-kingdom)
- [Tymit Credit Card](https://apptail.io/app/tymit-credit-card-eut/united-kingdom)
- [Elfin Market](https://apptail.io/app/elfin-market-hew/united-kingdom)
- [Wave - credit card](https://apptail.io/app/wave-credit-card-Jww/united-kingdom)
- [Bip: Simple cardless credit](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-kingdom)
- [Newpay](https://apptail.io/app/newpay-VMy/united-kingdom)
- [Keebo](https://apptail.io/app/keebo-XLz/united-kingdom)
- [118 118 Money](https://apptail.io/app/118-118-money-rZz/united-kingdom)


---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*