--- title: "DTI Calc - Mortgage Ready - Reviews, Revenue and Downloads in Ecuador | Apple App Store" description: "DTI Calc helps you instantly calculate your Debt-to-Income ratio - the #1 factor lenders use to approve mortgages. WHAT IS DTI? Debt-to-Income (DTI) ratio compares your monthly debt payments to your " --- # DTI Calc - Mortgage Ready — Ecuador ![DTI Calc App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/31/a8/e6/31a8e686-f413-b18f-32ae-0c082a85a105/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Tae Hee Sohn](https://apptail.io/developer/tae-hee-sohn-zreXC) **Category:** Finance **Rating:** N/A (0 ratings) **Price:** Free **Bundle ID:** com.effy.dticalc **Store:** Apple App Store **Country:** Ecuador **Version:** 1.0 (released 2026-01-13) **Original Release:** 2026-01-12 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ec/app/app/id6757654458) **AppTail Page:** [https://apptail.io/app/dti-calc-mortgage-ready-thrz/ecuador](https://apptail.io/app/dti-calc-mortgage-ready-thrz/ecuador) ## DTI Calc Description DTI Calc helps you instantly calculate your Debt-to-Income ratio - the #1 factor lenders use to approve mortgages. WHAT IS DTI? Debt-to-Income (DTI) ratio compares your monthly debt payments to your gross monthly income. Lenders use this number to determine if you can afford a mortgage. KEY FEATURES: • Calculate both Front-End and Back-End DTI • See your mortgage qualification status instantly • Find out your maximum affordable housing payment • Simple, clean interface - no account needed • Works offline - your data stays on your device DTI GUIDELINES: • Under 20% = Excellent (Best rates available) • 20-35% = Good (Strong position) • 36-43% = Fair (May qualify with conditions) • Over 43% = Poor (Difficult to qualify) THE 28/36 RULE: Lenders typically follow the 28/36 rule: • Housing costs should be ≤28% of gross income • Total debts should be ≤36% of gross income PERFECT FOR: • First-time home buyers • Anyone considering a mortgage • Refinancing your current home • Financial planning No sign-up required. No data collected. Just simple, accurate DTI calculations. Download now and check your mortgage readiness! ## DTI Calc Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/55/6f/6a/556f6aef-18f6-871c-9342-ea40fe97a336/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.34.02.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/48/75/ca487558-6b37-cbbb-79f2-acafaf46fef0/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.35.06.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/9d/33/029d33df-55bc-e6c9-b1e4-8df0aac24338/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.35.04.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dc/60/2d/dc602d85-eaaa-ae90-367d-1f013b3c42e3/Simulator_Screenshot_-_iPhone_13_Pro_Max_-_2026-01-11_at_11.34.38.png/1284x2778.png) ## DTI Calc Available In - [Barbados](https://apptail.io/app/dti-calc-mortgage-ready-thrz/barbados) - [Ecuador](https://apptail.io/app/dti-calc-mortgage-ready-thrz/ecuador) - [Italy](https://apptail.io/app/dti-calc-mortgage-ready-thrz/italy) - [United States](https://apptail.io/app/dti-calc-mortgage-ready-thrz/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*