---
title: "Earnipay - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "The App for Salary Earners Building Their Future  Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, "
---

# Earnipay — Nigeria
> Borrow, spend, save &amp; more

![Earnipay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/43/ba/a3/43baa38e-33c6-faf9-9e47-c888e2441473/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Earnipay](https://apptail.io/developer/earnipay-ALdb)
**Category:** Finance
**Rating:** 4.7/5 (80 ratings)
**Price:** Free
**Bundle ID:** com.earnipay.earnipay
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 2.5.0 (released 2025-07-21)
**Original Release:** 2021-12-29
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1582293975)
**AppTail Page:** [https://apptail.io/app/earnipay-OWUb/nigeria](https://apptail.io/app/earnipay-OWUb/nigeria)

## Earnipay Description
The App for Salary Earners Building Their Future

Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for every smart money move, we are here to help you take control of your financial future and achieve your goals.

With Earnipay, you can:
• Access Loans - Secure salary loans with affordable rates and flexible terms.
• Save &amp; Earn - Earn bigger and better returns on your money with high-interest savings options.
• Access Your Salary, On Demand -  No more waiting for payday.
• Fast and Secure Payments - Pay bills, send money, and transfer funds with ease.
• Unlock Rewards: Enjoy exclusive rewards and discounts with every money move you make.
• Smart Money Tracking: Get insights into your spending habits and stay on top of your finances.
• And much more!

Start your journey towards financial freedom today. Download the Earnipay App and make money work for you.

Key Features:
• User-friendly interface for easy navigation
• Personal loans with competitive interest rates
• Flex and Goal-based savings with high-interest and progress tracking
• On-demand pay for financial flexibility
• Convenient bill payment and fund transfers
• Spending insights for better financial management
• Bank-level security and data encryption for peace of mind
• Biometric authentication for secure login
• Instant notifications for account activity
• Dedicated customer support

Join thousands of satisfied users who are already taking control of their financial future with Earnipay.

## Earnipay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/c9/9e/81c99e12-af1c-0261-4ad2-560fe00711da/6.5_A.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/43/5e/15/435e15c2-0792-fe2d-0235-4e49361afbf2/6.5_B.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c7/e0/34/c7e03478-84ed-5a91-7ee7-cacdc8b4b60e/6.5_C.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dc/86/01/dc86014c-5deb-a8d0-c74e-13c5f7717fb9/6.5_D-2.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/f6/6e/8ef66edd-c527-d27d-2e98-a6a44b13c271/6.5_E.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ce/cb/aa/cecbaa28-668f-1543-05c7-386b5b32f2d6/6.5_F.png/1284x2778.png)

## Earnipay Rating Breakdown in Nigeria
- 5 stars: 70 (88%)
- 4 stars: 6 (8%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 4 (5%)

## Earnipay Reviews in Nigeria

### ***** "Great Interface"
The application has such a smooth and interactive interface. I am most fascinated by the insights section that allows me track my expenses and income.
-- Jay_carter001, 2024-12-19

### ***** "Fast Transaction"
My transactions now go through within the blink of an eye.  Absolutely love it 🚀
-- Biology brother, 2024-12-11

### ***** "Top notch improvements"
The transfer speed on the app is very impressive. Halal on savings and the auto-save on Flex is a good addition. 
The overall new look is really nice. I recommend 💯
-- Tee.bela, 2024-12-11

### ***** "Just awesome"
This Earnipay app is just awesome and reliable, ever since my other banks have been doing me strong thing, Earnipay has been the one stable one that I can rely on, and the transfer speed? It’s unbelievable, super fast. Thumbs up Earnipay
-- Yukimyona, 2024-12-10

### ***** "Wowwwww"
I love this app 
It’s helping with my emergencies
-- Yoo Senorita, 2024-06-28

### ***** "Great app"
I love that I can access my salary without borrowing money when I need it. 
I also get rewards for using the app.👍
-- Mide_empress, 2024-05-08

### *---- "Frustrating"
App says I should link my NIN, 
Did that times without number and app kept saying mismatch. This is NIN I have been using for a very long time i recently linked NIN with my network provider it worked and yours not accepting it.
What could be the cause of this ?
-- Leye_jay, 2024-03-20

### ***** "Best App!!!"
Earnipay has to be one of the best apps out there. They be steady saving lives since 2022. Keep up the good work guys!
-- Debbieadjoa, 2024-02-19

### ***** "Review"
Great App plus easy and smooth user interface
-- Jonzo money, 2024-02-16

### *---- "Rubbish"
Absolutely disgusting savings features, I signed up for a beta test which is supposed to be a dummy test, tell my why they are removing from my salary. Please I don’t recommend testing any feature with them
-- killaprince134, 2023-03-09

[View all Earnipay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)




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## Earnipay Available In
- [Nigeria](https://apptail.io/app/earnipay-OWUb/nigeria)
- [United States](https://apptail.io/app/earnipay-OWUb/united-states)
- [United Kingdom](https://apptail.io/app/earnipay-OWUb/united-kingdom)
- [India](https://apptail.io/app/earnipay-OWUb/india)
- [Czechia](https://apptail.io/app/earnipay-OWUb/czechia)
- [Germany](https://apptail.io/app/earnipay-OWUb/germany)
- [Dominican Republic](https://apptail.io/app/earnipay-OWUb/dominican-republic)
- [Egypt](https://apptail.io/app/earnipay-OWUb/egypt)
- [France](https://apptail.io/app/earnipay-OWUb/france)
- [Greece](https://apptail.io/app/earnipay-OWUb/greece)
- [Hungary](https://apptail.io/app/earnipay-OWUb/hungary)
- [Ireland](https://apptail.io/app/earnipay-OWUb/ireland)
- [Israel](https://apptail.io/app/earnipay-OWUb/israel)
- [Italy](https://apptail.io/app/earnipay-OWUb/italy)
- [South Korea](https://apptail.io/app/earnipay-OWUb/south-korea)
- [Madagascar](https://apptail.io/app/earnipay-OWUb/madagascar)
- [North Macedonia](https://apptail.io/app/earnipay-OWUb/north-macedonia)
- [Mexico](https://apptail.io/app/earnipay-OWUb/mexico)
- [Malaysia](https://apptail.io/app/earnipay-OWUb/malaysia)
- [Peru](https://apptail.io/app/earnipay-OWUb/peru)
- [Philippines](https://apptail.io/app/earnipay-OWUb/philippines)
- [Pakistan](https://apptail.io/app/earnipay-OWUb/pakistan)
- [Poland](https://apptail.io/app/earnipay-OWUb/poland)
- [Romania](https://apptail.io/app/earnipay-OWUb/romania)
- [Russia](https://apptail.io/app/earnipay-OWUb/russia)
- [Singapore](https://apptail.io/app/earnipay-OWUb/singapore)
- [Türkiye](https://apptail.io/app/earnipay-OWUb/turkey)
- [Australia](https://apptail.io/app/earnipay-OWUb/australia)
- [South Africa](https://apptail.io/app/earnipay-OWUb/south-africa)
- [Belarus](https://apptail.io/app/earnipay-OWUb/belarus)
- [Canada](https://apptail.io/app/earnipay-OWUb/canada)
- [Colombia](https://apptail.io/app/earnipay-OWUb/colombia)

---

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