Meet Emma, your financial super app

Features

● All your accounts in one place
● Set budgets & track spending: unlimited budgets, custom categories, rolling budgets, merchant budgets, split transactions, you name it. Emma is the ultimate budgeting app.
● Report your rent payments to Equifax, Experian and TransUnion to improve your credit history
● Find and track your subscriptions
● Earn up to 4.34% AER on Easy Access Pots - FSCS Protected
● Make money while shopping by earning cashback
● Invest in US Stocks commission-free. Capital at risk, other charges apply.


Emma can also help you:


● Set bill reminders to never miss a payment again
● View your balance after bills
● Sync your budget payday to payday
● Receive real-time notifications to avoid low balances and overdrafts
● Protect your Identity with our Fraud Detection feature
● Track your net worth to improve your financial health
● Manage your shared expenses with a partner with Emma Groups or Spaces
● Track business accounts
● Pay friends and family
● Discover the best loans for you


Discover all Emma’s features in the app!

BANK-LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.


● Emma uses biometric security authentication for an added level of protection.

● Regulated by the Financial Conduct Authority (FCA).


● Registered with the Information Commissioner’s Office (ICO).


● Featured in Financial Times, The Guardian, iTV, Techcrunch and many more media outlets!


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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at £4.99 GBP/month with 1-month and 12-month packages available. Prices are in UK sterling, may vary in countries other than the UK and are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.


Loan information


Loan terms: 1 to 25 years
APR: from 3.9% to 99.9%
Representative Example: Borrowing £10,000 over 60 months with monthly repayments of £232.53. The total amount repayable will be £13,951.80. Representative 14.9% APR, annual interest rate (fixed) 13.97%.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952


Emma Technologies LTD is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330).


Emma Technologies LTD is an Introducer Appointed Representative of Quint Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 669450).

We are also registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA241546.

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy