---
title: "ET Money Mutual Fund, SIF, SIP - Reviews, Revenue and Downloads in India | Apple App Store"
description: "ET Money: All Your Wealth. One Intelligent App  ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently. Millions of Indians use it to build long-term wealth across various "
---

# ET Money Mutual Fund, SIF, SIP — India
> Advice to Build, Manage Wealth

![ET Money Mutual Fund App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f4/1b/6f/f41b6fcc-76f4-9c83-e921-0bcfbb481d76/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png)

**Developer:** [BANAYANTREE SERVICES](https://apptail.io/developer/banayantree-services-PgST)
**Category:** Finance
**Rating:** 4.3/5 (21,527 ratings)
**Price:** Free
**Bundle ID:** com.smartspends
**Store:** Apple App Store
**Country:** India
**Version:** 5.8.05 (released 2026-10-13)
**Original Release:** 2017-08-23

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1212752482)
**AppTail Page:** [https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/india](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/india)

## ET Money Mutual Fund Description
ET Money: All Your Wealth. One Intelligent App

ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently.
Millions of Indians use it to build long-term wealth across various investment products, including Mutual Funds, SIFs, Fixed Deposits, NPS, Bonds, PMS, AIFs & more.
It brings your plans, investments & insights together in one clean, powerful app.

All wealth products in one place

- Mutual Funds: Invest in the top mutual funds in India instantly. Start SIP or do a lump sum effortlessly. No paperwork required. No demat account needed.

- SIFs: Specialized Investment Funds use advanced strategies to adapt to changing markets & protect your capital.

- Fixed Deposits: Get high-interest FDs from trusted names like Bajaj Finance, Shiram Finance & Survoday SF Bank. Insured up to ₹5 lakh by DICGC.

- Bonds: Earn up to 11% fixed returns with SEBI-regulated, top-rated bonds. No lock-in. Sell anytime.

- NPS: Build retirement savings with the world’s lowest-cost pension plan. Save up to ₹62,400 in taxes every year.

- US Stocks and ETFs: Invest in the world’s biggest and most innovative companies with one tap. From AI leaders like Nvidia, Alphabet, Microsoft, to world leaders like Tesla, Nike, and many more. Pick from individual stocks, global mutual funds, international ETFs, or managed portfolios.

- Loans Against Mutual Funds: Get instant liquidity without selling your investments. Borrow in minutes, pay interest monthly & repay the principal at any time.

- ET Money Cash: Get pre-approved personal loans instantly. No paperwork or collateral.

Intelligent tools for smarter decisions

- Investor Personality:
Understand your investing style & risk comfort through India’s most scientific assessment, built with behavioural experts. Align your decisions with who you truly are & stay confident through every market phase.

- Fund Report Card:
Find top funds that deliver returns & protect downside. Every fund is rated on Consistency of Returns & Downside Protection, adjusted for category intelligence & given an ET Money Rank. So you know how a fund truly performs.

- Fund Verdict:
Know instantly if a fund & the category are a good fit for you. Decided based on the risk taken by the fund & if it matches your risk tolerance. Also, get to know your ideal investment horizon & the best way to invest in it.

- ET Money Select:
Get a personalised list of top mutual funds. Hand-picked after analysing millions of data points & mapped to your risk profile. Regularly reviewed to keep only the best aligned to you.

- Portfolio Health Check:
Discover the true health of your portfolio. Get a score based on 100+ parameters — returns, risk, diversification & investing behaviour. See what’s working, what’s not & where to act.

- Portfolio Breakdown:
See exactly where your money is invested across asset classes, sectors, companies, credit ratings & debt durations. Check if your diversification matches your plan.

- Portfolio Fix:
Turn insights into action. Identify underperforming funds & get better, personalised replacements, so your portfolio always stays in top shape.

- Mutual Fund Strategies: Built to Keep You Ahead
Expert-built, data-backed strategies personalised to your risk, goals & horizon. Diversified across assets & styles, rebalanced periodically & tracked with alerts, so you stay disciplined, confident & on course through every market phase.

Ease, Convenience & Control

- Track all your external mutual fund investments for free and view current & lifetime XIRR instantly.
- Download ready-to-use capital gains statements for taxes, free & accurate.
- Complete KYC instantly within the app. 100% paperless.
- Invest without a demat account. Everything from discovery to tracking happens securely on ET Money.

Why investors trust ET Money

- Trusted by 1cr+ investors across India.
- Part of the 360 ONE Wealth group, one of India’s largest wealth & asset managers.
- Regulated by SEBI, RBI, PFRDA, & IRDAI.

## ET Money Mutual Fund Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/93/8d/f7/938df746-f329-22d7-e766-cf447d2cf54a/Intro.jpg/1320x2868.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0f/fe/44/0ffe4497-e970-d204-4893-1a616fe30009/Explore__U00282_U0029.jpg/1320x2868.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/35/de/67/35de67b0-6d98-9d66-2781-147a3867cad7/Ultimate_SIP.jpg/1320x2868.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7a/e3/de/7ae3dea8-bba6-f1ea-e658-2d20e26a072f/Global_stocks.jpg/1320x2868.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/46/32/a3/4632a3fa-af8a-9795-34e1-de0bdcc5c396/MF_Tools.jpg/1320x2868.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/51/62/4e516234-151f-d283-6664-5d75f63c65b8/Fund_Verdict.jpg/1320x2868.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b4/72/c9/b472c977-0b66-826c-1602-2eeaf93d8bfb/ETM_Select.jpg/1320x2868.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/4d/8a/914d8a9d-9534-3d54-8f53-27738cf362e3/MF_Strategies.jpg/1320x2868.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7d/e5/69/7de5694d-beeb-b9b2-4652-43668a9f272d/Dashboard__U00281_U0029.jpg/1320x2868.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/1e/3f/5e1e3f75-2cd7-1ec5-dab5-22008c02642f/Private.jpg/1320x2868.png)

## ET Money Mutual Fund Rating Breakdown in India
- 5 stars: 14,321 (67%)
- 4 stars: 3,920 (18%)
- 3 stars: 1,043 (5%)
- 2 stars: 421 (2%)
- 1 stars: 1,822 (8%)

## ET Money Mutual Fund Reviews in India

### *---- "Worst updated app"
They are only focusing on membership rather than providing free basic service which many other platforms are still giving like IND Money.
-- Vaibhav2Bansal, 2025-01-04

### **--- "Hate last update"
I hate Last update of this app. Have been using it for more than 5 years now. But with the new changes made in the app along with forced paid subscription for tracking external investments, u will have to shift to other platform now.
-- SS9494, 2025-01-03

### *---- "New UI in unnecessarily complicated and cripples decision making"
New UI in unnecessarily complicated and cripples decision making.

look beautiful but isn’t functional.
-- AS0190, 2025-01-03

### *---- "Confusing new UI"
The new UI is very confusing and worst than before.
-- subhnet, 2025-01-03

### ***-- "Horrible progression of the app"
The app used to be much cleaner and more intuitive to use. The UI/UX designers have messed up the interface. It is absolutely unclear to use, in the attempt to make it simpler they have hidden information and other useful metrics. After using this app for 4+ years I am not going to move away from this app to better options like Groww or Zerodha. Get your house in order and remove this useless design team ET Money, now.
-- bacon1712, 2025-01-03

### *---- "Horrible"
TF are you guys doing? I can’t even see the MFs in the app now.
-- Westley@21, 2025-01-02

### *---- "Recent updates are a disappointment"
They have removed several MF portfolio insights. The app keeps pushing Genius and goal based investing. It’s more a platform for novice investors now. The information shown was much better before. The product management seems clueless  to remove features suddenly. For example, portfolio breakup is gone.
-- NapoliPizza1001, 2025-01-01

### *---- "Worst app"
With its recent update you can’t invest in mf or even check portfolio without taking their paid membership
-- juleyAmigos, 2025-01-01

### *---- "Too much cost"
The price is not worth for the services provided
-- Vishnu Reddy Yanala, 2025-01-01

### *---- "Bug"
The app is getting stuck after KyC. It says your kyc is verified but is not going further. Please sort this out as I am unable to access my investments
-- ShantanuMum, 2025-01-01

[View all ET Money Mutual Fund reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## ET Money Mutual Fund Discovered Keywords
- track car expenses
- et money

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## ET Money Mutual Fund Available In
- [India](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/india)
- [Australia](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/australia)
- [Oman](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/oman)
- [Malaysia](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/malaysia)
- [New Zealand](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/new-zealand)
- [Bahrain](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/bahrain)
- [Sri Lanka](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/sri-lanka)
- [South Africa](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/south-africa)
- [Mauritius](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/mauritius)
- [Israel](https://apptail.io/app/et-money-mutual-fund-sif-sip-uxWd/israel)

---

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