--- title: "etomo 2.0 - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: "etomo is a reliable online lending application owned and operated by Etomo Financing Corporation (Etomo FC). Etomo FC is a duly registered financing company with the Securities and Exchange Commission" --- # etomo 2.0 — Philippines ![etomo 2.0 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b5/7c/ee/b57cee54-2ee0-d5b0-ad56-406706e5ae6e/AppIcon-0-0-1x_U007emarketing-0-11-0-0-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-ZprMN) (Philippines) **Category:** Finance **Rating:** 4.4/5 (951 ratings) **Price:** Free **Bundle ID:** app.outsystems.etomo **Store:** Apple App Store **Country:** Philippines **Version:** 1.1.52 (released 2026-07-23) **Original Release:** 2025-08-25 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6751082253) **AppTail Page:** [https://apptail.io/app/etomo-20-wUEw/philippines](https://apptail.io/app/etomo-20-wUEw/philippines) ## etomo 2.0 Description etomo is a reliable online lending application owned and operated by Etomo Financing Corporation (Etomo FC). Etomo FC is a duly registered financing company with the Securities and Exchange Commission (SEC) of the Philippines with SEC Registration No. CS201840930 and Certificate of Authority No. 1187 to operate as a financing company. FINANCIAL PRODUCTS etomo Revo Revo is shorthand term for “etomo Revolving Loan”. It grants the borrowers flexibility in their finances! • Re-loan at any time as long as there is available credit! • Monthly minimum payment amount is only 8% of the outstanding balance. • Flexible payment period - Paying more than the minimum can shorten the loan period. • Flexible due date - Choose between the 2nd or 17th day of the month as your due date. • Rewards program - 10% discount on the interest amount if you pay on time! • No service fee or hidden charges! Daily Interest Rate: 0.177% Effective Monthly Rate: 5.4% Effective Monthly Rate with On-Time Reward: 4.86% Revo Loan sample computation Credit Limit: 20,000 Loan Amount: 8,000 Credit available for additional loan: 12,000 Minimum monthly payment: 8000 x 8% = 640 Round up minimum to the nearest multiples of 50: 650 Daily interest after 30 days: 0.177% x 30 days x 8,000 = 424.8 Principal payment: 650 - 424.8 = 225.2 Remaining balance: 8,000 - 225.2 = 7,774.8 If payment is made on-time Minimum monthly payment: 8000 x 8% = 640 Round up minimum to the nearest multiples of 50: 650 Daily interest after 30 days: 0.177% x 30 days x 8,000 = 424.8 10% reward on the interest: 424.8 x 10% = 42.48 Interest due after reward = 424.8 - 42.48 = 382.32 Principal payment: 650 - 382.32 = 267.68 Remaining balance: 8,000 - 267.68 = 7,732.32 etomo Term Term is a loan product with fixed monthly payment and amortization plan of 6- or 9-months. 12-months becomes available on the second and succeeding loans. • Re-loan available after full payment of the current loan. • Fixed monthly payment. • Choose between a 6- or 9-month payment period for first-time borrowers. A 12-month payment period is available for re-loans. • The first payment is due 30 days after disbursement, with subsequent payments every 30 days thereafter. • No service fee or hidden charges! Term Loan sample computation Loan amount: 6,000 Term: 6 months Monthly interest rate: 6.00% Effective monthly interest rate: 9.56% Sample monthly repayment: (Principal + Interest) 1st month: 787 + 573 = 1,360 2nd month: 862 + 498 = 1,360 3rd month: 944 + 416 = 1,360 4th month: 1,035 + 325 = 1,360 5th month: 1,134 + 226 = 1,360 6th month: 1,238 + 122 = 1,360 Total principal payment PHP 6,000 and total interest cost PHP 2,160 How to Repay Your Loan Our official payment channel are GCash, Maya, or CliQQ by 7-Eleven • Go to the Bills or Bills Payment • Search for “Etomo” as the biller • For any questions or assistance, please contact etomo Customer Service Privacy & Consent The protection of your personal information is our utmost priority, we strictly adhere to the Data Privacy Act of 2012 (RA10173) & its Implementing Rules & Regulations. For data privacy concerns, please contact the Data Protection Officer at dpo@etomo.ph. Legal & Compliance Etomo FC strictly adheres to the local regulations & standards, including the Truth in Lending Act of the Philippines (RA3765). We are an official submitting entity of the Credit Information Corporation (CIC), in compliance with RA9510. Moreover, we are compliant with the Anti-Money Laundering Commission & National Data Privacy Commission. Please read all terms and conditions before proceeding with any transaction. Contact Information For any inquiries or comments, immediately message us at contact@etomo.ph & we shall gladly assist you. If you have any feedback, questions, or concerns, please contact us at: Website: Email: contact@etomo.ph CS Hotline: 0917 877 5363 (Globe), 0961 660 0658 (Smart) Facebook: @etomo ## etomo 2.0 Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/e8/9e/25e89e64-17b1-ba99-8e4e-637eb0cf0f8a/etomo-appstore-screenshot-01.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/76/97/8176972d-30d7-9392-f820-ffaa2938b2e6/etomo-appstore-screenshot-02.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/fe/d3/4dfed380-0526-224f-ff5c-c8539d543b33/etomo-appstore-screenshot-03.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/88/79/b1/8879b115-01d5-57cb-c863-4af397759a63/etomo-appstore-screenshot-04.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8f/86/e0/8f86e005-a0fb-087e-19cf-370b7fb413e6/etomo-appstore-screenshot-05.png/1290x2796.png) ## etomo 2.0 Rating Breakdown in Philippines - 5 stars: 793 (83%) - 4 stars: 22 (2%) - 3 stars: 12 (1%) - 2 stars: 10 (1%) - 1 stars: 114 (12%) ## etomo 2.0 Reviews in Philippines ### ***** "⭐️⭐️⭐️⭐️⭐️" Sir RJ from eTomo has been incredibly helpful throughout my loan application process. This was my first time applying for a loan through an app, and I truly appreciate how willing and accommodating he was in guiding me and ensuring that all requirements were completed smoothly. He also took the time to explain the agreement and provide sample payment calculations, assuring me that there were no hidden charges. Overall, it was an easy and reliable experience with excellent customer service. Thank you for your assistance, Sir RJ! Highly recommended eTomo! ⭐⭐⭐⭐ -- artiem24, 2026-10-09 ### ***** "Recommend" i would like to commend this app and the customer service for providing good and excellent service and assistance to the customers. I was assisted by one of the customer service representative Crejay and i thank him for assisting me all throughout the process and it was successful and he was able to provide me the details for different loan and how it can be used! Thank you! -- Rennalyn, 2026-10-09 ### ***** "5 STAR FOR THIS APP" I can say that this app is a friendly app! All I can say THE BEST! This helps me a lot, from signing up until the approval, very friendly staff especially maam Julie who assisted me from beginning until the approval. Thank you so much and best of luck❤️ -- Rile132, 2026-10-07 ### ***** "Solid" I would like to express my sincere appreciation for the excellent service I received from Etomo Finance. The entire transaction was very fast, smooth, and hassle-free. The staff were also kind, approachable, and easy to communicate with, which made the whole process comfortable and convenient. I was also impressed by the generous amount offered for my first loan. I truly appreciate the trust and opportunity given to me as a first-time borrower. Thank you, Etomo Finance, for providing such a great experience. I highly recommend your service to others, and I look forward to having more transactions with you in the future. Thank you and keep up the excellent service! -- Itsalwaysmeng, 2026-10-05 ### *---- "Denied" my application has been denied -- nooneeeeeeeeeeeeeeeeeee, 2026-10-04 ### ***** "Great Service" The application process was very smooth, user-friendly, and fast. I especially want to commend Mr. Kevin who assisted me throughout my loan application. He was very accommodating, responsive, and professional. He explained everything clearly and guided me until my loan was approved. Thank you eTOMO and thank you Kevin for the excellent service! I highly recommend your app to others. -- Esjeysi, 2026-10-02 ### ***** "FEEDBACK" Ang bilis ng process and 10/10 service yung agents nila napaka helpful ❤️ -- Chafayyyeee, 2026-10-02 ### ***** "Etomo finance" Very realable app -- El bemboy, 2026-10-01 ### *---- "Kk" I’m rejected many times even my work is real and my monthly salary -- Johncedricdesqui57, 2026-10-01 ### ***** "I would like to thank etomo and the member of etomo thankyou for helping me to get my first loan!" I would like to thank etomo and the member of etomo thankyou for helping me to get my first loan! -- Yashiyh, 2026-09-30 ### ***** "THE BEST ETOMO!!!!" Thank you so much, Etomo, for the smooth and hassle-free experience! Special thanks to Justine for the excellent assistance throughout my application. Great app and great service! Highly recommended! -- Sijey., 2026-09-30 ### ***** "Legit!" Very legit loang app! Special shout out sir RJ sa pag assist sakin process sa loan ko, very friendly and patient😊💯 -- Hessil, 2026-09-30 ### ***** "Fast and Accomodating" Legit! Kahapon lang ako nag apply and meron na agad, ang laki pa ng offer! Dipende siguro sa status, anyways! Thank you so much Etomo and sa nag assist sa’kin, super caring at professional kausap! :> Ms. Roma kung mababasa mo man ‘to. Thank you so much! -- Sana Yumaman na Ako!, 2026-09-29 ### ***** "Thanks" Recommend app, thanks sir joseph for assisting me through out the process -- aaron3423(), 2026-09-28 ### ***** "Etomo is very good." The process was very basic and fast. The Agent who assisted me was very good. Hope you will be assisted by Joseph as well! -- Liam04_26, 2026-09-26 ### ***** "Fast approval!" THE CSR WILL GUIDE YOU THROUGHOUT THE PROCESS! I WAS APPROVED 25,000!! LOW INTEREST RATES! I’LL RECO THIS TO PEOPLE WHO HAS BEEN WORKING IN THE CORPORATE WITH COMPANY ID OR COE! -- ZzzzzzzztheozzzzzzzZ, 2026-09-26 ### ***** "EXCELLENT SERVICE" Very friendly and accommodating ang CSR nila. Very fast din ang approval. -- Crisamgurl, 2026-09-25 ### ***** "Etomo Experience" Great experience. Friendly customer service. -- Absda188, 2026-09-23 ### ***** "Very accommodating" Very good apps , First time in Financing app this is Good for 1st time borrowers like me. -- ElmerP0018, 2026-09-23 ### ***** "One of a kind" Fast and easy LEGIT Lending app. Super grateful for Sir Kevin who assisted me with every step of the process. Thank you Etomo, definitely my go to OLA app. -- zxxcvnmmoopygvdssfnin, 2026-09-22 [View all etomo 2.0 reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## etomo 2.0 Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Philippines | Finance | #63 | --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*