---
title: "Expense tracker & Money flow - Reviews, Revenue and Downloads in Ukraine | Apple App Store"
description: "Financial planning and money management app that makes your personal finance easy and intuitive. Download and use for free to save time and money for the things that matter!   Connect your bank accoun"
---

# Expense tracker & Money flow — Ukraine
> My spending & Budget manager

![Expense tracker & Money flow App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/4f/d9/08/4fd9087e-d928-4fbb-51cd-971753e49abe/AppIcon-0-1x_U007emarketing-0-7-0-85-220-0.png/434x0w.png)

**Developer:** [Saldo Apps](https://apptail.io/developer/saldo-apps-qfcE)
**Category:** Finance
**Rating:** 4.7/5 (4,493 ratings)
**Price:** Free
**Bundle ID:** com.SaldoApps.FinanceApp
**Store:** Apple App Store
**Country:** Ukraine
**Version:** 2.0.3 (released 2024-03-25)
**Original Release:** 2022-05-07
**Languages:** English, Ukrainian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ua/app/app/id1593860816)
**AppTail Page:** [https://apptail.io/app/expense-tracker-money-flow-gRA/ukraine](https://apptail.io/app/expense-tracker-money-flow-gRA/ukraine)

## Expense tracker & Money flow Description
Financial planning and money management app that makes your personal finance easy and intuitive. Download and use for free to save time and money for the things that matter! 

Connect your bank accounts to see the nature of your spending, find savings opportunities and see all of your upcoming bills. 

Reach your financial goals, reduce unnecessary spending and increase your savings. 

Key Features:
- Connect bank accounts to track income and expenses automatically. 
Integration with most US and Canada banks: Bank of America, Chase, Wells Fargo, Capital One, Citibank and 700+ more
- Track your cash or any other kind of funds manually 
- Create and edit custom categories
- Create automated rules to tune categorization to your needs
- Simple monthly budgeting

Saldo lets you know:
- where your money goes
- if you are spending more or less on something over time
- how much money is in your wallet
- your bank account balance
- your net worth 
- what are the upcoming bills
- if your budget is on track
- how much is available to spend till the end of the month
and more. 


Coming soon: 
- Bill organizer & reminders. Plan your upcoming payments
- Balance trend & future projections. See how much money you will have in the future based on your income and expenses history
- Debt tracking. Always know whom you owe and who owes you

Terms of use: 
Privacy policy: 

by S/A Saldo Apps

## Expense tracker & Money flow Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/1c/9b/da1c9b23-62e3-a5bb-90ef-049f8cf157b1/8e1f2e06-0316-46f2-9d5e-9474c8b8ce7f_US_X_1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/46/9e/e6/469ee6d9-1630-d392-6eb5-c5ba3ead5fef/5eca404b-17e9-4d72-97c1-98804798700a_US_X_2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9c/5e/6b/9c5e6b5a-2695-790d-e75d-7f942883e240/914664ca-e0c2-45e9-86a5-fb528bdf3fbf_US_X_3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ae/64/d9/ae64d9be-c847-58c7-d1b3-87a404590429/c83420cf-160d-4eea-a56c-f788789d06f0_US_X_4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/05/e7/53/05e753c0-15da-495f-5ca2-d4b327943e28/7bbf2653-6370-413a-a832-88399b1b5153_US_X_5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e6/29/08/e629089d-44c8-3495-922a-51970d301993/e568ff74-072a-4866-99a8-db34b0d7c84c_US_X_6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/7f/19/3f/7f193f2b-bced-432b-bfde-4f9212fb92db/ccf1f671-b832-40b7-ae2b-59b770e480b2_US_X_7.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/e6/ca/36/e6ca360e-87ce-e167-6e15-85f3828706de/f3b4b775-e6b3-4bd0-bf7f-f1a765dd3da8_US_X_8.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/98/4f/37/984f379a-1d23-22f1-fc49-18a73a39090a/aefff216-12cf-4576-a1ed-c37faa1bd4ae_US_X_9.png/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/d3/a5/80/d3a58053-77b1-7b5f-6fef-2df195cbe367/7c861462-ed03-4b8c-9f79-f0f96b03c5df_US_X10.png/1242x2688.png)

## Expense tracker & Money flow Rating Breakdown in Ukraine
- 5 stars: 3,915 (87%)
- 4 stars: 234 (5%)
- 3 stars: 112 (2%)
- 2 stars: 64 (1%)
- 1 stars: 168 (4%)

## Expense tracker & Money flow Reviews in Ukraine

### ***** "Гарний додаток"
Класно, що можна шерити один простір, для людей які мають спільний бюджет та різні джерела доходів дуже зручно
-- Alona Anisimova, 2025-01-02

### ***** "Дуже пропрацьований додаток👍"
Це мабуть самий продуманий із додатків такого типу,а я перепробував багато. Дякую народ за чудову роботу.
-- Євген_К, 2025-01-01

### ***** "Простір"
Як видаляти фінансові простори?
-- Валєра54, 2025-01-01

### ***-- "No further development, no feedback"
It could be a good app with useful functionality. But it seems the app is dead :(
-- Dmytro Tsypkin, 2024-12-31

### *---- "Why?!"
Why I can’t delete MY information from my banking in this app. Tech said that no function to delete information
-- Ubey13, 2024-12-30

### ***-- "Незрозуміло"
Непоганий додаток, але зовсім незрозумілий функціонал з рахунками. Навіщо мені створювати рахунок Нерухомість? Ну тобто якщо це щоб трекати загальні активи, то ок, але ж я можу додати до рахунку Нерухомість транзакцію на Їжу або Медицину? Це як? :) Також останній апдейт був 10 місяців тому :( Ви ще підтримуєте додаток?
-- Jbn267, 2024-12-26

### ***** "Файно, але…"
5 зірок як стимул до розширення функціоналу. Доволі хороша програма, але є що покращувати:експорт, видалення фінансових просторів, зміна валюти в них. Дуже клана програма для ведення особистих фінансів і кешфлоу бізнесу, навіть декількох. Рекомендую всім друзям. Розробникам бажаю процвітання)
-- Robert Mytrychko, 2024-12-24

### ***** "Send from one crypto to another"
When I send UAH to USD, or any other currency I can choose my own cost for it. But when I want to do the same for crypto, it has connection to UAH and quite often app blocks such transaction because count in UAH has different values in two cryptocurrencies. Ex. I sold my BTC and get USDT in real life and get somewhere 10 dollars. I want to move BTC to USDT, but BTC in UAH will be 536, and 10 USDT will somewhere 435 UAH, I need to put somewhere 101 UAH - this is why my transaction is blocked. Could you please remove connection to UAH for such transactions?
-- V1nchik, 2024-12-20

### ***-- "Подобається"
Мені в більшості подобається. Лиш відсутність інших банків засмучує( я скоріше б вже додали ПриватБанк 

І: додаток частково українською, частково англійською…
Це в мене щось не так (налаштування, може) чи додаток так працює..,?
-- Natsziro4ka, 2024-12-18

### ***** "Я в захваті!"
Дякую вам за українську альтернативну руснявим апкам ❤️ 

Приємно користуватися продуктом, не тільки тому що він український, а тому що ще й капець який класний та зручний
-- di_astr, 2024-12-18

### **--- "Наявний тільки 1 український банк"
Чому з українських банків наявний тільки Monobank? А де ПУМБ, Приватбанк і т.д.. Я не користуюсь просто даним банком (
-- Mateyko373, 2024-12-09

### **--- "Є куди рости"
Чому я маю мати підключення до інтернету щоб вручну вносити дані? 
Чому я не можу змінити колір іконок категорії? 
Чому я не можу видалити простір який створив просто щоб зробити тест? 
Мало іконок.
-- Oles’_Dyb, 2024-12-07

### ****- "a great tool"
I really like the app, there is a way to cooperate it in. The tool has some things missing for me: change one category to another for spends in bulk, exporting the data
And a plus for me was that it was a Ukrainian startup ❤️
-- anastasiia_aaa, 2024-12-05

### ***** "Amazing"
This app is the best I ever used for budget and expense tracking. I recommend it to everyone.

One idea for improvement — separate budgets for each month. I am not the kind of person that spends same amount of money on same categories every month. But right now, when you change your budget for one month, it’s changing for all months.
-- NayaD2077, 2024-11-29

### ***** "Це те, що потрібно!"
Просто, швидко, зрозуміло і зручно!
-- Д. Р. О., 2024-11-28

### ***** "The best app forever"
I would like to integrate with PrivatBank
-- Che0134, 2024-11-27

### ***** "Корисно"
Дуже цікавий додаток з великим вибором категорій та налаштувань , розбираюсь з бюджетом , бо тільки з ним трохи складно
-- Annieheartbeat, 2024-11-26

### ****- "Money on the way is annoying"
Dear Support Team,

I'm writing regarding an ongoing issue with how transactions are handled between my FOP (Private Entrepreneur) account and regular card accounts. Despite transactions being completed instantly, they are consistently showing as "money in transit" in the app.

This is causing two significant problems:

1. Net Worth Calculation: All my salary transactions throughout the year are being counted cumulatively, which significantly inflates my net worth calculations.

2. Expense Tracking: When attempting to resolve this by manually setting the balance to zero, the system incorrectly records it as an expense, which distorts my monthly spending reports.

I would appreciate your guidance on:
- Whether it's possible to completely delete (not just archive) FOP accounts and their associated transactions
- Or alternatively, if there's a way to exclude these balancing entries from monthly expense calculations

Thanks!
-- lesiart, 2024-11-26

### ***** "Дохід за замовчуванням"
Підкажіть будь ласка чи можна за замовчуванням поставити дохід, а не витрати? Щоб кожна нова транзакція одразу записувалась в дохід, а якщо треба витрату, то перемикати на цю вкладку вручну?
-- ZoVita, 2024-11-20

### ***** "Truly lovely!"
I love this app. It’s the best on the Ukrainian martlet.
-- Polina Korotka, 2024-11-19

[View all Expense tracker & Money flow reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Expense tracker & Money flow In-App Purchases
| Item | Price |
|------|-------|
| Saldo Apps Premium | USD 17.99 |
| Finance Plus+ Monthly | USD 2.49 |

## Expense tracker & Money flow Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Ukraine | Finance | #29 |
| Top Free | Ukraine | Finance | #122 |

## Expense tracker & Money flow Discovered Keywords
- облік витрат
- авто расходы
- expense tracker
- budget and expenses
- expense manager
- fudget
- budget and expense
- расходы
- бюджет
- saldo

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## Expense tracker & Money flow Available In
- [Ukraine](https://apptail.io/app/expense-tracker-money-flow-gRA/ukraine)
- [United States](https://apptail.io/app/expense-tracker-money-flow-gRA/united-states)
- [Canada](https://apptail.io/app/expense-tracker-money-flow-gRA/canada)

---

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