--- title: "First Citizens Commercial Adv. - Reviews, Revenue and Downloads in United States | Apple App Store" description: "The Commercial Advantage Mobile Banking App allows you to securely access your Commercial Advantage accounts and perform key banking tasks from your mobile device. Designed for business users on the" --- # First Citizens Commercial Adv. — United States > FCB CA ![First Citizens Commercial Adv. App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/aa/43/4e/aa434e2b-29fc-4f5a-c024-1e3a322aa023/AppIcon-enterpriseFirstCitizensBank-0-1x_U007emarketing-0-11-0-85-220-0.png/400x400bb.png) **Developer:** [First Citizens Bank](https://apptail.io/developer/first-citizens-bank-PJab) **Category:** Finance **Rating:** 2.9/5 (15 ratings) **Price:** Free **Bundle ID:** com.bottomline.firstcitizens **Store:** Apple App Store **Country:** United States **Version:** 3.17.3 (released 2026-04-24) **Original Release:** 2021-10-12 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1581871273) **AppTail Page:** [https://apptail.io/app/first-citizens-commercial-adv-bDgd/united-states](https://apptail.io/app/first-citizens-commercial-adv-bDgd/united-states) ## First Citizens Commercial Adv. Description The Commercial Advantage Mobile Banking App allows you to securely access your Commercial Advantage accounts and perform key banking tasks from your mobile device. Designed for business users on the go, the mobile app provides quick access to important account information and allows you to take action on time-sensitive banking activities from anywhere. With the Commercial Advantage mobile app, you can: • View account balances and transaction details. • Approve payments and transfers, including wires, ACH payments, transfers, loan payments, and loan drawdowns. • Initiate internal account transfers, loan payments, and loan drawdowns. • Deposit checks using mobile deposit. • Review and take action on Fraud Management items for Positive Pay, Reverse Positive Pay, and Electronic (ACH) Positive Pay. • Manage users, including locking or unlocking users and reviewing user changes (administrator access required). • View and share eStatements. About First Citizens Bank: Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves the financial needs of our clients and communities with specialized support and an emphasis on service. At First Citizens, we help our clients build lasting financial security that is fit for their ambitions at every stage of their personal, business or entrepreneurial journey. For more information, visit firstcitizens.com. First Citizens Bank does not charge fees to download or access First Citizens Digital Banking Commercial Advantage, including the First Citizens Commercial Advantage app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use or certain services in First Citizens Digital Banking Commercial Advantage. Copyright © 2026. First Citizens Bank. Member FDIC. Equal Housing Lender. ## First Citizens Commercial Adv. Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e5/3b/2c/e53b2c6f-d813-4096-41eb-5918177d42a9/Home_Screen_1242x2688px.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4f/0f/cf/4f0fcf2f-bb75-2019-f12b-425762cb38eb/Accounts_Overview_1242x2688px.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a8/f6/1b/a8f61b85-7e15-c8ab-f945-f52e25f787d1/Initiate_Transfer_1242x2688px.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/be/7d/19/be7d198d-fd65-f1ef-212d-816a2c09d902/Loan_Payment_1242x2688px.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b2/d9/d5/b2d9d55f-534b-bbc4-6d1e-1e952a6dffe9/Approve_Payment_1242x2688px.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/64/49/b4/6449b4c6-8371-35c6-8ec2-c64c887f8500/Mobile_Deposit_1242x2688px.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/1a/46/631a46eb-c737-1ffb-dce1-7bad803f3569/Fraud_Risk_Management_Needs_Decision_1242x2688px.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/88/82/66/88826668-b463-76bb-0656-cdead21975e2/Fraud_Risk_Management_Details_1242x2688px.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c3/3e/ef/c33eef5a-fc8b-3a35-d4eb-a8d87e20b7ac/eStatements_1242x2688px.png/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/aa/91/30/aa913048-fa89-933d-20e7-44ab34b09af3/More_Screen_1242x2688px.png/1242x2688.png) ## First Citizens Commercial Adv. Rating Breakdown in United States - 5 stars: 7 (47%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 8 (53%) ## First Citizens Commercial Adv. Reviews in United States ### ***** "Finally works like a modern day app" Finally feels like a mobile app. I can quickly approve items and move on with my day instead of clicking through endless screens just to complete simple tasks. The experience feels way cleaner, easier to navigate, and overall far less frustrating than previous versions. One suggestion I have is to add the ability to create and send wires directly through the app. -- hopem654, 2026-05-12 ### ***** "Major improvements" The new app is much better. No more clutter. Just the functionality I need and easy to get to. -- ncchisl, 2026-04-28 ### *---- "iPhone App" Not very user friendly with the iPhone app. I wonder if the engineers have tried to use it before they publish the app. So bad. -- durden99, 2022-12-22 ### *---- "Needs so much work, might be best to scrap it" This app is horrible. With that said, it is slightly more useable than the browser-based interface, which is one of the worst I have ever experienced. First Citizens used to offer very functional applications to access accounts. It seems they have become more focused on appearance than on actual utility of the application. Not worth it. -- Kittiya2011, 2022-05-06 [View all First Citizens Commercial Adv. reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## First Citizens Commercial Adv. 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