---
title: "Firstcard: Credit Builder Card - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history. Firstcard primarily focuses on serving immigrants, foreigners, "
---

# Firstcard: Credit Builder Card — United States
> Earn cashback and high APY

![Firstcard App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/42/dd/22/42dd2256-0174-0625-c67d-19037a794545/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-rjX)
**Category:** Finance
**Rating:** 4.4/5 (354 ratings)
**Price:** Free
**Bundle ID:** com.firstcard.firstcard
**Store:** Apple App Store
**Country:** United States
**Version:** 2.3.61 (released 2026-02-06)
**Original Release:** 2022-03-11
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1547581130)
**AppTail Page:** [https://apptail.io/app/firstcard-credit-builder-card-gZS/united-states](https://apptail.io/app/firstcard-credit-builder-card-gZS/united-states)

## Firstcard Description
Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history. Firstcard primarily focuses on serving immigrants, foreigners, non-US citizens, international students, first-generation college students, and first-time credit builders in the US who are often denied credit due to the limited access to credit-building tools provided by traditional banks. Members can build credit, open a credit card and a bank account, earn cash back, and grow savings — all within a single platform. Firstcard is on a mission to democratize credit for all.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY
- Build your credit score every time you spend
- Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport 
- No credit check or hard inquiry
- No overspending
- 0% APR
- No interest, overdraft fee, late payment fee, or account minimum requirement
- We can approve your credit card application regardless of your credit history¹
- We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
- Applying for Firstcard does not impact your credit score 

EARN CASHBACK² EVERY TIME YOU SPEND
- Get an additional 1% cashback on all qualifying purchases with Firstcard Premium

GROW YOUR MONEY OVER TIME
- Firstcard Standard members can earn 1.25% Annual Percentage Yield⁴ (APY)
- Firstcard+ members can earn 2.50% APY
- Firstcard Premium members can earn 4.00% APY
(The national average interest rate on savings accounts is 0.40% APY⁵)

EQUAL ACCESS FOR EVERYONE
- Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
- Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.

SECURITY AND SUPPORT YOU CAN TRUST
- Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
- The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
- Our team is based in the US and we are headquartered in Silicon Valley. 

—
Disclaimer:
The Firstcard credit cards are issued by Regent Bank, pursuant to a license from Mastercard® International Inc. Firstcard is a financial technology company, not a bank. Banking services are provided by Regent Bank; Member FDIC. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis; FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

¹Valid for 18+ and subject to account approval.

²Firstcard+ customers will earn an additional 1% unlimited cashback on all eligible credit card purchases. Exclusions apply. Cashback rewards are not earned on ATM withdrawals, P2P transfers, purchases of gift cards or other cash equivalents, and certain other types of transactions as determined by Firstcard.

⁴APY for the Deposit Account is variable and may change at any time. The disclosed APY is effective as of September 2025. Account fees may reduce earnings. Users with no SSN or ITIN on file are not currently eligible to earn interest. No minimum balance is required.

⁵Source: According to the FDIC, the national average interest rate on savings accounts is 0.40% APY (as of September 15, 2025). 

## Firstcard Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/72/51/dd/7251ddfb-a60a-6604-6e6e-40d2eee5fdb6/6.5___1.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/57/a8/f9/57a8f9f6-f929-7fdb-b914-47d2a93241f4/6.5___2.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/fd/b8/ccfdb867-79bb-d050-9bc7-6422919b780f/6.5___3_immigrants.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8c/2c/6b/8c2c6b59-8e82-d7cb-8f90-cab8e49f5331/6.5___4.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/c7/d8/f9c7d82c-d28b-c124-57f4-ca6872f61d3f/6.5_-_5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/41/2d/69412d7c-e105-cf4b-9c99-f95d3c261061/6.5_-_4.png/1242x2688.png)

## Firstcard Rating Breakdown in United States
- 5 stars: 294 (83%)
- 4 stars: 9 (3%)
- 3 stars: 2 (1%)
- 2 stars: 3 (1%)
- 1 stars: 46 (13%)

## Firstcard Reviews in United States

### ***** "Real"
Love love love
-- Maeeeeeeeeee1, 2024-11-17

### ***** "Absolutely heaven sent Credit Builder Card."
This credit builder takes effect on your credit in what feels like instantly. They report in absolute detail in regards of your current status of your account with them. I’ve seen improvement to my credit in only a short time when I initially opened my account with them. If you’re looking to improve your credit, trust me this Credit Builder card is definitely worthy.
-- simply1brien, 2024-11-13

### ***** "Very good"
Perfect
-- Kamrans777, 2024-10-28

### **--- "Fake app"
Not working lot off gigs and specially if you lost your password you can’t log in again
-- Ghouri88, 2024-10-09

### ***** "OK"
OK
-- HarrySwift, 2024-10-08

### ***** "Wow!!!"
Within Days It Was Showing on all 3 Credit Reports
-- Queen Tahra, 2024-09-14

### *---- "Card is garbage waste of time"
Don’t or can’t transfer funds to get a card, review to open takes 2-3 days this product is waste of time  besides it just uses your own money you deposit as a credit card payment
-- Mobarboza, 2024-09-03

### ***** "Love it"
I love it!!! It has helped me a lot. Not an add
-- 64828hgghg, 2024-08-30

### *---- "Mala"
Aparte que no es una tarjeta de crédito, el crédito es nuestro propio dinero, se tardan toda la vida para aprobarla como si me estuvieran prestando algo, pésima!!!
-- Vera183011, 2024-07-22

### ***** "Simply the Best!"
The best credit card experience!
The credit building benefits and support provided by Firstcard are fantastic for international students. Would highly recommend Firstcard to any international student looking for the best card to start building credit in the US. Being able to earn up to 10% random cashback on every purchase is also a fun way that helps me save.
-- john_snow8, 2024-07-04

[View all Firstcard reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Firstcard Discovered Keywords
- firstcard
- student banking app

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## Firstcard Available In
- [United States](https://apptail.io/app/firstcard-credit-builder-card-gZS/united-states)
- [Mexico](https://apptail.io/app/firstcard-credit-builder-card-gZS/mexico)
- [India](https://apptail.io/app/firstcard-credit-builder-card-gZS/india)
- [Brazil](https://apptail.io/app/firstcard-credit-builder-card-gZS/brazil)
- [Germany](https://apptail.io/app/firstcard-credit-builder-card-gZS/germany)
- [Canada](https://apptail.io/app/firstcard-credit-builder-card-gZS/canada)
- [France](https://apptail.io/app/firstcard-credit-builder-card-gZS/france)
- [Israel](https://apptail.io/app/firstcard-credit-builder-card-gZS/israel)
- [China](https://apptail.io/app/firstcard-credit-builder-card-gZS/china)
- [Honduras](https://apptail.io/app/firstcard-credit-builder-card-gZS/honduras)
- [Malaysia](https://apptail.io/app/firstcard-credit-builder-card-gZS/malaysia)
- [Bulgaria](https://apptail.io/app/firstcard-credit-builder-card-gZS/bulgaria)
- [Indonesia](https://apptail.io/app/firstcard-credit-builder-card-gZS/indonesia)
- [Spain](https://apptail.io/app/firstcard-credit-builder-card-gZS/spain)
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- [Kazakhstan](https://apptail.io/app/firstcard-credit-builder-card-gZS/kazakhstan)
- [Lebanon](https://apptail.io/app/firstcard-credit-builder-card-gZS/lebanon)
- [Sri Lanka](https://apptail.io/app/firstcard-credit-builder-card-gZS/sri-lanka)
- [Lithuania](https://apptail.io/app/firstcard-credit-builder-card-gZS/lithuania)
- [Madagascar](https://apptail.io/app/firstcard-credit-builder-card-gZS/madagascar)
- [Macao SAR China](https://apptail.io/app/firstcard-credit-builder-card-gZS/macau)
- [Mauritius](https://apptail.io/app/firstcard-credit-builder-card-gZS/mauritius)
- [Namibia](https://apptail.io/app/firstcard-credit-builder-card-gZS/namibia)
- [Nigeria](https://apptail.io/app/firstcard-credit-builder-card-gZS/nigeria)
- [Netherlands](https://apptail.io/app/firstcard-credit-builder-card-gZS/netherlands)
- [Norway](https://apptail.io/app/firstcard-credit-builder-card-gZS/norway)
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---

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