---
title: "FLEX - Instant Payments - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "FLEX Move Money. Move Freely.  FLEX is the fast and secure way to send and receive money in Nigeria.  You can pay anyone, anytime, without account numbers or extra fees.  Send and Receive Instantly Tr"
---

# FLEX - Instant Payments — Nigeria
> Send money. Instant payments.

![FLEX App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/7e/3c/e3/7e3ce30a-8122-4917-3af4-7ec693591877/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Koinage](https://apptail.io/developer/koinage-mxVb)
**Category:** Finance
**Rating:** 4.4/5 (27 ratings)
**Price:** Free
**Bundle ID:** com.getreflexpay
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 5.0.38 (released 2026-09-03)
**Original Release:** 2025-01-16
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6740035091)
**AppTail Page:** [https://apptail.io/app/flex-instant-payments-modv/nigeria](https://apptail.io/app/flex-instant-payments-modv/nigeria)

## FLEX Description
FLEX
Move Money. Move Freely.

FLEX is the fast and secure way to send and receive money in Nigeria.

You can pay anyone, anytime, without account numbers or extra fees.

Send and Receive Instantly
Transfer to anyone using a PayTag.
Send or receive in seconds and track every transaction in real time.

Pay Merchants Easily
Scan a merchant QR code or pay directly inside the app.

Request Money Fast
Use FLEXme to ask for money and get paid faster.
Add a note so people know what it’s for. Keep your payment history organized and accessible.

Verify and Upgrade Your FLEX Tier
Verification unlocks higher spending limits and full access to FLEX features.
Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification.
Each tier gives you more room to transact confidently and securely.

Stay Secure and In Control
Built with top-tier security for every payment.
Instant alerts keep you updated as money moves.
One app for all your transfers, rewards, and everyday spending.

FLEX combines speed, trust, and simplicity in one app.

*FLEX is a financial services platform, not a bank. Banking services are provided by our regulated
partners. 

Contact FLEX Support in-app, via email at: 
techsupport@yourflexpay.com

## FLEX Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/84/3a/f1843a78-5ba0-0adf-e06b-f61cf903a74c/Design__U00281_U0029.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f6/8e/be/f68ebe5a-7e86-aece-adfb-2cf314bb86a9/Design__U00281_U0029__U00281_U0029.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/ec/7c/5fec7c51-b0ff-8869-b042-29a3760885e4/Design__U00282_U0029.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f2/e0/6c/f2e06cff-9c0c-f63b-ecf0-1ad02e41b07a/Design__U00283_U0029.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dd/73/6b/dd736bbb-1724-89c9-ed5a-11ded5ef5ca3/Design__U00284_U0029.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/2c/2a/f52c2a7a-5467-e565-af69-923dc01bd632/Design__U00285_U0029.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/86/08/0986083d-6be6-f3e7-d239-7d58160e3606/Design__U00287_U0029.png/1242x2688.png)

## FLEX Rating Breakdown in Nigeria
- 5 stars: 21 (78%)
- 4 stars: 2 (7%)
- 3 stars: 1 (4%)
- 2 stars: 1 (4%)
- 1 stars: 2 (7%)

## FLEX Reviews in Nigeria

### ***** "So fast and seamless"
I literally paid someone in about 10 seconds. So straightforward and stress free. Kudos to the brain behind this👏🏻👏🏻
-- Rinzay, 2025-01-24

### ***** "Great app!"
Very simple and easy to use, this is a game changer!
-- Nkspecial1235, 2025-01-21

[View all FLEX reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)





## FLEX Available In
- [Nigeria](https://apptail.io/app/flex-instant-payments-modv/nigeria)
- [United States](https://apptail.io/app/flex-instant-payments-modv/united-states)
- [United Kingdom](https://apptail.io/app/flex-instant-payments-modv/united-kingdom)
- [Bermuda](https://apptail.io/app/flex-instant-payments-modv/bermuda)
- [Brazil](https://apptail.io/app/flex-instant-payments-modv/brazil)
- [Belize](https://apptail.io/app/flex-instant-payments-modv/belize)
- [Canada](https://apptail.io/app/flex-instant-payments-modv/canada)
- [Switzerland](https://apptail.io/app/flex-instant-payments-modv/switzerland)
- [Chile](https://apptail.io/app/flex-instant-payments-modv/chile)
- [Colombia](https://apptail.io/app/flex-instant-payments-modv/colombia)
- [Algeria](https://apptail.io/app/flex-instant-payments-modv/algeria)
- [Ecuador](https://apptail.io/app/flex-instant-payments-modv/ecuador)
- [Grenada](https://apptail.io/app/flex-instant-payments-modv/grenada)
- [Croatia](https://apptail.io/app/flex-instant-payments-modv/croatia)
- [Israel](https://apptail.io/app/flex-instant-payments-modv/israel)
- [India](https://apptail.io/app/flex-instant-payments-modv/india)
- [Iceland](https://apptail.io/app/flex-instant-payments-modv/iceland)
- [Jamaica](https://apptail.io/app/flex-instant-payments-modv/jamaica)
- [Jordan](https://apptail.io/app/flex-instant-payments-modv/jordan)
- [Kuwait](https://apptail.io/app/flex-instant-payments-modv/kuwait)
- [Kazakhstan](https://apptail.io/app/flex-instant-payments-modv/kazakhstan)
- [Lebanon](https://apptail.io/app/flex-instant-payments-modv/lebanon)
- [Sri Lanka](https://apptail.io/app/flex-instant-payments-modv/sri-lanka)
- [Luxembourg](https://apptail.io/app/flex-instant-payments-modv/luxembourg)
- [Madagascar](https://apptail.io/app/flex-instant-payments-modv/madagascar)
- [North Macedonia](https://apptail.io/app/flex-instant-payments-modv/north-macedonia)
- [Mauritius](https://apptail.io/app/flex-instant-payments-modv/mauritius)
- [Mexico](https://apptail.io/app/flex-instant-payments-modv/mexico)
- [Malaysia](https://apptail.io/app/flex-instant-payments-modv/malaysia)
- [Nepal](https://apptail.io/app/flex-instant-payments-modv/nepal)
- [New Zealand](https://apptail.io/app/flex-instant-payments-modv/new-zealand)
- [Oman](https://apptail.io/app/flex-instant-payments-modv/oman)
- [Peru](https://apptail.io/app/flex-instant-payments-modv/peru)
- [Portugal](https://apptail.io/app/flex-instant-payments-modv/portugal)
- [Qatar](https://apptail.io/app/flex-instant-payments-modv/qatar)
- [Singapore](https://apptail.io/app/flex-instant-payments-modv/singapore)
- [Thailand](https://apptail.io/app/flex-instant-payments-modv/thailand)
- [Tunisia](https://apptail.io/app/flex-instant-payments-modv/tunisia)
- [Taiwan](https://apptail.io/app/flex-instant-payments-modv/taiwan)
- [Uganda](https://apptail.io/app/flex-instant-payments-modv/uganda)
- [Uruguay](https://apptail.io/app/flex-instant-payments-modv/uruguay)
- [Australia](https://apptail.io/app/flex-instant-payments-modv/australia)
- [South Africa](https://apptail.io/app/flex-instant-payments-modv/south-africa)
- [Azerbaijan](https://apptail.io/app/flex-instant-payments-modv/azerbaijan)
- [Bahrain](https://apptail.io/app/flex-instant-payments-modv/bahrain)

---

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