---
title: "F&amp;M Bank (OH, IN, MI) - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "F&amp;M is integrated in the palm of your hand with a seamless, optimized Mobile Banking solution for all  your banking needs. The F&amp;M Mobile Banking app is available to all F&amp;M Personal Online Banking  C"
---

# F&amp;M Bank (OH, IN, MI) — United States

![F&amp;M Bank (OH App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/df/44/01/df440122-c439-1a6d-4363-36bef78c153f/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [The Farmers &amp; Merchants State Bank](https://apptail.io/developer/the-farmers-merchants-state-bank-xmWe)
**Category:** Finance
**Rating:** 4.8/5 (1,910 ratings)
**Price:** Free
**Bundle ID:** com.farmersmerchantssb.mobile
**Store:** Apple App Store
**Country:** United States
**Version:** 25.2.100 (released 2026-02-11)
**Original Release:** 2015-10-29
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1049863173)
**AppTail Page:** [https://apptail.io/app/fm-bank-oh-in-mi-OGDb/united-states](https://apptail.io/app/fm-bank-oh-in-mi-OGDb/united-states)

## F&amp;M Bank (OH Description
F&amp;M is integrated in the palm of your hand with a seamless, optimized Mobile Banking solution for all 
your banking needs. The F&amp;M Mobile Banking app is available to all F&amp;M Personal Online Banking 
Customers.

F&amp;M Mobile Banking is fully secure. No personal information is stored on your phone. With multiple layers 
of authentication, you will not have to worry about the wrong people getting your information. Using the 
screen lock on your phone is still recommended.

To get started, download, and launch the free app. Sign in with your F&amp;M Bank Online Banking user ID 
and password. That’s all you need to integrate F&amp;M in the palm of your hand!

Available Features Include:

− Accounts

Check your account balance and search recent transactions by date, amount, or check number.

− My Cards

Manage your F&amp;M debit card.

− Transfer Funds

Easily transfer cash between your F&amp;M accounts.

− Check Deposit

Deposit a check into your F&amp;M account from anywhere.

− Pay bills

Easily pay bills anytime on the fly.

− Locations

Search ATM and Office locations by current location or zip code.

To learn how we protect your privacy, please 

Your mobile carrier’s text messaging and web access charges may apply. Member FDIC.

## F&amp;M Bank (OH Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/54/49/80/5449809e-4429-25f9-b7ce-89b82adb6c67/iPhone_13_Pro_Max-01_SplashScreen.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e7/1b/91/e71b91e4-a812-3672-d514-25fecfb9e18b/iPhone_13_Pro_Max-02_AccountsScreen.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/68/c5/13/68c51368-42e2-42a2-4d49-ecb849432f62/iPhone_13_Pro_Max-03_TransfersScreen.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1e/2a/6b/1e2a6bab-fe80-1c0a-7d75-1259ed472533/iPhone_13_Pro_Max-04_MoreMenuScreen.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/33/c9/4c/33c94c38-4514-73e9-1168-6e6e8fce3ce1/iPhone_13_Pro_Max-05_DepositScreen.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/1f/0c/b91f0cd5-f18b-3eac-d83f-66ffd194afac/iPhone_13_Pro_Max-06_CardsHub.png/1284x2778.png)

## F&amp;M Bank (OH Rating Breakdown in United States
- 5 stars: 1,698 (89%)
- 4 stars: 132 (7%)
- 3 stars: 33 (2%)
- 2 stars: 11 (1%)
- 1 stars: 36 (2%)

## F&amp;M Bank (OH Reviews in United States

### *---- ".."
So the app is nice to have but why do I keep getting logged out and then it doesn’t let me back in at all, so then I call the number and I get put on hold. But no one answers the phone every time and then I go to leave a voicemail and it hangs up on me, the app alone is making want to close my account beucase I can’t even see how much money is in my account 90% of the time.
-- emmaarch, 2024-11-01

### **--- "Buggy"
Honestly, when it’s working, the app is ok. However, it stops working every few months and there seems to be no fix outside of calling during business hours to have it fixed from tech supports end. It’s pretty irritating and it always seems to crash at the most inconvenient times, which is the weekends or evenings, when there isn’t anyone available. Smh.
-- jsvue, 2024-01-07

### ***** "Susan Neiswander"
Very easy to use!!
-- susanneiswander92, 2023-09-25

### ***-- "Password"
Why has my Face ID been disabled?
-- Kleinkoke, 2023-09-23

### *---- "Horrible App"
This app consistently crashes and it is not helpful when you need to make transfers or know your balance. Please do better.
-- linamishiihatechase, 2023-07-25

### ***** "Online banking app."
The functionality is great. Easy to navigate and do what I need to do.
-- Crashbanker, 2020-10-01

### ***** "Wonderful app, just needs one thing."
It’s a great app. Easy to create an account, accounts are easily accessible, making internal transfers is quick and easy, and mobile check deposit is awesome.

But the App compared to others needs a bit of a update, maybe a sleeker look. Also, giving their users an option to access their routing card along with their bank number with it would be a nice touch for those looking to set up direct deposits for a new or current job.

Keep up the wonderful work as a bank &amp; as people, never been dissatisfied with the tellers or customer support for the app.
-- Addisen5, 2020-04-18

### ***** "Mobil Deposit"
Customer service was fantastic when setting up the Mobil Deposit transaction!
-- RockyFiggins, 2020-03-03

### *---- "Update Breaks the App"
The newest update made it so I can&#039;t even access my account because my iPhone is too old. Guys, some people are too poor to keep updating their freaking phones all the time!
-- Formoka, 2019-07-29

### *---- "Love the bank, app is useless"
Still having issues with logging in. What’s the point in having online banking if it never works?
-- PAG 089, 2019-06-13

[View all F&amp;M Bank (OH reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## F&amp;M Bank (OH Discovered Keywords
- in
- f
- billing m
- mi
- farmers and merchants mobile
- farmers state mobile banking
- financiera oh

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---

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