---
title: "FNBO Direct - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Free. Secure. Anywhere. Mobile Banking from FNBO Direct lets you easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free.   Mobile Banking is availab"
---

# FNBO Direct — United States

![FNBO Direct App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9e/60/7b/9e607b5d-39a8-d8a7-c9ba-41e12d1426b2/DirectAppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/400x400bb.png)

**Developer:** [FNNI](https://apptail.io/developer/fnni-fgK)
**Category:** Finance
**Rating:** 4.6/5 (927 ratings)
**Price:** Free
**Bundle ID:** FNB.FNBO-Direct
**Store:** Apple App Store
**Country:** United States
**Version:** 5.9.0 (released 2026-10-07)
**Original Release:** 2017-08-18

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1238399757)
**AppTail Page:** [https://apptail.io/app/fnbo-direct-wDO/united-states](https://apptail.io/app/fnbo-direct-wDO/united-states)

## FNBO Direct Description
Free. Secure. Anywhere. Mobile Banking from FNBO Direct lets you easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free. 

Mobile Banking is available to all customers; just download the app and log in with your Online Banking user name and password for a secure Mobile Banking experience. 

FEATURES 
- Quickly access your account with Face ID® or Touch ID®
- View account balances and transaction history 
- Pay your bills and credit cards 
- View scheduled and recent payments 
- Transfer money between your FNBO Direct accounts 
- Transfer money to other customers at this bank 
- Deposit checks – Snap a photo of your checks and deposit them remotely 
- Contact a customer service representative 

SECURITY 
At FNBO Direct your security is always our top priority. 
- Account information is never stored on your phone 
- Data transmissions are encrypted with the same secure technology as Online Banking 

HOW TO GET STARTED 
- Mobile Banking is free from FNBO Direct (but your mobile carrier’s message and data rates may apply) 
- Download the app and log in with your Online Banking username and password 

View our Security Statement at:  

RESTRICTIONS 
- Deposits are subject to verification and are not available for immediate withdrawal 
- See the terms in the app for limits/availability and other restrictions

FNBO Direct is a division of First National Bank of Omaha, a subsidiary of First National of Nebraska, Inc.

## FNBO Direct Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/04/df/08/04df08d1-1717-a1fa-fcee-c7ccd835be53/pr_source.png/392x696bb.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple113/v4/8c/b7/24/8cb724a6-529b-df0a-7d98-6c6bb1224208/pr_source.png/392x696bb.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/a1/4b/80/a14b80b6-a4e2-dee6-1fd0-436476b48039/pr_source.png/392x696bb.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/ba/4f/6f/ba4f6f60-ae09-526e-2d08-7bf7065ca848/pr_source.png/392x696bb.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple123/v4/97/25/ee/9725ee16-ea12-20f6-c30d-a5448bfbdbde/pr_source.png/392x696bb.png)

## FNBO Direct Rating Breakdown in United States
- 5 stars: 674 (83%)
- 4 stars: 45 (6%)
- 3 stars: 21 (3%)
- 2 stars: 13 (2%)
- 1 stars: 57 (7%)

## FNBO Direct Reviews in United States

### *---- "No interbank transfers for over seven years.  Not a banking app if no money movement functionality"
You MuST long to full site to do internal transfers.   You must call customer service when they fill.  Interbank functionality. 
Mint a banking app. Read the most critical comments and OVER seven years customers complaining and BEGGING for interbank functionality and FNBO ignores the repeated requests.   AND it take 4-7 days to do an ach transfer. 4-7 days for what should be an overnight transaction unless you pay to have it delivered the next business day, AND interest stops the first day not the 4th or 7th!!! 

FNBO should use ach as it is designed. 

Very sad.
-- travelerxyz123xyz, 2025-11-25

### **--- "Still no in-app transfers"
It’s crazy that when I try and use the app to make a transfer, it takes me to a browser, then when I try to complete the transfer after signing in there, it bumps me to the old version of the browser app… this should have been in the app from the beginning!
-- jrfearhk, 2025-10-06

### *---- "ATM"
Sure would be nice to have a link to all point for atm access. Need a link on the app and the website. Thank you
-- organist02, 2025-08-10

### *---- "Picky picky"
Software Camera snaps before hardware camera is done focusing, then complains that the photo is out-of-focus. Picky
-- DTDell, 2025-04-12

### ***** "Transfers at last!"
At last, we can initiate transfers from the app instead of always needing to visit the website! Better yet, if you are an FNBO account holder, the transfers between your FNBO and FNBO Direct accounts are instant - no more waiting 5 long days for an ACH transfer! Great job, development team. I no longer miss Milli (that much). 👍
-- yd51, 2024-12-10

### ***-- "New pages"
Too new to tell yet - so far, so good!  Thanks FNBOD &amp; FNBO
-- BrewBoss, 2024-12-03

### *---- "Can’t transfer money out from fnbo direct"
Can’t transfer money out from fnbo direct
-- jefk68, 2024-11-05

### ****- "New to site from Milli"
So far so good
-- Charactr, 2024-10-22

### *---- "Can&#039;t even transfer funds"
This is the worst mobile banking app I have ever used. You don&#039;t even have the ability to transfer money to/from from within the app. You have to log in via the web to accomplish this most basic necessity. Worse transfers between different first national  accounts aren&#039;t instant and take 6 days. I miss Milli.
-- INSOMNiAjwf, 2024-10-10

### ***** "Great bank and excellent online services."
App is fantastic.
-- bdittynj, 2024-08-12

[View all FNBO Direct reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## FNBO Direct Discovered Keywords
- money transfer
- card
- t mobile bank
- omaha
- fnb online
- first national bank app
- fnbo direct

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