---
title: "Fold: Bitcoin Personal Finance - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Fold is the solution for seamlessly managing both bitcoin and dollars.*** Buy, sell, and send bitcoin**; premium members pay no fees. Pay bills with your account and routing numbers.* Get up to 1.5% b"
---

# Fold: Bitcoin Personal Finance — United States
> Buy btc and earn daily rewards

![Fold App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/00/cd/50/00cd5015-82e3-9f99-7991-e129d573ace7/Fold-0-0-1x_U007epad-0-1-sRGB-85-220.png/400x400bb.png)

**Developer:** [Fold](https://apptail.io/developer/fold-pDR)
**Category:** Finance
**Rating:** 4.2/5 (2,268 ratings)
**Price:** Free
**Bundle ID:** com.foldapp
**Store:** Apple App Store
**Country:** United States
**Version:** 200.46.0 (released 2026-09-04)
**Original Release:** 2019-11-18

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1480424785)
**AppTail Page:** [https://apptail.io/app/fold-bitcoin-personal-finance-SJH/united-states](https://apptail.io/app/fold-bitcoin-personal-finance-SJH/united-states)

## Fold Description
Fold is the solution for seamlessly managing both bitcoin and dollars.*** Buy, sell, and send bitcoin**; premium members pay no fees. Pay bills with your account and routing numbers.* Get up to 1.5% back on eligible bills. Earn bitcoin on everyday expenses. Earn extra bitcoin back on rotating card linked offers and popular gift cards.

Take control of your personal finances with Fold: the currency you prefer and the banking features you need.*

BUY, SELL, AND SEND BITCOIN
- Buy, sell, and send bitcoin with no fees.**
- Automate bitcoin buys with round-ups and DCA (auto-stack).
- Get paid in up to 100% bitcoin.*

PAY BILLS
-  Pay all your bills with your Fold account and routing numbers.*
- Earn up to 1.5% back on your biggest expenses like mortgage, rent, and credit cards. Conditions apply.

EARN BITCOIN ON EVERY SHOP
- Get started for free with a Fold Visa Prepaid Debit Card, the original bitcoin rewards prepaid debit card. Terms and conditions apply.
- Earn bitcoin back on every eligible purchase.
- Earn extra bitcoin back on exclusive categories and merchants.****

ENJOY BANKING FEATURES
- Direct deposit into your Fold Card account and get paid up to 3 days early. Delays may apply.
- Get paid in up to 100% bitcoin.
- No international or ATM withdrawal fees.****


EARN EXTRA BITCOIN BACK ON CARD LINKED OFFERS
- Earn extra bitcoin back on category and merchant offers.****

EARN BITCOIN BACK ON GIFT CARDS
- Earn extra bitcoin back when you buy popular gift cards on the Fold App.

INSURED CUSTODY
- Your USD may be FDIC Insured.*
- Your bitcoin is BitGo Insured.***



*The Fold Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A.. Inc. Visa is a registered trademark of Visa, U.S.A., Inc. All other trademarks and service marks belong to their respective owners. Fold is a financial services platform and not a FDIC insured bank. The Fold Card is issued by Sutton Bank, Member FDIC. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of all of the account holder&#039;s funds held at Sutton Bank.

**Fees may apply. Bitcoin involves certain risks and may lose value.Fortress Trust provides Bitcoin services. See Terms of Use: 

***Insurance Policy covers copying and theft of private keys, insider theft or dishonest acts by BitGo employees or executives, and loss of keys. You can learn more here: 

****Fold+ subscribers pay zero added fees when making ATM withdrawals and when buying bitcoin on Fold; standard network fees might apply.

*****Available to Fold+ subscribers.

For full terms and conditions of our Fold Card and rewards program, see the Terms and Conditions, Fold Visa Prepaid Debit Card Agreement and Spinwheel Official Rules at www.foldapp.com/legal.

Fold App
11201 N Tatum Blvd, Ste 300, #42035, Phoenix AZ, 85028

## Fold Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/c3/c8/8ec3c8c3-6476-03e4-c0df-f46c7bea889d/AppStore_01_1242x2688-small.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/59/c1/0d/59c10ddf-61f5-c182-6748-3ebd795fc75c/AppStore_02_1242x2688-small.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/eb/b1/d2/ebb1d223-374a-a678-257f-c5770817f5e5/AppStore_04_1242x2688-small.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/39/55/ac/3955acaa-cf39-7ab9-82db-8672a05ccfd6/AppStore_05_1242x2688-small.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/85/58/94855857-e512-b430-fd24-46c2d1201857/AppStore_06_1242x2688-small.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/d8/24/ccd82407-d657-397f-3f91-d0d76ebfcf32/AppStore_07_1242x2688-small.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f6/88/7b/f6887b73-8f41-a8f2-2c13-a80a7ee2f33b/AppStore_08_1242x2688-small.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/cc/42/89cc42c2-2303-813a-38d0-29f5a0bc9fa1/AppStore_09_1242x2688-small.png/1242x2688.png)

## Fold Rating Breakdown in United States
- 5 stars: 1,677 (74%)
- 4 stars: 114 (5%)
- 3 stars: 88 (4%)
- 2 stars: 71 (3%)
- 1 stars: 318 (14%)

## Fold Reviews in United States

### ***** "Great App"
Great app with great customer service.
-- JJ Lemonhead, 2025-01-02

### ***** "App Support"
Thank you for helping me with adding an authorized user, and being very responsive. 5 Stars!
-- Micahf6, 2025-01-02

### ***** "Great app ever"
I enjoy using this app,best app ever
-- KISSA Ruth Marshall, 2024-12-31

### ***** "Good app"
It’s free BTC, don’t expect to get rich off the free spins, or the spin+ the most I’ve gotten on a single spin was 1000 sats, so i stopped the $10 a month sub since I would have gotten more BTC for $10 than I got from free spins, overall not a bad app if you use all the features but don’t expect too much from it
-- Carlos Vilela, 2024-12-24

### ***** "Earn Bitcoin for doing what I already do?"
An amazing way to earn bitcoin
-- Madnote1, 2024-12-23

### ***** "This is a great app for getting into Bitcoin, it’s simple yet versatile"
Love this app
-- concered third party, 2024-12-23

### ***-- "Rewards just not the same"
I’ve used fold for a since they came out and the rewards are just not what they used to be. I enjoy using spins on rent payments but that has been gone for a while now. I would the rewards are ok since automatically converted to btc and avoiding exchange fees but for the most part they are way under what my rewards cards offer. (I.e 2.5 % on purchases)
-- Teejan808, 2024-12-22

### ***** "Amazing"
Stacking sats for spending fiat. Beautiful
-- SPF-Valhalla, 2024-12-22

### ***** "Essential if you are moving to a Bitcoin standard"
I have been a multi user of this product and I’m very happy with the experience that I have. Having a debit card I get to earn bitcoin rewards is very powerful. It’s really easy to boost the points by conscientiously buying gift cards for the most popular brands in storefronts. This has shifted my behavior away from using credit based point systems. The new feature to sell bitcoin into your debit account is a game changer. There are a couple small issues with the card, but I have no doubt that overtime they will be fixed. One of the main issues is that you cannot have multiple cards or create multiple accounts. Also, there are times that the debit card won’t be accepted by merchant and so you’ll need to have a back up
-- urbantumbleweed, 2024-12-22

### ***** "The obvious choice"
If you like bitcoin rewards choose Fold and they have the best customer service team period.
-- UpsetFormerUser, 2024-12-21

[View all Fold reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Fold Discovered Keywords
- art
- fold
- lightning network
- free crypto
- wheels stack
- crypto card
- bitcoin depot
- lolli
- fold game
- fold card

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---

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