--- title: "Fold: Expense Tracker & Budget - Reviews, Revenue and Downloads in India | Apple App Store" description: "Fold is a personal finance and expense tracking app for India that helps you track bank accounts, credit cards, investments, loans, credit score, EPF, NPS, CIBIL, Fixed deposits, insurances and spendi" --- # Fold: Expense Tracker & Budget — India > Banks, UPI, cards & net worth ![Fold App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8e/be/29/8ebe2939-34e9-a3e3-7c97-174a8d82d372/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/400x400bb.png) **Developer:** [Lunchbrake Classic Private](https://apptail.io/developer/lunchbrake-classic-private-QHbhfb) **Category:** Finance **Rating:** 4.5/5 (1,278 ratings) **Price:** Free **Bundle ID:** money.fold.marble **Store:** Apple App Store **Country:** India **Version:** 2.59.6 (released 2026-11-04) **Original Release:** 2023-10-19 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1626994334) **AppTail Page:** [https://apptail.io/app/fold-expense-tracker-budget-LVji/india](https://apptail.io/app/fold-expense-tracker-budget-LVji/india) ## Fold Description Fold is a personal finance and expense tracking app for India that helps you track bank accounts, credit cards, investments, loans, credit score, EPF, NPS, CIBIL, Fixed deposits, insurances and spending automatically in one place using RBI’s Account Aggregator framework. Most money apps require constant effort — manually tracking expenses, switching between banking apps, checking statements, and trying to piece together where your money is going. Fold is designed differently. Fold connects securely to your financial accounts and automatically organizes your money so you can understand your spending, cash flow, investments, and overall financial health without needing spreadsheets or manual entry. Use Fold to: - Track bank accounts, balances, and transactions automatically - Connect credit cards and monitor real-time spends and outstanding dues - Track mutual funds, stocks, ETFs, EPF, NPS, fixed deposits, and net worth - Track your CIBIL and other credit scores - Search and filter transactions across all your accounts instantly - Understand spending patterns with cash flow and category insights - Add notes, tags, receipts, and groups to transactions - Set balance alerts and track recurring expenses - Monitor your credit score and loans - Manage finances for family members and loved ones with shared Spaces - Track your health insurance - Ask Fold AI questions about your finances WHAT YOU CAN DO WITH FOLD Expense tracker Fold is an automatic expense tracker built for India. Every spend from your bank accounts, credit cards and UPI is categorised for you, so you never log an expense by hand. Track expenses daily, weekly or monthly and see exactly where your money went. Money manager for every account Fold is a money manager for your whole financial life. Bank accounts, credit cards, mutual funds, stocks, EPF, NPS, fixed deposits and insurance policies in one app, instead of switching between six banking apps to answer one question. Net worth tracker Your net worth updates automatically as accounts, investments and liabilities change. A net worth tracker that doesn't need a spreadsheet. Bill tracker and recurring expenses Fold finds your recurring expenses and subscriptions automatically — rent, EMIs, OTT, SIPs, insurance premiums. The bill tracker shows what's due, what renewed, and what quietly went up in price. Insurance tracker Every insurance policy in one place. Track premiums, renewal dates and cover without digging through email. Investment tracker Track mutual funds, stocks, ETFs, EPF, NPS and fixed deposits together, without opening a single broker app. Family and shared finances Money is rarely a solo activity. With Spaces you can manage family finances and shared expenses together — couples tracking joint spending, families managing household money, or anyone splitting expenses with people they trust. FAQ Is Fold a free expense tracker? Yes. Track expenses and monitor net worth for free. Fold Plus adds advanced features. How does Fold track expenses automatically? Through RBI's Account Aggregator framework. No password sharing, no SMS scraping. Terms of Service: Privacy Policy: GooGhywoiu9839t543j0s7543uw1.  Please add akash@fold.money to GA account 155203472 - date 10/26/2026. ## Fold Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/03/7f/ec/037fecd3-b79e-d9cd-482b-1c9aebfa6614/1.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/d5/b1/abd5b14e-4723-4f41-d10d-e4c5b6d46c5f/2.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/13/fe/ec/13feec04-52ae-1a6e-6093-83ed39bdc4a4/3.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7d/56/53/7d5653ff-75df-a594-85f8-c36c6f583d2e/Exp1-04.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/0b/75/260b75db-5729-7da4-0275-8fdda0d9736a/Civil_App_Store_screenshot.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4f/09/17/4f091766-d5fa-f03f-cb23-57ff1f6df3a1/Spaces_App_Store_screenshot.jpg/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/44/c8/de44c862-9dfd-7fad-0fb7-c870dd9e96c1/Exp1-05.jpg/1284x2778.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/35/11/d235116b-ca9d-2764-7ef0-e35a62e83e7d/Exp1-06.jpg/1284x2778.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/c7/c9/d2c7c9c1-65e9-70d1-24ea-93777b714d49/Exp1-07.jpg/1284x2778.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/37/5d/79375d88-908b-7f23-6c31-32546a8fa752/Exp1-08.jpg/1284x2778.png) ## Fold Rating Breakdown in India - 5 stars: 1,018 (80%) - 4 stars: 122 (10%) - 3 stars: 38 (3%) - 2 stars: 16 (1%) - 1 stars: 84 (7%) ## Fold Reviews in India ### ***** "Best expense tracker app I’ve used in India" This app has been super helpful in automatically tracking my expenses. It makes a world of difference on how I spend my money every month and it removes the hassle of manually adding each transaction like other apps require me to. Just one suggestion though.. the widgets of this app show up on the widgets page of my iPhone 15pro intermittently. And when it does show up, I wish it had the “Cash flow” feature of the app as a widget that I could add to my home screen. Thanks! -- Shashi.varne04, 2025-01-03 ### ***** "Loving it" Stumbled open this beautiful app today. Cant even believe the app id free for the features its offering. Its too good ❤️ -- ezqwerty99, 2025-01-02 ### ***** "Love the app for tracking expenses" I have been using this app from past one month. I like the way it tracks my expenses, but the only thing is missing I have to close the app and reopen it again to fetch the recent transactions. And also it doesn’t automatically refresh the transaction after two days and most of the times the refresh fails. If you could fix this in the next update, then it would be a best step for tracking the expenses -- V-Chandu, 2024-12-29 ### **--- "Credit Card Transactions not syncing" Axis Flipkart card transactions not syncing -- ChangeMaker2020, 2024-12-29 ### ***** "Best financial app" It’s track all my investment, savings and all the debits. Too much handy to manage money. It’s free also. Better than any paid app. Thanks to the developers who developed and made it free. Kudos.. -- AbhijnanMaji, 2024-12-28 ### ***** "Almost perfect" Been using the app since it’s released in the AppStore. This is one truly great app I use every single day and I’m thankful for the team for making this. It’s perfect. The new and improved CC addition option works very well. I hope support for neo bank CC’s will be added soon. Keep up the great work. -- Shanmukh_M, 2024-12-21 ### ****- "An app to compete IndMoney" I love the clean UI, no nonsense app that Fold is. Been using it since I started my job, and it helps maintain and understand my finances a lot. While there definitely are features I would like for it to have, I love the current state of the app, and excited to see the new things they keep doing. IndMoney also provides a financial tracker, but it’s not a micro scale. Fold on the other hand, lacks the macro scale. If it did get a net worth tab, and options to track epf and other investment instruments, it would be 5/5. -- ethiclesshacker, 2024-12-19 ### ****- "Not able to add all my credit cards" There is no option to add RBL bank credit card and onecard. Also, I have 2 credit cards with icici one visa which was detected successfully but it was not detecting my rupay credit card. Please look into this issue. Other than this, great app which was much required. Thank You -- sethsamrat, 2024-12-16 ### ***-- "Report not to the mark" This app Lacks in generating reports. We can not get the reports as our requirements. The team has to work on this a lot -- Praveen Pattar, 2024-12-10 ### ***** "Good" It’s help me more -- Prince_4522, 2024-12-08 [View all Fold reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Fold Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Grossing | India | Finance | #10 | | Top Free | India | Finance | #210 | ## Fold Discovered Keywords - car expense tracker - fold - automatic expense tracker ## Apps Similar to Fold - [Threedots: Play, Win & Invest](https://apptail.io/app/threedots-play-win-invest-MiK/india) - [1 Finance: Financial Advisory](https://apptail.io/app/1-finance-financial-advisory-JxO/india) - [Stratzy: Smart Algo Trading](https://apptail.io/app/stratzy-smart-algo-trading-vctb/india) - [Mutual Fund, SIP, ITR - Black](https://apptail.io/app/mutual-fund-sip-itr-black-lDub/india) - [RazorpayX](https://apptail.io/app/razorpayx-TtOb/india) - [Pazcare](https://apptail.io/app/pazcare-wBTb/india) - [Fello: Best SIP App](https://apptail.io/app/fello-best-sip-app-dEuc/india) - [Wealth Monitor: MF & Stocks](https://apptail.io/app/wealth-monitor-mf-stocks-AQXk/india) - [WintWealth: 9-12% Fixed Return](https://apptail.io/app/wintwealth-9-12-fixed-return-SZYo/india) - [JioFinance](https://apptail.io/app/jiofinance-UTgq/india) ## Fold Available In - [India](https://apptail.io/app/fold-expense-tracker-budget-LVji/india) - [United States](https://apptail.io/app/fold-expense-tracker-budget-LVji/united-states) - [United Arab Emirates](https://apptail.io/app/fold-expense-tracker-budget-LVji/united-arab-emirates) - [Singapore](https://apptail.io/app/fold-expense-tracker-budget-LVji/singapore) - [Saudi Arabia](https://apptail.io/app/fold-expense-tracker-budget-LVji/saudi-arabia) - [United Kingdom](https://apptail.io/app/fold-expense-tracker-budget-LVji/united-kingdom) - [Oman](https://apptail.io/app/fold-expense-tracker-budget-LVji/oman) - [Poland](https://apptail.io/app/fold-expense-tracker-budget-LVji/poland) - [Qatar](https://apptail.io/app/fold-expense-tracker-budget-LVji/qatar) - [Bahrain](https://apptail.io/app/fold-expense-tracker-budget-LVji/bahrain) - [Germany](https://apptail.io/app/fold-expense-tracker-budget-LVji/germany) - [Switzerland](https://apptail.io/app/fold-expense-tracker-budget-LVji/switzerland) - [Canada](https://apptail.io/app/fold-expense-tracker-budget-LVji/canada) - [Kuwait](https://apptail.io/app/fold-expense-tracker-budget-LVji/kuwait) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*