To maintain a sincere record of your finances, every rupee and paisa accounted for, is the advice sent down through generations. But because of immovable consistency and considerable will required to follow this advice, only a very few managed to do it and reap the benefits of being in check of their money.
Fold aims at making those benefits accessible to everyone, without any effort required. Every time you make a transaction, for whatever purpose, a reminder to make a note of it, where it’s spent, on what e.t.c shouldn’t be hovering over your head all the time. Fold connects to your bank accounts, credit cards and investments to automatically get, tag, add merchants & extract insights without you having to do anything.
Use Fold to:
- Connect your bank accounts and automatically track transactions and balances.
- Connect your credit cards and track real-time usage and transactions.
- Connect your investments to track how well your portfolio is doing.
- Add rich metadata to those transactions, like notes, tags, icons, merchant e.t.c.
- Search and Filter transactions, figure out exactly how much you’ve spent and on what in a given duration.
- Put a rein on your spendings by being aware of where your money is exactly going, and places you can control your spending.
- Check your Cash Flow and compare it with previous months.
- Track accounts of dependents and loved ones so they never have to explicitly ask you for support.
All in all, be on top of your finances as if you’ve hired the smartest personal accountant. Except you’ve not, you’ve just downloaded Fold.
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User Rating
4.33 out of 5
271 ratings
in India
5 star
206
4 star
23
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3
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1 star
36
Ratings History
Reviews
Doesn’t get better than this
I just hope u guys as a company can last long
More than willing to pay for this app
Especially when have already paid for apps like wallet from budgetbanker guys
This is just so much better and more convenient
I have no idea if anyone should trust u guys with their data but purely by my bias for design I trust u guys
Crazy app
It can track your bank transactions, credit card transactions, mutual funds, etc. all at one place. The ui is so intuitive and minimal. I would highly recommend this to anyone who has multiple payment sources, and looking to track everything at one place.
I got to know about this app from a friend. It’s truly a hidden gem.
Waiting for the feature where credit card transactions also show up in spending itself.
MF, EPF and PPF and NPS missing
Also recurring and upcoming expense visualization so I know what actions to take and if I have enough money in bank for them
Frequent data sync is missing
Frequent data sync is missing, not sure if AA is not providing such a functionality but i have to wait for 1 day to see my transactions. It would be great if i could do refresh of data on demand or more than once auto refresh like every 8 hrs. Otherwise i love the app and its design plus minimal functionality and features.
This is what I was looking for
After recent updates it keeps loggin me out everyday and it’s annoying to log in everyday!
Please fix this
Really good app, waiting for investments and credit card tracking Also it would be good if it has a cash option as well so I could also track that!
Amazing app with lot of improvement scope
This is an amazing app for someone who wants to be on top of their personal finance.
Some potential improvements:
1. Option to show accounts (savings,loan,credit card, friends(in case you loan to them) , etc.
2. Ability to tag a transaction as expense / transfer. E.g. when we are borrowing from a friend then that shouldn’t be an expense. There should be option to show it as transfer and then the friend's account should show it as positive balance (we owe them)
3. There should be option to see all expenses at one place for a month - including credit card / saving account. With same tagging capability as shown above. Use case: see all expenses at one place, if you’re shopping for a friend through a credit card and they pay you back in account that’s also taken care of.
Kudos to the creators of this app and looking forward to these features.
Balance widget no longer functional
Doest show anything. It’s blank. It used to work until the latest update.
Excellent
Easy to use
Decent personal finance tracking app
I have signed up for the public beta. Looks pleasing and useful at the first impression. I was able to pull in my bank feeds and it auto categorized it to the point.
The app needs integration with other popular banks.
Kudos to the team. Looking forward to more improvements to the app.