---
title: "Funding Societies - Reviews, Revenue and Downloads in Malaysia | Apple App Store"
description: "Funding Societies | Modalku is the largest SME digital financing and debt investment platform in Southeast Asia. Investors, including individuals and institutions jointly invest in financing to SMEs a"
---

# Funding Societies — Malaysia

![Funding Societies App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/19/ed/c3/19edc3df-a85d-625d-4fc8-9047219daf3c/AppIcon_FS-0-0-1x_U007emarketing-0-10-0-85-220.png/434x0w.png)

**Developer:** [FS Technologies Pte](https://apptail.io/developer/fs-technologies-pte-kAOd) (Singapore)
**Category:** Finance
**Rating:** 4.0/5 (360 ratings)
**Price:** Free
**Bundle ID:** com.fundingsocieties.FundingSocieties
**Store:** Apple App Store
**Country:** Malaysia
**Version:** 3.8.6 (released 2025-03-25)
**Original Release:** 2016-05-03
**Languages:** Indonesian, English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/my/app/app/id1108023092)
**AppTail Page:** [https://apptail.io/app/funding-societies-DsH/malaysia](https://apptail.io/app/funding-societies-DsH/malaysia)

## Funding Societies Description
Funding Societies | Modalku is the largest SME digital financing and debt investment platform in Southeast Asia. Investors, including individuals and institutions jointly invest in financing to SMEs and earn returns in the form of interests. Diversify your investment portfolio by  investing in creditworthy local SMEs. 

No minimum balance. Low minimum investment amount. Short term &amp; periodic repayments. No hidden fees, no withdrawal fees, investors just pay a one-time fee when they earn interest.

Backed by Sequoia India, Softbank Ventures Asia Corp, SGInnovate, and many others, Funding Societies has facilitated over S$2.38B worth of business loans. Since its launch, it has received multiple awards:

MAS FinTech Award (2016)
Global SME Excellence Award at the United Nations’ ITU Telecom World (2017)
Brands for Good (2019)
The 5 fastest growing FinTechs in Singapore by IDC (2020)
Stevie® Award for Innovation in Technology (2020)
ASEAN Startup of the Year by Global Startup Awards (2020)

Types of Investment Products (Might vary by countries)
Guaranteed Returns: 
Guaranteed Property-backed Investment
Guaranteed Returns Investment

Asset-backed:
Property-backed Secured Investment
Dealer Financing Investment

Others:
Invoice Financing Investment / Accounts Payable Financing Investment/ Accounts Receivable Financing Investment
Revolving Credit Investment
Business Term Investment

Key Features
Investment starts from S$20 in Singapore, RM100 in Malaysia, Rp100,000.00 in Indonesia and THB10,000 in Thailand
Re-invest quickly with regular repayment for most products
Investment tenor up to 12 months (Singapore) and 24 months (Malaysia, Indonesia and Thailand)
Investors’ funds are kept in a 3rd party escrow account
Advocate ‘Skin in The Game’ philosophy by investing into the notes put up on our platform alongside our investors
Set up Auto Invest / Planned Funding and let the system automatically deploy funds for you based on your investment preferences
Individual Singaporean investors in Singapore can enjoy tax exemption on the interest returns from year 2020 onward

Pricing aligned with investors’ interests
We charge one simple and all inclusive fee from the total interest earned. Investors only pay the service fee when they receive their repayments from the SMEs.
Singapore: 18% of Interests
Malaysia: Varies across products (Business Term - 2% p.a. of Principal and Interests; Others - 15%-30% of Interests)
Indonesia: 3% p.a. of Principal and Interests
Thailand: 3% p.a. of Principal and Interests

Steps to Sign Up
Step 1: Register for an account
Step 2: Fill in the required information (Usage of MyInfo is available in Singapore)
Step 3: Make an initial deposit to activate your account (S$20 in Singapore, RM100 in Malaysia, Rp100,000.00 in Indonesia)
Step 4: Start investing

Disclaimer:
All investments carry risks. Please ensure that you fully understand the risks involved by reading the Risk Disclosure Statement. The provided images are for display purposes only and are not representative of actual results.

Funding Societies Singapore (Funding Societies Pte. Ltd.)
Licensed by the Monetary Authority of Singapore (MAS) - CMS100572
Please contact info@fundingsocieties.com or call us at +65 6221 0958

Funding Societies Malaysia (Modalku Ventures Sdn Bhd)
Licensed by the Securities Commission Malaysia (SC) - 1190266X
Please contact info@fundingsocieties.com.my or call us at +603 2202 1013 

Modalku (PT Mitrausaha Indonesia Grup)
Licensed by the Indonesia Financial Services Authority (OJK) - 77/POJK.01/2016
Please contact info@modalku.co.id or call us at +62 878 6500 8311 

Funding Societies Thailand (FS Siam Co., Ltd.)
Licensed by the Securities and Exchange Commission (SEC) 
Please contact thailand@fundingsocieties.com or call us at +66 93 139 9721 

Operating hours: Monday to Friday, 9:00 AM to 6:00 PM (excl. public holidays observed in the respective countries)

## Funding Societies Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/21/a1/7f/21a17f72-d49d-a61f-3fc8-ef3fdad07e7a/57cb647f-f36d-4391-be09-baa10bc49659_max_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/e3/bc/72/e3bc7202-904d-53e4-b606-1035b6e37d84/6e4defe0-ce3b-4581-9018-e882d71f593d_max_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/a7/3f/89/a73f89e7-2e10-09b4-b76c-a2159a2da8ec/7e15be55-52b3-4ead-95c0-afdf290e8e6e_max_3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/f4/13/af/f413af95-e001-8ec0-2a77-34f0b2b5851b/9a9587cb-97cf-430c-9600-198f3326486e_max_4.png/1284x2778.png)

## Funding Societies Rating Breakdown in Malaysia
- 5 stars: 214 (59%)
- 4 stars: 64 (18%)
- 3 stars: 19 (5%)
- 2 stars: 6 (2%)
- 1 stars: 57 (16%)

## Funding Societies Reviews in Malaysia

### *---- "High DEFAULT rate &amp; Persistent login issue"
High DEFAULT rate &amp; Persistent login issue
-- 孤独宇宙5Y, 2024-12-31

### *---- "Kick from apps"
Apps suddenly kick me and my deposit was not on the list.. tried to talk with live chat but no answer.. bad service
-- ArilYusoff, 2024-11-19

### **--- "Unable to login"
Couldn’t login via Face ID. When I click Login via password, it redirects me to the login page and then the Face ID pops up again. I’m stuck in an error loop.
-- jack_lmh, 2024-10-16

### *---- "Too many fail investment"
I invested 28 projects and there got 7 fails last few years and until now still no update.
-- rachel君君, 2024-07-15

### *---- "After download apps unable to use"
Hello why I downloaded this apps unable to use , please advise!

My phone was iPhone 6 and version updated 12.5.7
-- Keh 123, 2023-03-25

### *---- "Please fix ur app for iOS 16 and above"
Ur app is not working after the update….
-- Shuimoi, 2022-11-14

### *---- "Not able launch app"
Recently not able launch app. Asked to sign in all over again but yet not able maybe to launch the app. Kept back in loop to sign in page
-- Yukiyint, 2022-09-23

### *---- "Can’t request to cash out"
The app don’t allowed us to click “.” And we can’t proceed to cash out like usual!
-- richardlowl, 2022-09-20

### *---- "Not able to login at all"
It just keeps saying my OTP is wrong, what a waste of time. Just wanted to login to check if there is any updates on my investment that went default, not one, but two!
-- j739297, 2022-08-30

### **--- "App keeps crashing recently"
The funding societies app has been working fine until few days ago out of no where the app keeps crashing whenever I tried to start it, have not been able to use the app since then, what should I do?
-- Vklai2003, 2022-08-20

[View all Funding Societies reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Funding Societies Discovered Keywords
- business loans
- funding societies

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## Funding Societies Available In
- [Malaysia](https://apptail.io/app/funding-societies-DsH/malaysia)
- [Singapore](https://apptail.io/app/funding-societies-DsH/singapore)
- [United States](https://apptail.io/app/funding-societies-DsH/united-states)
- [Australia](https://apptail.io/app/funding-societies-DsH/australia)
- [Thailand](https://apptail.io/app/funding-societies-DsH/thailand)
- [China](https://apptail.io/app/funding-societies-DsH/china)
- [United Kingdom](https://apptail.io/app/funding-societies-DsH/united-kingdom)
- [India](https://apptail.io/app/funding-societies-DsH/india)
- [Hong Kong SAR China](https://apptail.io/app/funding-societies-DsH/hong-kong)
- [Germany](https://apptail.io/app/funding-societies-DsH/germany)
- [France](https://apptail.io/app/funding-societies-DsH/france)
- [Canada](https://apptail.io/app/funding-societies-DsH/canada)
- [United Arab Emirates](https://apptail.io/app/funding-societies-DsH/united-arab-emirates)
- [Japan](https://apptail.io/app/funding-societies-DsH/japan)
- [Netherlands](https://apptail.io/app/funding-societies-DsH/netherlands)
- [New Zealand](https://apptail.io/app/funding-societies-DsH/new-zealand)
- [Philippines](https://apptail.io/app/funding-societies-DsH/philippines)
- [Vietnam](https://apptail.io/app/funding-societies-DsH/vietnam)
- [Finland](https://apptail.io/app/funding-societies-DsH/finland)
- [Colombia](https://apptail.io/app/funding-societies-DsH/colombia)
- [Ghana](https://apptail.io/app/funding-societies-DsH/ghana)
- [Chile](https://apptail.io/app/funding-societies-DsH/chile)
- [Hungary](https://apptail.io/app/funding-societies-DsH/hungary)
- [Czechia](https://apptail.io/app/funding-societies-DsH/czechia)
- [Ireland](https://apptail.io/app/funding-societies-DsH/ireland)
- [Switzerland](https://apptail.io/app/funding-societies-DsH/switzerland)
- [Italy](https://apptail.io/app/funding-societies-DsH/italy)
- [Türkiye](https://apptail.io/app/funding-societies-DsH/turkey)
- [South Korea](https://apptail.io/app/funding-societies-DsH/south-korea)
- [Kuwait](https://apptail.io/app/funding-societies-DsH/kuwait)
- [Lebanon](https://apptail.io/app/funding-societies-DsH/lebanon)
- [Lithuania](https://apptail.io/app/funding-societies-DsH/lithuania)
- [Mexico](https://apptail.io/app/funding-societies-DsH/mexico)
- [Belarus](https://apptail.io/app/funding-societies-DsH/belarus)
- [Nigeria](https://apptail.io/app/funding-societies-DsH/nigeria)
- [Taiwan](https://apptail.io/app/funding-societies-DsH/taiwan)
- [Norway](https://apptail.io/app/funding-societies-DsH/norway)
- [Argentina](https://apptail.io/app/funding-societies-DsH/argentina)
- [Peru](https://apptail.io/app/funding-societies-DsH/peru)
- [South Africa](https://apptail.io/app/funding-societies-DsH/south-africa)
- [Poland](https://apptail.io/app/funding-societies-DsH/poland)
- [Portugal](https://apptail.io/app/funding-societies-DsH/portugal)
- [Russia](https://apptail.io/app/funding-societies-DsH/russia)
- [Saudi Arabia](https://apptail.io/app/funding-societies-DsH/saudi-arabia)
- [Sweden](https://apptail.io/app/funding-societies-DsH/sweden)
- [Brazil](https://apptail.io/app/funding-societies-DsH/brazil)
- [Brunei](https://apptail.io/app/funding-societies-DsH/brunei)
- [Dominican Republic](https://apptail.io/app/funding-societies-DsH/dominican-republic)
- [Algeria](https://apptail.io/app/funding-societies-DsH/algeria)
- [Egypt](https://apptail.io/app/funding-societies-DsH/egypt)
- [Spain](https://apptail.io/app/funding-societies-DsH/spain)
- [Indonesia](https://apptail.io/app/funding-societies-DsH/indonesia)

---

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