---
title: "FutureCard: Cashback Debit - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Meet the FutureCard Visa® Debit Card — the high rewards debit card.   FutureCard² is the digital-first rewards debit card + money app that puts up to 5-10% real cashback in your pocket on everyday ess"
---

# FutureCard: Cashback Debit — United States
> Make Cashback Your Habit

![FutureCard App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/4e/b4/a8/4eb4a866-e662-6864-9697-12663a2eb849/AppIcon-1x_U007emarketing-0-8-0-sRGB-85-220-0.png/434x0w.png)

**Developer:** [Futr](https://apptail.io/developer/futr-wjX)
**Category:** Finance
**Rating:** 4.6/5 (2,019 ratings)
**Price:** Free
**Bundle ID:** green.future.future-app
**Store:** Apple App Store
**Country:** United States
**Version:** 7.3.3 (released 2026-04-29)
**Original Release:** 2022-09-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1639711310)
**AppTail Page:** [https://apptail.io/app/futurecard-cashback-debit-LUS/united-states](https://apptail.io/app/futurecard-cashback-debit-LUS/united-states)

## FutureCard Description
Meet the FutureCard Visa® Debit Card — the high rewards debit card. 

FutureCard² is the digital-first rewards debit card + money app that puts up to 5-10% real cashback in your pocket on everyday essentials.
 
Why FutureCard beats other debit &amp; finance apps: 
Immediate access to your digital FutureCard – a sleek Visa® will ship to your door. 
Debit, not credit — spend what you have and dodge interest. 
Works everywhere Visa® is accepted online and in-store. 
No foreign transaction fees, no overdraft fees, no credit check, FDIC-insured.² 
 
Unmatched Cash Back Categories 
From riding public transit to paying your energy bills, earn cashback on your everyday spending.¹
5 % back on PUBLIC TRANSIT (up to $10/month) — NYC Subway, BART, MBTA and more.¹
5 % back on ENERGY BILLS (up to $5/month)  — providers like Con Edison, PG&amp;E, National Grid, and more.¹
5 % back on THRIFTING &amp; SECOND-HAND (up to $5/month) —   at Depop, Poshmark, ThredUP, The RealReal, Back Market, and more.¹
5 % back on URBAN MOBILITY (up to $5/month)  —  Lime bikes and scooters, Citi Bike, bike shops nationwide, Uber Green, and other EV fleets are all included.¹
1% unlimited cash back on everything else.¹
 
Earn More with FuturePass 
Upgrade to FuturePass (only $14.99 /month or $99.99 /year)⁴ and unlock elevated perks that go beyond our free tier benefits.¹
ELEVATED SPENDING INSIGHTS - Real-time spend insights and budgeting tools that help you stay on track 
TRANSIT PERKS - Weekly $5 bonuses for 10-rides taken in NY, DC &amp; Boston Metro areas.¹
MORE WAYS TO EARN – Get 10% cash back on EV charging (up to $10/month) and 10% cash back on community solar (up to $10/month), plus 5% cash back on groceries (up to $20/month), 5% cash back on phone bills (up to $5/month), and more rotating premium categories.¹
LEVEL UP YOUR SAVINGS - Earn a boosted 3.00% APY³ on your Future savings 
PRIORITY SUPPORT - Get help from our concierge team from 10am-6pm, 7 days a week 
 
Trusted by the Press 
Featured in Forbes, CNBC, The Wall Street Journal, Fast Company, Real Simple, CNET, Bankrate, TechCrunch, American Banker and more.  
 
Download &amp; start earning cashback rewards now.¹
 
Apply in minutes, receive your digital card instantly, add funds, tap to pay, and watch the cash stack up while your physical card is on its way. Join thousands who’ve switched to FutureCard, the cashback debit card &amp; budgeting app. Download FutureCard today and keep more of your money.¹
 
CONNECT WITH US 
To reach our team, email connect@future.green 
--- 
¹ Terms and conditions apply. See futurecard.co/legal/rewards for details.  

² Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC  

³ Annual Percentage Yield (APY) of 3.00% is effective as of 11/15/2025 and only available to members subscribed to the FuturePass Premium Membership. This is a variable rate and may change after the account is opened. No minimum deposit required or balance. 

⁴ FuturePass is an optional paid membership that unlocks additional benefits and rewards. Membership terms apply. See futurecard.co/legal/futurepass for details.

## FutureCard Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/50/ac/13/50ac1366-233d-4d45-4cdb-f2679bd6365d/1.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f0/f6/b9/f0f6b9e2-35f1-0ed8-159c-e760e2ce931e/2.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/53/9a/41/539a4118-53ee-16f3-89d4-52739e4daddc/3.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/f7/72/12f772e8-5eb2-c47e-4888-73e66de47a50/4.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/8b/fb/ee8bfb8b-5d0d-3c39-b69c-440f3750f3b7/5.jpg/1284x2778.png)

## FutureCard Rating Breakdown in United States
- 5 stars: 1,737 (86%)
- 4 stars: 76 (4%)
- 3 stars: 42 (2%)
- 2 stars: 27 (1%)
- 1 stars: 137 (7%)

## FutureCard Reviews in United States

### *---- "STOLE MY MONEY"
DO NOT DOWNLOAD. SCAM APP. They literally stole over $200 from me. They said they were making improvements to the app and would send leftover funds via mail and that was on APRIL 29. No money received. I don’t even know what to do, this is crazy. The app seemed very normal before this
-- Mia Marciniak, 2026-05-11

### *---- "Worst Ever"
Do not fall for this card. They keep changing their policies and now they are closing current accounts because they are changing to a different bank.
-- OrdinaryPerson6622, 2026-04-20

### *---- "Was great but now it’s useless"
been using it for about a year. The card and the benefits were great but now everything that’s even worth the time is behind a paywall. One of the things that I liked about the card were the cashback benefits on public transportation but now I need a membership to access that??? a membership for what???  to use a card???  also the store where you can redeem your points have been down for months and there’s no update when it’s going to be back up. I’ve been hoarding like 20,000 points and I don’t want to redeem it because some of the rewards were actually good. 

just useless, not worth the time or the effort to switch things over.
-- we g by hb, 2026-03-24

### *---- "Transferring to another bank"
In this day and age transfers from bank to bank are instant and easy. Future doesn’t participate with that school of practice and makes you wait until the next business day. And that is if the other bank posts it the next business day. Future I am closing my account for this simple reason.
-- Media Companies Are Greedy, 2026-03-22

### *---- "Bad support"
I would stay away from this product. I can’t trust them the way I want to trust a financial institution.
-- Megan_FM, 2026-03-03

### *---- "Applied and no answer after a month"
Nothing
-- cf3111, 2026-02-27

### **--- "Superb before, now just meh"
It really was a great service that offset waste with some reward and benefits. Now it’s requires a monthly subscription to earn anything from it. No longer worth even having the card.
-- Dmanstoit, 2026-02-22

### ***-- "Emphasis on subscription"
I understand money needs to be made but this is a money saving app, so for most people it doesn’t make sense to purchase a subscription. I like the app a lot but I think there should be at least 1 cashback opportunity for free users monthly. How can I recommend future card to people for money saving if all the benefits are subscription based?
-- jongyjong, 2026-02-07

### *---- "Unauthorized charges"
This app gave me a horrible experience. On several occasions, I received random notifications stating that my Future card was used for MTA rides. At first, I ignored them, assuming the payments were simply processing late. However, I hadn’t used my Future card for almost a week when, suddenly, in the middle of the night while I was asleep, an unauthorized transaction drained the remaining balance on my card. Like, who else has access to my card? Or is this company a scam and stealing money like this with this method? 

I contacted customer support and requested to cancel my account, explaining these ongoing issues, but the staff were cold and unhelpful. They closed my account as requested and merely said they would “keep a note on file,” showing no real concern or effort to resolve the issue. This was extremely frustrating and infuriating. My family and I will never download or use this app again. We can’t afford to keep losing money or wasting time dealing with people who don’t try to resolve problems. Beware.
-- Yurmin, 2026-02-01

### ***-- "Good rewards but takes a lot of leg work"
Good rewards - especially if you have an EV. BUT I need to contact customer support constantly because they don’t automatically apply the correct points to certain vendors that aren’t on their list.

Update : since I last wrote the review they changed the model so you have to pay an annual fee to get most of the rewards. Not worth the effort. I’d probably come out about even but would have to be contacting customer support all the time.
-- AnyaS8, 2026-01-22

[View all FutureCard reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## FutureCard Discovered Keywords
- fuel log
- future
- future app
- futurecard
- the future card
- climate tracker

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---

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