---
title: "Gains - Budgeting &amp; Cashback - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "The money app that actually helps you keep more of it.   Gains combines smart budgeting, instant cashback rewards, and AI-powered insights - all in one beautifully simple app.   What Makes Gains Diffe"
---

# Gains - Budgeting &amp; Cashback — United Kingdom
> Spending Tracker &amp; Save More

![Gains App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6c/2f/f1/6c2ff1ef-54f5-07a9-f0ed-dca1bfde5f91/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-FgTQgc)
**Category:** Finance
**Rating:** 4.9/5 (178 ratings)
**Price:** Free
**Bundle ID:** gains.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 1.12 (released 2026-09-24)
**Original Release:** 2026-05-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id6758201080)
**AppTail Page:** [https://apptail.io/app/gains-budgeting-cashback-zAGz/united-kingdom](https://apptail.io/app/gains-budgeting-cashback-zAGz/united-kingdom)

## Gains Description
The money app that actually helps you keep more of it.


Gains combines smart budgeting, instant cashback rewards, and AI-powered insights - all in one beautifully simple app. 

What Makes Gains Different

Most budgeting apps show you where your money went. Gains helps you keep more of it.
Connect your bank accounts in seconds using Open Banking, and Gains does the rest. 

Track your spending, set budgets that actually work, and earn cashback on your everyday shopping - from supermarkets to clothes shops.

No complicated spreadsheets. Just a clear picture of your money and simple ways to make it go further.

Key Features

Smart Budgeting

Connect all your UK bank accounts in one place
Automatic transaction categorisation
Set monthly budgets by category
See exactly where your money goes

Instant Cashback

Earn money back on everyday spending
Cashback at supermarkets, high street shops, restaurants and more
Instant gift card rewards
No waiting, no points to track - just savings

AI Money Assistant

Chat with your personal money assistant
Get personalised insights based on your spending
Ask questions about your finances in plain English
Smart suggestions to help you save more

Built for the UK

Works with all major UK banks
Designed around UK spending habits
No currency conversions or workarounds
Created by a team who actually use it

How It Works

Download &amp; Connect - Link your bank accounts securely using Open Banking
See Everything - All your accounts, spending, and budgets in one place
Start Saving - Earn cashback and get smart tips to keep more money

Security You Can Trust
Your data is protected with bank-level encryption. We use Open Banking - the same secure technology used by major UK banks. We&#039;ll never sell your data or share it without your permission.

Gains is registered with FCA Agent Status via TrueLayer.

Free to Download
Gains is free to download and use all core features. 

Gains Pro Subscription
Unlock AI-powered money insights with Gains Pro. Available as a monthly or annual auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase and auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings.

Terms of Use: 
Privacy Policy: 

## Gains Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/82/0f/da820fb8-a72b-3149-5847-306b3954eb3a/1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/22/dd/9b/22dd9b8b-0272-4d98-0a89-fd7bf39aca5d/2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ce/29/33/ce2933ab-8a76-d7b4-3cc7-bbcfb62d0faf/3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7a/75/98/7a75986a-acda-7c2f-f485-236fea633f82/4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/88/fa/7f/88fa7fde-dddd-5dac-c99f-049fb9512aae/5.png/1284x2778.png)

## Gains Rating Breakdown in United Kingdom
- 5 stars: 167 (94%)
- 4 stars: 5 (3%)
- 3 stars: 1 (1%)
- 2 stars: 1 (1%)
- 1 stars: 4 (2%)

## Gains Reviews in United Kingdom

### ***** "Making managing my money so much easier!"
I’ve been using this app for a while now and it’s honestly made such a difference to how I manage my money. 

It’s helped me keep track of my incomings and outgoings in one place, so I have a much clearer picture of where my money is going and what I’m actually spending.

The cashback side is an added bonus too! 🙌 It’s really easy to use and has made me much more mindful of my spending without feeling like I’m constantly budgeting.

Definitely worth trying if you want a clearer view of your finances and want to make your money work a little harder. ⭐️⭐️⭐️⭐️⭐️
-- SFrench2328, 2026-09-06

### ***** "Best finance app, ever"
I don’t want to say “basically free money” but it basically is.. buy £100 worth in gift cards for £90? No brainer! Other finance tools built into the app are solid too. Thanks Sammie!
-- Trained-by-kyron, 2026-09-05

### ***** "Incredible App!"
Had it a few months now, once you get used it and deep dive into all the features it is one of the best apps I’ve ever used! It’s genuinely helped so much with my finances and it’s Cashback feature is better then any other out there. The support also is second to none, I’ve had a few queries and the in app support messages to the developers is quick, easy to use and they respond quickly! Well done guys! Can’t wait to keep using it and see how this app evolves over time!
-- Mr M Palmer, 2026-08-07

### ***** "Excellent"
Very intuitive, i really like the way it splits up spending into categories for me automatically. I’ve used other apps before and they didn’t quite work out right.
-- Craig Newcastle, 2026-07-29

### ***** "Such a useful app!"
Gains is such a great way of saving a bit on shopping and bookings. It’s surprising to learn how may purchases I can get cashback on.
-- ChiLiz17, 2026-07-06

### ***** "Really insightful."
Been following Sammies podcast for well over a year and was eagerly awaiting this app. 
It did not disappoint, really helpful to not only highlight where my money is going but also where I can save some pennies so the pounds add up. 

Also useful tools to help answer those financial questions you might have, Compound interest calculator, FIRE calculator and salary comparison. 

Cash back can take a moment or two to get to grips with but instant money back in your pocket 👍🏼

Great work guys 👏🏼
-- Simon hollis, 2026-06-30

### ***** "The best Cashback app"
Absolutely amazing app getting cash back on your weekly food shops that you would normally spend at this rate I did the maths getting cashback weekly from food shopping will pay for my Xmas next year 2027
-- scho197491, 2026-06-27

### ***** "Top App"
Easy to use, well laid out, and extremely helpful in budgeting. And love a bit of cashback
-- Gaz_Stew, 2026-06-13

### ***** "Amazing!"
I have only been on this app for the past 5 minutes and I’m loving it!
-- Toby Philpott, 2026-05-28

### ***** "Love the features"
Love the features available. My favourites are: gift vouchers, cash flow, calculators and targets
-- ScarlettiaCreations, 2026-05-26

[View all Gains reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Gains In-App Purchases
| Item | Price |
|------|-------|
| Gains Pro Annual | £49.99 |
| Gains Pro Monthly | £5.99 |

## Gains Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | United Kingdom | Finance | #63 |

## Gains Discovered Keywords
- monthly budget app
- free budget app
- budgeting app
- budget app
- money budget
- cashback
- budgeting
- gains
- free budgeting app

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---

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