--- title: "Genius by InterCapital - Reviews, Revenue and Downloads in Croatia | Apple App Store" description: "Genius je jedinstvena hrvatska aplikacija za dugoročno, pasivno ulaganje u najbolje svjetske i regionalne ETF-ove. Prvi u Hrvatsku donosi ETF štedne planove i opciju pametnijeg korištenja novca koji m" --- # Genius by InterCapital — Croatia ![Genius by InterCapital App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1e/8d/ce/1e8dce04-c423-1eb6-0ce3-724623aba648/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/400x400bb.png) **Developer:** [InterCapital Asset Management](https://apptail.io/developer/intercapital-asset-management-bnLc) **Category:** Finance **Rating:** 4.5/5 (111 ratings) **Price:** Free **Bundle ID:** hr.icam.genius **Store:** Apple App Store **Country:** Croatia **Version:** 3.24 (released 2026-09-21) **Original Release:** 2021-06-25 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/hr/app/app/id1499823028) **AppTail Page:** [https://apptail.io/app/genius-by-intercapital-YYZ/croatia](https://apptail.io/app/genius-by-intercapital-YYZ/croatia) ## Genius by InterCapital Description Genius je jedinstvena hrvatska aplikacija za dugoročno, pasivno ulaganje u najbolje svjetske i regionalne ETF-ove. Prvi u Hrvatsku donosi ETF štedne planove i opciju pametnijeg korištenja novca koji možda samo stoji na računu. Bilo da ste početnik ili profesionalac, ulaganje kroz Genius je jednostavno, povoljno i fleksibilno. Bez ulazni i izlaznih naknada. DIVERZIFICIRANI ETF PORTFELJ Naša TOP usluga kao temelj vaše investicije. Moćni Genius algoritam za vas kreira i održava profesionalni ETF portfelj. • Vrhunski svjetski ETF-ovi • Tolerancija rizika specifično prilagođena korisniku • Redoviti rebalans i optimizacija • Početna uplata: 50 EUR • Naknada se smanjuje svake iduće godine ulaganja do max. 4 godine POSPREMITE CASH BEZ OROČENJA Pametnije korištenje novca koji na računu gubi vrijednost zbog inflacije. • Bez oročenja, idealno za kratkoročno ulaganje • Minimalni rizik • Prinos bolji od bankovne štednje • Novac dostupan za isplatu - BEZ NAKNADE • Početna uplata: 50 EUR ETF ŠTEDNI PLAN - REVOLUCIJA NA HR TRŽIŠTU Svjetski ulagački hit - jednostavno, jeftino, fleksibilno. Samostalni odabir jednog ili bilo koje kombinacije ETF-ova poput: • S&P 500, NASDAQ, All World • TOP regionalni ETF-ovi InterCapitala • Alternativna imovina • Zlato • Odličan dodatak temeljnom ETF portfelju • Naknada - od 1 EUR po portfelju mjesečno • Početna uplata: 50 EUR ULAGANJE U ZLATO Bez skupih pločica, sefova za čuvanje ili izazova kod prodaje. • Ulažite u zlato kroz ETF, jednim klikom • Uplatite ili isplatite novac kad god želite • Početna uplata: 50 EUR Ne treba vam diploma iz ulaganja niti veliki iznosi. Sve što vam treba za krenuti ulagati je - krenuti! Genius je idealan i za početnike i za iskusne profesionalce. Ulažite pametno, jednostavno i dugoročno - uz male mjesečne uplate. Iskoristite vrijeme i držite se svojeg plana, to je tajna uspješnog ulaganja. ## Genius by InterCapital Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cd/96/79/cd96795e-8749-6915-e59e-6020faf44e43/1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/38/21/21/38212118-ca88-5b2b-21c5-b7250faaf57f/2.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/32/64/bd/3264bd16-78ee-eb14-a91b-81a4adf9a60a/3.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ac/25/da/ac25dae0-8891-4661-438a-cb7dfe13ca55/4.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/49/ce/9c/49ce9ca7-5cdc-371c-242c-ca6c819ec3e1/5.png/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/40/a9/56/40a956bd-8e01-40a7-7422-72276b851265/6.png/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/16/73/3d167338-1758-bc23-1c41-133cbbe320a0/7.png/1284x2778.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ea/e9/de/eae9de1d-b7d1-365c-3c41-3f448cc4a297/8.png/1284x2778.png) ## Genius by InterCapital Rating Breakdown in Croatia - 5 stars: 93 (84%) - 4 stars: 4 (4%) - 3 stars: 2 (2%) - 2 stars: 5 (5%) - 1 stars: 7 (6%) ## Genius by InterCapital Reviews in Croatia ### **--- "Neintuitivna aplikacija" Aplikacija daje nizak stupanj samostalnosti korisniku, nije ni izbliza nalik na iskustvo kupovanja i prodavanja udjela u ETFovima kao na poznatim appovima. Vrijeme reakcije jednom tjedno za uplatu i isplatu je vrlo limitirajuce u danasnje vrijeme. Sredstva sjedaju u zadane portfelje umjesto da korisnik s njima autonomno raspolaze. Nema korisnicke mogucnosti prebacivanja sredstva iz portfelja u portfelj… -- Kkalman, 2025-03-12 ### ****- "Odlična. Mala zamjerka" Sve super. Samo jedna zamjerka. Kada se aplikacija minimizira u background i kasnije otvori, na njoj je vidljiv iznos u portfelju ako je taj ekran bio zadnji otvoren. Ovo je sigurnosni problem za korisnika jer bilo tko drugi može vidjeti njegova sredstva a bez da je potrebno unositi zaporku. Naravno ako je telefon otključan. Aplikacija bi trebala bez iznimke tražiti login kod svakog otvaranja nakon kojeg je prošlo nekoliko minuta vremena bez korištenja. Ovo ima većina aplikacija za internet bankarstvo. -- Igorzg42, 2025-02-18 ### ***-- "Ne podržava povećanje teksta, loša čitljivost zbog kontrasta" Jedna od rijetkih aplikacija koja koristi sitne dizajnerske fontove i ne dozvoljava korisniku da si poveća tekst. Odabir boja teksta i podloga isto nije baš najsretniji. Javite kad popravite pa da popravim ocjenu -- Space-Pants, 2024-10-31 ### *---- "Fail na prvom koraku." Nakon unosa podataka za registraciju i klika na gumb Nastavi ništa se ne događa. -- Niprija, 2024-08-19 ### ***** "Odlicna aplikacija!" Odlicna aplikacija za one koji tek zele krenuti s ulaganjem. Proces je vrlo jasan i jednostavan. Podrska je susretljiva i brzo odgovaraju na upite. Svaka preporuka! 🙂 -- mmarenkovic, 2024-08-08 ### ***** "Odlična app" Zanimljiva i user friendly app, super dizaj -- Anaaaa :), 2024-07-25 ### *---- "Verifikacija steka" uploadam osobnu na sljedecem koraku di se ispunjava adresa dodje do greske, i sve se mora ispocetka. sta ne bi bilo logicno da se upload koji je prosao da se spremi i da se ne mora sve ispocetka? -- fatman-7o, 2024-07-14 ### **--- "SMS ne dolazi??" Prepravit cu ocjenu kasnije, ali sms mi vise ne dolazi.. to treba prolaziti bas kod svakog ulaska u app sto je frustrirajuce. U planu je investirati, ali ovo me malo koči -- BernardP_kt, 2023-04-20 ### ***** ":)" Jednostavna i zanimljiva aplikacija za korištenje! -- Anajj1996, 2023-02-23 ### ***-- "Selfie verifikacija nemoguća" Nakon podužeg setup-a i skeniranja osobne, verifikacija selfijem nije moguća (verification not possible) . iOS 15 -- Zmajivor, 2022-07-24 [View all Genius by InterCapital reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Apps Similar to Genius by InterCapital - [Snogoo](https://apptail.io/app/snogoo-RRZ/croatia) - [KEKS Pay](https://apptail.io/app/keks-pay-LSZ/croatia) - [PBZ Card MyWay](https://apptail.io/app/pbz-card-myway-MSZ/croatia) - [LAQO](https://apptail.io/app/laqo-aZZ/croatia) - [mPorezna](https://apptail.io/app/mporezna-mZZ/croatia) - [CorvusPay](https://apptail.io/app/corvuspay-oZZ/croatia) - [mojaRBA BIZ](https://apptail.io/app/mojarba-biz-cdab/croatia) - [Toni Milun](https://apptail.io/app/toni-milun-iJpc/croatia) - 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