H-E-B Debit
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Description

Account opening is subject to registration and ID verification.¹

Say hello to The H-E-B® Debit Account, a great way to pay from a company Texans have trusted since
1905. Some of the benefits include:

• Earn 5% cash back on H-E-B brand products² when you use the H-E-B Debit card.

• There is no monthly fee to maintain your account.

• Short on funds? With qualifying Direct Deposit, our Purchase Cushion³ may cover you up to $20 if
you fall a little short. (Resolve negative balances within 30 days by adding funds to your account.)

• Access funds up to 2 days faster⁴ with Direct Deposit.

• Free cash withdrawals at H-E-B ATMs.⁵

• Add funds to your account at no cost⁶ by visiting the H-E-B Customer Service Center or checkout.

Visit hebdebit.com to learn more.

1 ID verification required. We will ask for your name, address, date of birth and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time.

2 5% cash back applies only to H-E-B brand products purchased at a store register at H-E-B owned stores, or on heb.com using your H-E-B Debit Card issued by Pathward®, National Association, excluding “digital wallet” transactions. 5% cash back is limited to the amount of the purchase paid for using your H-E-B Debit Card and account number. Not valid for online purchases at Central Market®, Mi Tienda®, Joe V’s Smart Shop®, or through Favor®. No cash back for pharmacy prescriptions, gift cards, restaurants, fuel, car washes, purchases made using digital wallet software rather than presentation of your Debit Card account number, purchases made on the H-E-B Go app or at H-E-B Go kiosks, or purchases at mobile point-of-sale systems deployed in store. Cash back will be credited to your available balance within 7 business days after applicable purchase. Cash back offer by H E-B. Pathward, N.A., Mastercard, and Ouro Global, Inc. do not sponsor, and are not affiliated with the offer.

3 The $20 Purchase Cushion is not an extension of credit. To be eligible, Accountholder must have received qualifying Direct Deposits of paychecks and/or government benefits payments totaling at least $500.00 within one (1) calendar month. See the Deposit Account Agreement for details.

4 Faster funding claim is based on a comparison of the Pathward, National Association, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

5 Free ATM withdrawals at H-E-B branded ATMs (“in-network ATMs”) in the US. Visit your Online Account Center for a list of in-network ATMs. Transactions at all non-H-E-B branded ATMs are $2.95, operator may assess additional charges.

6 There is no fee to add funds at participating H-E-B locations for the H-E-B® Debit Account. See the Deposit Agreement for details and additional fees.

The H-E-B® Debit deposit account and H-E-B Debit Card are established by Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Ouro Global, Inc. is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

© 2024 Ouro Global, Inc.
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User Rating

4.88 out of 5

6,284 ratings in United States

5 star
5,864
4 star
257
3 star
59
2 star
15
1 star
89

Ratings History

Reviews

Used to work

Boymom812 on

The app used to transfer money easily but not all it does is produce the “waiting” circle. I have to close the app to cancel the process. I haven’t been able to transfer funds since early May. Frustrating!

haven’t been able to transfer money in the app in a month

Cecelia Morgan on

How do you have a banking app that glitches when I try to transfer money into the account? The past 3 visits I’ve had I get a white loading screen when try to transfer money, on my data or their wifi. I’ve even tried it on my home wifi. And apparently when adding cash (which was the only way I would get my cash back) it doesn’t deposit simultaneously I had to wait at the register for 7 minutes. I drive 30 minutes each way just to shop at HEB. This is frustrating. Don’t really want to shop here anymore but I still like the produce better. Very inconvenient.

What happened?

R.F. iCloud on

It used to work fine. But ever since the latest update, the app won't transfer money from my usual bank to the HEB debit card. When I try to start a transfer, it just shows a screen that says "Something Went Wrong. We were unable to load this page. Try Again." That's just really annoying.

You’ll never get your money out

JoeBaeBae on

I’ve been using the HEB debit card app for several years and thought it was great until recently when I realized the bank transfer does not work. There is no fix and no way for someone to transfer funds out from the HEB debit account without paying a fee. If you want to use the HEB debit card, expect to have to pay a fee to move money out of the account, a service that is stated to be “free”. I’ve reported the issue and have received no help or resolution which leads me to believe that the developers are either malicious or incompetent. Be warned, do not use this app and do not use HEB’s debit cards.

Transfer frequently won’t work.

KristinKatheyn on

I’ll get a red exclamation point error on the amount I want to transfer to my card without knowing why. It doesn’t tell me WHY, just turns the amount red and won’t let me transfer. I’ve updated my app and relaunched it, still getting the same error. Changed the amount, same error. I tried to move $75 and it won’t work. Frustrating, especially when I’m trying to transfer quickly at checkout — meaning I miss out on cash back for staying loyal to store brands. So I almost exclusively have to use it for curbside orders so I can delay placing the order until the app decided to work. Not great….

App stopped working

Oily Harmony on

App stopped working after upgrading to iPhone 15 and updating the app, then deleting and reinstalling. Restarting phone didn’t resolve either. Freezes on the logo page.

Great Value

Grateful Spurit on

Love this card and benefits for HEB!

HEB IS THE BEST

Debibielyn on

I Love Shopping At HEB. The Prices Are Fantastic, Better Quality Of Food And Friendly Staff. My Shopping Experience Is Always Awesome. I Shop Only Here. Its Really Great. Ms. Debra

Reload

eruizsphi on

I loaded $100 and there was $0 balance on my card when I tried to use it. Apparently it wasn’t activated, so then how was the cashier able to enter $100 in my HEB card from my debit card??? Then when I call the 800 number there is no representative to speak to and sends me an activation link but I cannot find my card and the link is having me apply for another one! I don’t want another card! I want to find my money, my $100!

Terrible

Lightocean on

My account was easily hacked. Money was transferred from an external account into the hackers account. After two months, the money was set to be refunded via check. After 2 months of following up every 7-10 business days, I was told the money was sent to the external debit card that was cancelled 2 months prior because my account was compromised. Terrible and not secure.

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App Info

Category
Finance
Languages
English
Recent version
6.8 (3 weeks ago )
Released on
Apr 14, 2021 (3 years ago )
Also available in
United States
Last updated
1 week ago