---
title: "HBL Microfinance - Reviews, Revenue and Downloads in Pakistan | Apple App Store"
description: "Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile "
---

# HBL Microfinance — Pakistan
> HBL Microfinance Bank

![HBL Microfinance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/31/2d/da/312dda70-21f8-ac78-f702-9757008406d1/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/434x0w.png)

**Developer:** [The First MicroFinanceBank](https://apptail.io/developer/the-first-microfinancebank-YRDc)
**Category:** Finance
**Rating:** 2.8/5 (362 ratings)
**Price:** Free
**Bundle ID:** com.ftb.First-Wallet
**Store:** Apple App Store
**Country:** Pakistan
**Version:** 6.4.4 (released 2026-08-21)
**Original Release:** 2019-08-11
**Languages:** English, Urdu

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/pk/app/app/id1463030414)
**AppTail Page:** [https://apptail.io/app/hbl-microfinance-NOkc/pakistan](https://apptail.io/app/hbl-microfinance-NOkc/pakistan)

## HBL Microfinance Description
Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App
Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile wallet app in Pakistan that combines Banking + Wallet services in one secure app.

Send money, receive funds, pay bills, recharge mobiles, apply for instant digital loans, manage your bank account, and control your debit card all from your smartphone, anytime, anywhere in Pakistan.

Open your digital bank account and wallet today and enjoy secure, fast, and convenient mobile banking.

All-in-One Banking & Mobile Wallet App in Pakistan
HBL Microfinance Bank allows you to manage both your bank account and mobile wallet seamlessly in one app, giving you complete control of your finances through secure digital banking services.

Instant Money Transfer & Fund Transfer App
Send and receive money instantly across Pakistan:
• Transfer money to any bank account in Pakistan

• Send money to mobile wallet users
• Transfer funds within HBL Microfinance Bank accounts
• Secure and instant 24/7 digital transactions

One of the fastest and safest online money transfer apps in Pakistan.

Mobile Load & Internet Bundle Recharge
Recharge your mobile anytime:
• Prepaid and postpaid mobile load for all networks
• Internet and call bundles for Telenor & Ufone
• Instant mobile recharge with secure payment

The easiest mobile load and bundle recharge app in Pakistan.

Online Utility Bill Payment App
Pay all your bills digitally in seconds:
• Electricity bill payment
• Gas bill payment
• Water bill payment
• PTCL & internet bill payment
• Multiple utility services supported

Avoid long queues with one of the most reliable bill payment apps in Pakistan.

Instant Nano Loans – Quick Digital Loan in Pakistan
Get instant access to emergency funds with HBL Microfinance Bank App Nano Loan:
• Apply digitally without paperwork
• Get instant loan approval
• Receive up to PKR 15,000 directly in your wallet
• Flexible repayment options

One of the most convenient instant loan apps in Pakistan.

FPIN 
Your secure key to access and authorize transactions on your HBL Microfinance Bank app.

Complete Bank Account Management
Link and manage your HBL Microfinance Bank account digitally:
• Real-time balance checking
• Transaction history and account statements
• Utility bill payments from bank account
• Cheque book requests and tracking
• Stop cheque facility
• Tax certificate and account maintenance services
• Dynamic QR payments
• View profits, financing, and loan details

## HBL Microfinance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2b/63/1d/2b631dc0-ac51-e504-35ff-0cbec47ceefb/01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6e/04/51/6e0451d9-02bc-89af-cf46-74de797ebb06/03.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/75/fe/9d/75fe9db8-80a6-ad9f-299a-393d90163559/07.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/04/5e/a9/045ea9c4-b347-aa84-5631-4c0de69a040d/08.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/40/72/bc4072f0-ca10-8b0a-3eef-75fd12f016ba/02.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/e3/48/91e348c2-a864-3b07-f5d8-165ed0e2d376/04.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/84/dc/e084dc1b-432a-0590-52a6-c58ebc17d9ed/05.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/61/a2/5a/61a25ab8-0d58-b6a1-3a6d-edcc922215a3/06.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/e1/25/a3e1255c-01bc-85d0-79e1-e8c53c56f056/09.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/a1/9c/97a19c92-91fc-76ac-f431-6d0c552c8507/10.jpg/1242x2688.png)

## HBL Microfinance Rating Breakdown in Pakistan
- 5 stars: 128 (35%)
- 4 stars: 25 (7%)
- 3 stars: 15 (4%)
- 2 stars: 19 (5%)
- 1 stars: 175 (48%)

## HBL Microfinance Reviews in Pakistan

### *---- "App crashed"
App closed when you log in to your account on IOS
-- omi@?, 2024-12-27

### *---- "Muhammad bilal"
Ya app sahi nhi chal raha
-- Dhjdndidm, 2024-12-27

### *---- "Keep on crashing"
Its just keep on crashing on my iphone 15 pro max every time i login after adding password. I think it’s not compatible with iOS18.3
-- HasanAyub, 2024-12-26

### **--- "Doesn’t run properly on IOS"
After making an account, the application is now freezed it opens but after that clicking on any thing, it become freezed. Please address this issue.
-- mansoor110, 2024-12-26

### *---- "App crashes"
App crashes on ios when i try to log in on mobile data.
-- Aqib anwar, 2024-12-26

### *---- "Login issue"
When i tries to login app suddenly close and phone goes to home page 
Im trying this for 2 days but same response occurs 
Shame on you hbl for this app
-- Dr Afroze Murtaza, 2024-12-25

### *---- "Crashing in IOS 15.8"
Hello, this app was working perfectly fine before the recent update, but since I updated it, it keeps crashing on my iPhone 7 Plus. When I enter my login password, when the main screen comes up, it keeps crashing.
-- Syed Tuseef Naqvi, 2024-12-25

### *---- "IOS App issue"
Its not seems to be a professional app, First thing was the activation of the card but from last 3 days it is continously crashing after login.
Its hubbled request to ask your developers to check the issues.
its the worst customer experience.
-- saloomughal, 2024-12-24

### *---- "App Crashed"
App is keep crashing. I couldn’t widrawl my money from last 3 days
-- AzramK, 2024-12-23

### *---- "Can’t Login"
I can’t login . Each  time it asks for my number and other data but when I put them all , it says customer already registered. But then there’s no option to login .
-- Faayya, 2024-12-23

[View all HBL Microfinance reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## HBL Microfinance Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Pakistan | Finance | #105 |

## HBL Microfinance Discovered Keywords
- first pay
- hbl mobile
- access banking
- finca pay

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## HBL Microfinance Available In
- [Pakistan](https://apptail.io/app/hbl-microfinance-NOkc/pakistan)
- [United States](https://apptail.io/app/hbl-microfinance-NOkc/united-states)
- [Saudi Arabia](https://apptail.io/app/hbl-microfinance-NOkc/saudi-arabia)
- [United Kingdom](https://apptail.io/app/hbl-microfinance-NOkc/united-kingdom)
- [China](https://apptail.io/app/hbl-microfinance-NOkc/china)
- [Angola](https://apptail.io/app/hbl-microfinance-NOkc/angola)
- [United Arab Emirates](https://apptail.io/app/hbl-microfinance-NOkc/united-arab-emirates)
- [Canada](https://apptail.io/app/hbl-microfinance-NOkc/canada)
- [Hong Kong SAR China](https://apptail.io/app/hbl-microfinance-NOkc/hong-kong)
- [Germany](https://apptail.io/app/hbl-microfinance-NOkc/germany)
- [Belarus](https://apptail.io/app/hbl-microfinance-NOkc/belarus)
- [Switzerland](https://apptail.io/app/hbl-microfinance-NOkc/switzerland)
- [Chile](https://apptail.io/app/hbl-microfinance-NOkc/chile)
- [Colombia](https://apptail.io/app/hbl-microfinance-NOkc/colombia)
- [Czechia](https://apptail.io/app/hbl-microfinance-NOkc/czechia)
- [Denmark](https://apptail.io/app/hbl-microfinance-NOkc/denmark)
- [Dominican Republic](https://apptail.io/app/hbl-microfinance-NOkc/dominican-republic)
- [Algeria](https://apptail.io/app/hbl-microfinance-NOkc/algeria)
- [Ecuador](https://apptail.io/app/hbl-microfinance-NOkc/ecuador)
- [Estonia](https://apptail.io/app/hbl-microfinance-NOkc/estonia)
- [Egypt](https://apptail.io/app/hbl-microfinance-NOkc/egypt)
- [Spain](https://apptail.io/app/hbl-microfinance-NOkc/spain)
- [Finland](https://apptail.io/app/hbl-microfinance-NOkc/finland)
- [France](https://apptail.io/app/hbl-microfinance-NOkc/france)
- [Grenada](https://apptail.io/app/hbl-microfinance-NOkc/grenada)
- [Greece](https://apptail.io/app/hbl-microfinance-NOkc/greece)
- [Honduras](https://apptail.io/app/hbl-microfinance-NOkc/honduras)
- [Hungary](https://apptail.io/app/hbl-microfinance-NOkc/hungary)
- [Indonesia](https://apptail.io/app/hbl-microfinance-NOkc/indonesia)
- [Ireland](https://apptail.io/app/hbl-microfinance-NOkc/ireland)
- [Israel](https://apptail.io/app/hbl-microfinance-NOkc/israel)
- [India](https://apptail.io/app/hbl-microfinance-NOkc/india)
- [Italy](https://apptail.io/app/hbl-microfinance-NOkc/italy)
- [Jamaica](https://apptail.io/app/hbl-microfinance-NOkc/jamaica)
- [Japan](https://apptail.io/app/hbl-microfinance-NOkc/japan)
- [Kenya](https://apptail.io/app/hbl-microfinance-NOkc/kenya)
- [South Korea](https://apptail.io/app/hbl-microfinance-NOkc/south-korea)
- [Kuwait](https://apptail.io/app/hbl-microfinance-NOkc/kuwait)
- [Cayman Islands](https://apptail.io/app/hbl-microfinance-NOkc/cayman-islands)
- [Kazakhstan](https://apptail.io/app/hbl-microfinance-NOkc/kazakhstan)
- [Lebanon](https://apptail.io/app/hbl-microfinance-NOkc/lebanon)
- [Luxembourg](https://apptail.io/app/hbl-microfinance-NOkc/luxembourg)
- [Latvia](https://apptail.io/app/hbl-microfinance-NOkc/latvia)
- [Mali](https://apptail.io/app/hbl-microfinance-NOkc/mali)
- [Macao SAR China](https://apptail.io/app/hbl-microfinance-NOkc/macau)
- [Malta](https://apptail.io/app/hbl-microfinance-NOkc/malta)
- [Mauritius](https://apptail.io/app/hbl-microfinance-NOkc/mauritius)
- [Mexico](https://apptail.io/app/hbl-microfinance-NOkc/mexico)
- [Malaysia](https://apptail.io/app/hbl-microfinance-NOkc/malaysia)
- [Nigeria](https://apptail.io/app/hbl-microfinance-NOkc/nigeria)
- [Netherlands](https://apptail.io/app/hbl-microfinance-NOkc/netherlands)
- [Norway](https://apptail.io/app/hbl-microfinance-NOkc/norway)
- [Nepal](https://apptail.io/app/hbl-microfinance-NOkc/nepal)
- [New Zealand](https://apptail.io/app/hbl-microfinance-NOkc/new-zealand)
- [Panama](https://apptail.io/app/hbl-microfinance-NOkc/panama)
- [Peru](https://apptail.io/app/hbl-microfinance-NOkc/peru)
- [Philippines](https://apptail.io/app/hbl-microfinance-NOkc/philippines)
- [Poland](https://apptail.io/app/hbl-microfinance-NOkc/poland)
- [Portugal](https://apptail.io/app/hbl-microfinance-NOkc/portugal)
- [Paraguay](https://apptail.io/app/hbl-microfinance-NOkc/paraguay)
- [Romania](https://apptail.io/app/hbl-microfinance-NOkc/romania)
- [Russia](https://apptail.io/app/hbl-microfinance-NOkc/russia)
- [Sweden](https://apptail.io/app/hbl-microfinance-NOkc/sweden)
- [Singapore](https://apptail.io/app/hbl-microfinance-NOkc/singapore)
- [Slovenia](https://apptail.io/app/hbl-microfinance-NOkc/slovenia)
- [Slovakia](https://apptail.io/app/hbl-microfinance-NOkc/slovakia)
- [Senegal](https://apptail.io/app/hbl-microfinance-NOkc/senegal)
- [Thailand](https://apptail.io/app/hbl-microfinance-NOkc/thailand)
- [Tunisia](https://apptail.io/app/hbl-microfinance-NOkc/tunisia)
- [Türkiye](https://apptail.io/app/hbl-microfinance-NOkc/turkey)
- [Taiwan](https://apptail.io/app/hbl-microfinance-NOkc/taiwan)
- [Ukraine](https://apptail.io/app/hbl-microfinance-NOkc/ukraine)
- [Uganda](https://apptail.io/app/hbl-microfinance-NOkc/uganda)
- [Vietnam](https://apptail.io/app/hbl-microfinance-NOkc/vietnam)
- [South Africa](https://apptail.io/app/hbl-microfinance-NOkc/south-africa)
- [Argentina](https://apptail.io/app/hbl-microfinance-NOkc/argentina)
- [Austria](https://apptail.io/app/hbl-microfinance-NOkc/austria)
- [Australia](https://apptail.io/app/hbl-microfinance-NOkc/australia)
- [Azerbaijan](https://apptail.io/app/hbl-microfinance-NOkc/azerbaijan)
- [Barbados](https://apptail.io/app/hbl-microfinance-NOkc/barbados)
- [Belgium](https://apptail.io/app/hbl-microfinance-NOkc/belgium)
- [Bulgaria](https://apptail.io/app/hbl-microfinance-NOkc/bulgaria)
- [Bahrain](https://apptail.io/app/hbl-microfinance-NOkc/bahrain)
- [Brazil](https://apptail.io/app/hbl-microfinance-NOkc/brazil)

---

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