---
title: "Hi Credit - Loan App Nigeria - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Hi Credit - Your Smart and Secure Personal Finance Assistant Easily manage your financial needs with Hi Credit, offering comprehensive credit services to help you solve your financial problems anytime"
---

# Hi Credit - Loan App Nigeria — Nigeria
> Fast, reliable, and safe loan

![Hi Credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7c/d6/e9/7cd6e9dd-2599-713a-4fb9-9a6d132ecd38/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [MAYWOOD LENDING](https://apptail.io/developer/maywood-lending-asVf)
**Category:** Finance
**Rating:** 4.5/5 (22,462 ratings)
**Price:** Free
**Bundle ID:** com.maywood.ios.hicredit
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 5.0 (released 2025-12-11)
**Original Release:** 2024-09-02
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6639597650)
**AppTail Page:** [https://apptail.io/app/hi-credit-loan-app-nigeria-DgMr/nigeria](https://apptail.io/app/hi-credit-loan-app-nigeria-DgMr/nigeria)

## Hi Credit Description
Hi Credit - Your Smart and Secure Personal Finance Assistant
Easily manage your financial needs with Hi Credit, offering comprehensive credit services to help you solve your financial problems anytime, anywhere.

Key Features:
- Fast Loans: Apply for a loan in minutes with a simple process and rapid approval.
- Smart Credit Management: Tailor-made loan limits based on your credit profile, with flexible adjustments.
- Security Assurance: Bank-level data encryption and multi-factor authentication to keep your account secure.
- Real-time Alerts: Automatic repayment reminders to prevent late payments and protect your credit.
- Dedicated Customer Support: Our team is always available to answer your questions and provide expert financial advice.

Why Choose Hi Credit?
- Easy to Use: Intuitive interface design, perfect for both beginners and experienced users.
- Transparent Fees: No hidden charges; all costs are clearly displayed.
- Quality Service: A robust risk management system and a professional customer support team provide you with safe and reliable financial services.

Our Repayment Options
- Automatic Repayment: On the due date, Hi Credit will automatically deduct the repayment amount from your linked bank account or MMO wallet. Ensure that sufficient funds are available to avoid any late fees.
- Manual Repayment: You can also choose to repay the loan manually by logging into the Hi Credit app, navigating to the repayment section, and selecting your preferred payment method.
- Early Repayment: Hi Credit allows early repayment with no extra fees. If you wish to repay your loan before the due date, simply follow the steps in the app to complete the process.

Who can apply for a loan?
- Citizens holding a Nigerian identity card
- Age must be between 20-60 years old
- Have a job and have the ability to repay the loan
- Have a mobile phone

Loan Example
- Repayment periods from 91 days to 180 days
- Loan amount from ₦6,000 to ₦500,000
- Maximum APR: 36%
If you borrow ₦10,000, your loan period is 361 days, Interest Rate: 36%
Total Interest: ₦10,000*36%*1= ₦3,600
Total Repayment: Loan Amount+Total Interest=₦10,000+₦3,600=₦13,600

Contact Us
customer service telephone numbers:02018889597
Email: hicredit.help@gmail.com
Office Address: No 4 Mobolaji Bank Anthony way Ikeja Lagos
Working hours: 8:00-18:00, Mo to Sat

## Hi Credit Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cf/e8/e0/cfe8e03f-ed66-7b1a-09fb-0fa919c87b83/9363bbf7-5a36-4b44-a0bf-b3cea2ba807a_1@1x.png/1242x2208.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8a/e4/db/8ae4db38-c02d-5c0c-dd32-f0c72b799961/729322ac-077b-4fcf-85dd-ebe2aec0cbdc_2@1x.png/1242x2208.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0b/12/70/0b127082-79c4-dbe6-b8f1-b3a83945ff55/72578f2e-4f2d-4898-b525-867b4da45bae_3@1x.png/1242x2208.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2a/0c/4f/2a0c4fc5-f710-0017-b6dd-e3520813f3a0/9fe57882-f51a-4d34-8871-1f8ec70e6a88_4@1x.png/1242x2208.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b6/c5/c3/b6c5c332-b092-6ce8-d3fc-314be255e29f/ae7e5696-5993-46b1-b071-d64f42b4297a_5@1x.png/1242x2208.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/85/38/70/853870ce-37e3-471f-0953-9fe5f68c374b/48d9227e-3afc-451d-916d-8df6edd81230_6@1x.png/1242x2208.png)

## Hi Credit Rating Breakdown in Nigeria
- 5 stars: 17,361 (77%)
- 4 stars: 1,678 (7%)
- 3 stars: 1,222 (5%)
- 2 stars: 927 (4%)
- 1 stars: 1,274 (6%)

## Hi Credit Reviews in Nigeria

### *---- "One of the worst loan apps"
How do you give 10k loan for 7days and ask for almost 50%? Your app is wack and ugly , everything looks substandard and unplanned yet your fees are outrageous, yall thieves and this much interest should be illegal , I hope cbn can really look into yall soon because this is trash !
-- stephngelic, 2025-01-29

### *---- "They are always impatient and bad customer service"
Too very rude people
-- Wuraherbal, 2025-01-27

### ***** "unfortunate loan app"
Its very unfortunate that i requested for a loan of 10k from this app since afternoon and up till now my account have never been credited but the have already shown me the amount I will pay on 31st of this month. How will I pay back the loan that didn’t reflected in my bank account. Are you not sure this app is a scam?
-- Fidelityodu, 2025-01-24

### ***** "Excellent"
This is very reliable app
-- Excellent app loan, 2025-01-23

### ***** "A"
Very smooth process
-- Zzigalo, 2025-01-22

### *---- "Credit me the money now"
please kindly credit me the money you borrow me or clear the money out of the account cause o don’t know why you said you borrow me 
I first time of using your app see the nonsense you people are doing
-- ferrybb1, 2025-01-22

### *---- "I don’t recommend this app"
My loan was not even one day overdue and I explained to them I would pay before the end of the day was I was very busy their useless workers started laying curses on themselves not me 💔i don’t recommend this app at all
-- Dolledbyuyi, 2025-01-20

### *---- "Fake app"
Fake app
-- Jogoor lee, 2025-01-19

### ***-- "Re: Unauthorized Loan Transaction"
Dear HiCredit Customer Service, I am writing to bring to your attention an unauthorized loan transaction on my account. On January 3, 2024, I applied for a ₦5,000 loan from HiCredit1, which was to be repaid on January 10. However, on January 9, I received a call from HiCredit2 stating that I had also borrowed ₦5,000 from them. Upon investigating, I discovered a ₦5,000 credit in my bank account on January 4, which I did not authorize. I have since returned the ₦5,000 to HiCredit2, as I believe it was an error on your system. I kindly request that you investigate this matter and rectify any errors. I would appreciate it if you could also update your records to reflect that I do not have any outstanding charges. Thank you for your prompt attention to this matter. Sincerely,
-- vijkkeki, 2025-01-17

### *---- "Overpayment and curse from your agents"
I made some transfers via the bank provided by the bank to extend my loan and I got a message from the app that the payment has been received and loan extended funny enough no changes was made on the remaining amount to pay back on the app and when i paid some money out of the loans too it still didn’t change and now your agent are calling me to pay more than what I have left to pay one of them even went about raining curses on my contacts I hope you can be able to fix this issue
-- Awosam234, 2025-01-17

### ***** "My app description"
I love this app it’s really works out
-- riskysojo, 2025-01-16

### *---- "Uncultured agents and outrageous interests."
You all better not text me for any 1200 because I won’t pay, my loan wasn’t even due yet but your agent kept calling and even called me a fool, I was sick and in the hospital my phone wasn’t accessed by me, your agent as been sending messaged non stop like 4days earlier before the due date oo with plenty calls, my friend helped me responded to your agent on WathsAp that she’s sick she will pay soon only for your agent to tell her that sickness feet kill her oo and called my friend a fool and all sort of names, now I’ve paid you guys and you’re still telling me to pay 1200, for what exactly because I paid just a day after the due date. Don’t be shocked I won’t pay that money I’ve deleted the app as I don’t 
want anything to do with you guys again and if anything happens to my acct since you people didnt allow me to delete my account, don’t mess with wrong person.
-- SophieOla, 2025-01-16

### ***** "Easy to use"
Wow I never new this will work I was shock to receive my first loan with Hi Credit love you from niger
-- Slim3229, 2025-01-15

### ***** "Best credit loan app"
Best c
-- trea453, 2025-01-14

### ***** "Loan term"
I need longer time to back my loan because 7days is too short.

Thanks
-- Mutiat15@, 2025-01-13

### ***** "nice"
nice app
-- londoniap, 2025-01-13

### *---- "Always declined loan"
Algfhhj
-- Teepha220, 2025-01-12

### ***-- "Loan"
Fast and reliable
-- magppp, 2025-01-10

### ***** "Loan"
Dependable
-- Coded Inn, 2025-01-09

### ***** "Please let me be able to borrow again"
I borrow loan but you never accepted my loan again
-- Iteoluwami, 2025-01-06

[View all Hi Credit reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Hi Credit Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #17 |
| Top Free | Nigeria | Overall | #93 |

## Hi Credit Discovered Keywords
- loan app nigeria
- هاي كوورة

## Apps Similar to Hi Credit
- [Blocka Cash](https://apptail.io/app/blocka-cash-bNx/nigeria)
- [Kredi – Loan, Savings & Bills](https://apptail.io/app/kredi-loan-savings-bills-GrY/nigeria)
- [Sycamore - Save Invest Borrow](https://apptail.io/app/sycamore-save-invest-borrow-esY/nigeria)
- [Rank - Save, Spend & Send](https://apptail.io/app/rank-save-spend-send-Qrmb/nigeria)
- [Incash](https://apptail.io/app/incash-xVVk/nigeria)
- [Neocash Mobile](https://apptail.io/app/neocash-mobile-Libn/nigeria)
- [Pal Loan](https://apptail.io/app/pal-loan-kdqn/nigeria)
- [SnapCash - Loans in a snap](https://apptail.io/app/snapcash-loans-in-a-snap-yDSn/nigeria)
- [PonyCash](https://apptail.io/app/ponycash-HrSp/nigeria)
- [WayaCredit](https://apptail.io/app/wayacredit-iRVp/nigeria)


---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*