Hi Credit - Loan App Nigeria

Fast, reliable, and safe loan

Published by: Unknown

Description

Hi Credit - Your Smart and Secure Personal Finance Assistant
Easily manage your financial needs with Hi Credit, offering comprehensive credit services to help you solve your financial problems anytime, anywhere.
Key Features:
- Fast Loans: Apply for a loan in minutes with a simple process and rapid approval.
- Smart Credit Management: Tailor-made loan limits based on your credit profile, with flexible adjustments.
- Security Assurance: Bank-level data encryption and multi-factor authentication to keep your account secure.
- Real-time Alerts: Automatic repayment reminders to prevent late payments and protect your credit.
- Dedicated Customer Support: Our team is always available to answer your questions and provide expert financial advice.
Why Choose Hi Credit?
- Easy to Use: Intuitive interface design, perfect for both beginners and experienced users.
- Transparent Fees: No hidden charges; all costs are clearly displayed.
- Quality Service: A robust risk management system and a professional customer support team provide you with safe and reliable financial services.
Our Repayment Options
- Automatic Repayment: On the due date, Hi Credit will automatically deduct the repayment amount from your linked bank account or MMO wallet. Ensure that sufficient funds are available to avoid any late fees.
- Manual Repayment: You can also choose to repay the loan manually by logging into the Hi Credit app, navigating to the repayment section, and selecting your preferred payment method.
- Early Repayment: Hi Credit allows early repayment with no extra fees. If you wish to repay your loan before the due date, simply follow the steps in the app to complete the process.
Who can apply for a loan?
- Citizens holding a Nigerian identity card
- Age must be between 20-60 years old
- Have a job and have the ability to repay the loan
- Have a mobile phone
Loan Example
- Repayment periods from 91 days to 180 days
- Loan amount from ₦6,000 to ₦500,000
- Maximum APR: 36%
If you borrow ₦10,000, your loan period is 361 days, Interest Rate: 36%
Total Interest: ₦10,000*36%*1= ₦3,600
Total Repayment: Loan Amount+Total Interest=₦10,000+₦3,600=₦13,600
Contact Us
customer service telephone numbers:02018889597
Email: [email protected]
Office Address: No 4 Mobolaji Bank Anthony way Ikeja Lagos
Working hours: 8:00-18:00, Mo to Sat
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Screenshots

Hi Credit FAQ

  • Is Hi Credit free?

    Yes, Hi Credit is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Hi Credit legit?

    🤔 The Hi Credit app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Hi Credit cost?

    Hi Credit is free.

  • What is Hi Credit revenue?

    To get estimated revenue of Hi Credit app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.45 out of 5

5,367 ratings in Nigeria

5 star
4,081
4 star
386
3 star
312
2 star
235
1 star
306
Ratings History

Hi Credit Reviews

One of the worst loan apps

stephngelic on

Nigeria

How do you give 10k loan for 7days and ask for almost 50%? Your app is wack and ugly , everything looks substandard and unplanned yet your fees are outrageous, yall thieves and this much interest should be illegal , I hope cbn can really look into yall soon because this is trash !

They are always impatient and bad customer service

Wuraherbal on

Nigeria

Too very rude people

unfortunate loan app

Fidelityodu on

Nigeria

Its very unfortunate that i requested for a loan of 10k from this app since afternoon and up till now my account have never been credited but the have already shown me the amount I will pay on 31st of this month. How will I pay back the loan that didn’t reflected in my bank account. Are you not sure this app is a scam?

Excellent

Excellent app loan on

Nigeria

This is very reliable app

A

Zzigalo on

Nigeria

Very smooth process

Credit me the money now

ferrybb1 on

Nigeria

please kindly credit me the money you borrow me or clear the money out of the account cause o don’t know why you said you borrow me I first time of using your app see the nonsense you people are doing

I don’t recommend this app

Dolledbyuyi on

Nigeria

My loan was not even one day overdue and I explained to them I would pay before the end of the day was I was very busy their useless workers started laying curses on themselves not me 💔i don’t recommend this app at all

Fake app

Jogoor lee on

Nigeria

Fake app

Re: Unauthorized Loan Transaction

vijkkeki on

Nigeria

Dear HiCredit Customer Service, I am writing to bring to your attention an unauthorized loan transaction on my account. On January 3, 2024, I applied for a ₦5,000 loan from HiCredit1, which was to be repaid on January 10. However, on January 9, I received a call from HiCredit2 stating that I had also borrowed ₦5,000 from them. Upon investigating, I discovered a ₦5,000 credit in my bank account on January 4, which I did not authorize. I have since returned the ₦5,000 to HiCredit2, as I believe it was an error on your system. I kindly request that you investigate this matter and rectify any errors. I would appreciate it if you could also update your records to reflect that I do not have any outstanding charges. Thank you for your prompt attention to this matter. Sincerely,

Overpayment and curse from your agents

Awosam234 on

Nigeria

I made some transfers via the bank provided by the bank to extend my loan and I got a message from the app that the payment has been received and loan extended funny enough no changes was made on the remaining amount to pay back on the app and when i paid some money out of the loans too it still didn’t change and now your agent are calling me to pay more than what I have left to pay one of them even went about raining curses on my contacts I hope you can be able to fix this issue

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
13
Top Free
56

Keywords

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Last 30 days

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Last 30 days

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App Info

Category
Finance
Publisher
Unknown
Languages
English
Recent release
3.0 (3 months ago )
Released on
Sep 2, 2024 (5 months ago )
Also available in
Nigeria
Last Updated
1 week ago
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