--- title: "Icon PayEx - Reviews, Revenue and Downloads in Malaysia | Apple App Store" description: "Icon Venture Capital's PayEx is a microlending app which allows users to apply for a micro loan (RM3,000 to RM5,000) with a comfortable repayment schedule up to 5 years. Fees & Charges: Minimum dur" --- # Icon PayEx — Malaysia ![Icon PayEx App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/dc/70/95/dc7095f2-ae96-1b30-fc64-a87b25bc5ade/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [Icon Venture Capital Sdn. Bhd](https://apptail.io/developer/icon-venture-capital-sdn-bhd-SoDd) (Malaysia) **Category:** Finance **Rating:** 2.7/5 (47 ratings) **Price:** Free **Bundle ID:** com.iconventure.microloan **Store:** Apple App Store **Country:** Malaysia **Version:** 1.1.16 (released 2026-01-08) **Original Release:** 2023-08-07 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/my/app/app/id1612176314) **AppTail Page:** [https://apptail.io/app/icon-payex-seun/malaysia](https://apptail.io/app/icon-payex-seun/malaysia) ## Icon PayEx Description Icon Venture Capital's PayEx is a microlending app which allows users to apply for a micro loan (RM3,000 to RM5,000) with a comfortable repayment schedule up to 5 years. Fees & Charges: Minimum duration of payment: 48 months Maximum repayment period: 60 months Max. Annual Percentage Rate (APR): 15% Processing Fee (Includes Legal Fee, Stamp Fee, and Service Fee): 1. Stamp Duty: 0.5% on loan amount, 2. Admin Fee of RM43.20 (inclusive of 8% SST) Both stamp duty and admin fee will be incurred upon first loan repayment. Early Termination Fee: Customer will be charging a penalty at 12 months interest for early settlement. Late Payment Interest: 8.00% per annum * number of overdue days Late payment penalty is applied in next repayment invoice if repayment is not done within 7 calendar days from date of repayment schedule. Calculation of the Loan Loan Example: Loan Amount: RM3,000.00 Tenure: 5 years Interest Rate: 15.00% Total payable: Loan + Total interest amount RM3,000 + RM2,250 = RM5,250 to be paid over 5 years Monthly repayment: Total payable/tenure(months) RM5,250/60 months = RM87.50 per month ------------------------------------------------------------------------------------ Late Payment charge example: Repayment schedule on 1st January but payment was only made on 8th January. Late payment charge will be added in next repayment invoice (February). Calculation: Monthly repayment amount + (overdue repayment amount * 8%/365 * number of days late) RM87.50 + ((RM87.50*8%)/365)*7 days = RM87.63 ## Icon PayEx Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/f5/0c/89/f50c8935-1cdf-299d-2b83-6a820cf2bd38/a5e83934-d1e8-4ddb-869b-4220d2018e15_IMG_248089723DB9-1.jpeg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/fa/55/20/fa552098-5eb3-fb35-5747-43157a2b0a2a/b7fe71a3-9b29-447a-af47-f67ae7ca575e_IMG_9AFD01B60CDD-1.jpeg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/ed/3f/43/ed3f434d-d7e8-edef-1cb3-f7e58605a2b0/d8d0e18d-2509-422d-ab7c-92d72b3e14a2_IMG_159B18508442-1.jpeg/1242x2688.png) ## Icon PayEx Rating Breakdown in Malaysia - 5 stars: 18 (38%) - 4 stars: 2 (4%) - 3 stars: 0 (0%) - 2 stars: 3 (6%) - 1 stars: 24 (51%) ## Icon PayEx Reviews in Malaysia ### *---- "ERROR" Lol when want to fill in IC part it keep error until abang jamil mampus, FIX YOUR SYSTEM!!!! -- Naksu_, 2024-10-31 ### **--- "To icon payex" I just want say please update your apps,how i want to pay if i cant get in? -- UtramenNora, 2024-09-06 ### *---- "Nelson" Pls fix your system , I can’t even sign up , it says alphabet only but I literally put the right thing but still cannot sign up . Feeling so frustrated. -- NLNRU, 2024-06-16 ### *---- "fix your system immediately" please fix your system PLEASE -- gyeoyang, 2023-11-18 ### *---- "Scary" They didnt reply to my mail. I asked abt the loan, must pay in 3 years, cannot in 2 or 1? -- noneedtoknowokay, 2023-11-15 [View all Icon PayEx reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Icon PayEx Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Malaysia | Finance | #183 | ## Icon PayEx Discovered Keywords --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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