---
title: "IDFC FIRST Bank: MobileBanking - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.  Experience the joy of: * One-Swipe Bankin"
---

# IDFC FIRST Bank: MobileBanking — India
> Savings, Payments, and Loans

![IDFC FIRST Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e6/40/0c/e6400cee-33ae-f69d-d53f-020f7fe41321/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/434x0w.png)

**Developer:** [IDFC FIRST BANK](https://apptail.io/developer/idfc-first-bank-BNnb) (India)
**Category:** Finance
**Rating:** 4.8/5 (185,431 ratings)
**Price:** Free
**Bundle ID:** com.idfcfirstbank.optimus
**Store:** Apple App Store
**Country:** India
**Version:** 2.62 (released 2026-04-04)
**Original Release:** 2020-12-07
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1521443352)
**AppTail Page:** [https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/india](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/india)

## IDFC FIRST Bank Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.

Experience the joy of:
* One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc
* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
* Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
* Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.
* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile

* Personalised Offers: Get exciting offers across dining, lifestyle, travel & more
* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures
* Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.  
Smart App Features and Services
1. Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH & utility bills
* Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts 
* 3-click digital bill payments
* Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
* Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
* Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI

2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap & multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app

4. Tripstacc Benefits
* Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
* ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings

5. Other Banking Services:
* Apply for debit card & cheque book via app with nil charges.
* View filtered transactions & download Smart Statement + Digest 
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* One app login for retail, MSME, Customer Service, & Relationship Management

Steps to Download App & Open a Digital Banking Account (बैंक खाता):
* Download the banking app & click on open savings account (सेविंग्स अकाउंट)
* Register your details & get user ID & password
* Log in via user ID & password or mobile number & MPIN
* Set up Face ID or finger scanner (biometric) for easy log-in
* SIM Binding feature for secure banking (बैंकिंग)

Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667

Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit 

## IDFC FIRST Bank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6e/0a/50/6e0a503c-b5f4-3b26-ed6e-2fcb5bb5e301/d951f26c-45a5-4ff9-9fc4-63b9365c6af9_Mobile_Banking_App_Appstore_1284X2778.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/cc/5f/4ccc5f18-9c2b-a293-a6fc-36c1ae800e8d/Networth_-_iPhone_6.5.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b2/34/51/b23451ff-a8c3-cccc-eda2-cd1ab2f4d362/Dashboard_-_iPhone_6.5.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/85/08/7d/85087d2b-c088-e90e-6ee4-f8e681012de4/ae3bac59-b240-42f3-b07a-574d72ee49cb_Final_Pop-up_3__U00281242_x_2688_pixels_U0029_Copy.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8b/27/9f/8b279fa2-d63f-9a37-cf30-83f1c05bcfab/80433401-ecda-43c3-8977-9c7488989962_Final_Pop-up_6__U00281242_x_2688_pixels_U0029_Copy.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/28/89/41/2889410c-18b6-4a58-5af1-69b3a303973f/a6e9b158-ab1f-40e7-aad1-e5c372df044d_Final_Pop-up_8__U00281242_x_2688_pixels_U0029_Copy.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/d8/c2/c4d8c266-5d69-17cf-2c9b-37d8b5a47d34/040f7813-5664-4b0d-bd6d-84e5f22ac732_Group_5.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/95/6a/3c956a38-b704-1aa6-f274-e654e0bad958/67e2e3a6-98ff-41be-aee6-4da231a165dd_iPhone_3_-_6.5.png/1242x2688.png)

## IDFC FIRST Bank Rating Breakdown in India
- 5 stars: 168,551 (91%)
- 4 stars: 9,067 (5%)
- 3 stars: 2,548 (1%)
- 2 stars: 1,269 (1%)
- 1 stars: 3,996 (2%)

## IDFC FIRST Bank Reviews in India

### ***** "Feature loaded"
It’s rare that a banking app is soooo good. This one has a consistent UI and has far more features than that of Axis Bank - which was what I was using up to now.
-- Vishal Khedkar, 2024-12-28

### ***** "Best Banking Experience"
The UI is just wow and easy to  use all in one app
-- Umang Kanani, 2024-12-25

### *---- "Worst app"
Bahut hi bekar application hai. Always login then automatically logout. 🤬. I already paid my emi in advance inspite of that they they continue to bounce my emi hançe they charge 472. Thu
-- RSMmplundb, 2024-12-21

### *---- "Worst"
Worst fraud
-- Aslam hhhh, 2024-12-21

### ***** "Great"
Hassle free Banking
-- Chowdary Bodepudi, 2024-12-20

### ***** "Best digital banking experience"
Best digital banking application. Quick customer support feature is really helpful.
-- tyyjn, 2024-12-18

### *---- "didn’t work in ipad"
not compatible for ipad
-- sksuman444, 2024-12-17

### *---- "Waste Management"
Worst ever seen 
Sirf fraud chalta hai inke paas
-- Osmanali11, 2024-12-17

### ***-- "Not working"
I have login problem
-- Thakur Ramesh, 2024-12-16

### ***** "The best in industry"
This is hands down the best banking app in the market. Even the banking services of IDFC First are really world class. Never faced any issues and really love their ‘no home branch’ system.
-- Jitendra89, 2024-12-15

### ***** "Best ui among Indian banks"
IDFC is best in this business. The app is very friendly to use and work smoothly.
Every banking service is just one touch away from operating this.
-- harshmaurya28, 2024-12-15

### ***** "IDFC FINANCE"
Lowrance vishwas idfc staff phonixe market city vimannagar pune
Done the process of financing quickly.
His behaviour was good.
Thexxx lowrance
-- Sam5729, 2024-12-15

### ***** "Savings"
Good loan bank
-- Kottaiyan r, 2024-12-13

### ***** "Good service"
Good opportunity
-- Shibu appacha, 2024-12-12

### *---- "Boycott IDFC Whole service For targeting one single Muslim community"
It’s very bad, feeling for heard bad comments about Muslim community,
A payment recovery employee Anuradha. She was called a Muslim lady for credit card recovery payment, and she said “ Muslim community are fraud animals” she Was passed a personal comment on whole Muslim community
I am requesting to IDFC service. Please take a serious action on Anuradha credit card recovery payment section. She is Walking in Hyderabad, Begumpet branch.
-- Shazzkhan, 2024-12-11

### *---- "Advance tax"
Do not allow to make advance tax payments
-- Mg65ppp, 2024-12-10

### ***** "Account opening"
Good and fast services
-- Vandana.., 2024-12-10

### ***** "Good"
Good and fast
-- Rhulshma, 2024-12-10

### ****- "Good bank"
Good services available
-- “Khushal, 2024-12-10

### *---- "Fraud credit card bank"
Don’t take first swap card from idfc they take 499rs as charges and tell after 45 days if you spend 5000rs plus your charges will refund as point it have been over 50 days noting I received Please suggest me any good bank I want to close my account from IDFC
-- Harsh jajoria, 2024-12-09

[View all IDFC FIRST Bank reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## IDFC FIRST Bank Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #14 |
| Top Free | India | Overall | #124 |
| Top Free | Algeria | Finance | #142 |
| Top Free | United Arab Emirates | Finance | #184 |
| Top Free | Singapore | Finance | #255 |
| Top Free | Australia | Finance | #285 |
| Top Free | Canada | Finance | #334 |
| Top Free | Austria | Finance | #378 |
| Top Free | Kuwait | Finance | #389 |

## IDFC FIRST Bank Discovered Keywords
- car expense log
- track car expenses
- idfc first bank
- mobilebanking
- online bank

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## IDFC FIRST Bank Available In
- [India](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/india)
- [United States](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/united-states)
- [Australia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/australia)
- [Singapore](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/singapore)
- [United Arab Emirates](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/united-arab-emirates)
- [United Kingdom](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/united-kingdom)
- [Canada](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/canada)
- [Saudi Arabia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/saudi-arabia)
- [Qatar](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/qatar)
- [Kuwait](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/kuwait)
- [Malaysia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/malaysia)
- [Germany](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/germany)
- [Oman](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/oman)
- [Nepal](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/nepal)
- [New Zealand](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/new-zealand)
- [Bahrain](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/bahrain)
- [Austria](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/austria)
- [Netherlands](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/netherlands)
- [Japan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/japan)
- [Indonesia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/indonesia)
- [Ireland](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/ireland)
- [France](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/france)
- [Sweden](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/sweden)
- [Thailand](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/thailand)
- [Italy](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/italy)
- [South Korea](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/south-korea)
- [Switzerland](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/switzerland)
- [Hong Kong SAR China](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/hong-kong)
- [Nigeria](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/nigeria)
- [Russia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/russia)
- [Spain](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/spain)
- [Poland](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/poland)
- [Mexico](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/mexico)
- [Belgium](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/belgium)
- [Armenia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/armenia)
- [Colombia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/colombia)
- [Norway](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/norway)
- [Uganda](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/uganda)
- [Finland](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/finland)
- [Taiwan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/taiwan)
- [Vietnam](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/vietnam)
- [Portugal](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/portugal)
- [South Africa](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/south-africa)
- [Ghana](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/ghana)
- [Czechia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/czechia)
- [Sri Lanka](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/sri-lanka)
- [Malta](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/malta)
- [Angola](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/angola)
- [Cyprus](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/cyprus)
- [Denmark](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/denmark)
- [Argentina](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/argentina)
- [Brazil](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/brazil)
- [Philippines](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/philippines)
- [Iceland](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/iceland)
- [Kenya](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/kenya)
- [Mauritius](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/mauritius)
- [Azerbaijan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/azerbaijan)
- [Israel](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/israel)
- [Pakistan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/pakistan)
- [Luxembourg](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/luxembourg)
- [Latvia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/latvia)
- [Algeria](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/algeria)
- [Jordan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/jordan)
- [Jamaica](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/jamaica)
- [Greece](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/greece)
- [Egypt](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/egypt)
- [Hungary](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/hungary)
- [Uruguay](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/uruguay)
- [Chile](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/chile)
- [Uzbekistan](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/uzbekistan)
- [Dominican Republic](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/dominican-republic)
- [Belize](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/belize)
- [Türkiye](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/turkey)
- [Belarus](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/belarus)
- [Madagascar](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/madagascar)
- [Bermuda](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/bermuda)
- [Panama](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/panama)
- [Macao SAR China](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/macau)
- [Lebanon](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/lebanon)
- [Estonia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/estonia)
- [Romania](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/romania)
- [Cayman Islands](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/cayman-islands)
- [Brunei](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/brunei)
- [Mali](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/mali)
- [Lithuania](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/lithuania)
- [Namibia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/namibia)
- [Honduras](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/honduras)
- [Peru](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/peru)
- [Grenada](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/grenada)
- [Paraguay](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/paraguay)
- [Ecuador](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/ecuador)
- [Slovenia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/slovenia)
- [Slovakia](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/slovakia)
- [Senegal](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/senegal)
- [Suriname](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/suriname)
- [Ukraine](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/ukraine)
- [Barbados](https://apptail.io/app/idfc-first-bank-mobilebanking-vOv/barbados)

---

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