IDFC FIRST Bank: MobileBanking

Savings, Payments, and Loans

Published by: IDFC Bank
Downloads
Revenue

Description

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of:
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc
* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
* Zero Fee Banking: Enjoy commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
* Tracking Expenses: View your savings and transactions across all your accounts and monitor cash flow with over 20 automatically categorized transaction types
* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
* Investing for Life Goals: Create and make investments for your investment goals – wedding, education, or retirement
* Personalized Offers: Get exciting offers across dining, lifestyle, travel & more
* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures
Smart App Features and Services
1. Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH & utility bills
* 3-click digital bill payments
* Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
* Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
* Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI
2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap and multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans (ULIP) and Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app
4. Tripstacc Benefits
* Convenient in-app flight and hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
* ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings
5. Other Banking Services:
* Apply for debit card & cheque book via app completely free of charge
* Use smart filters to view transactions
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* Contact us via chat, video call and call centre
Steps to Download App & Open a Digital Banking Account (बैंक खाता):
* Download the banking app & click on open savings account (सेविंग्स अकाउंट)
* Register your details & get user ID & password
* Log in via user ID and password or mobile number and MPIN
* Set up Face ID or finger scanner (biometric) for easy log-in
* SIM Binding feature for secure banking (बैंकिंग)
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
Hide.. Show more..

Screenshots

User Rating

4.77 out of 5

75,237 ratings in India

5 star
66,763
4 star
4,040
3 star
1,173
2 star
589
1 star
2,190
Ratings History

IDFC FIRST Bank Installs

Last 30 days

IDFC FIRST Bank Revenue

Last 30 days

IDFC FIRST Bank Reviews

Good service

Lestyn Mendonca on

India

Good service

TRANSACTIONS DO NOT GO THROUGH

Prashant2709 on

India

I am sorry to write this feedback but IDFC Bank is the worst bank that one can deal with. There’s no transparency, no accountability, if one wants to do IMPS transactions, it still picks NEFT as default mode for transactions. Amount to be transferred from overseas takes its own sweet time. Absolutely pathetic service. Transaction failure is very high if one tries to make payment from some other bank!

The best banking app

anujsharma142 on

India

I have used multiple apps and IDFC has by far the best user experience. I am using the app to manage my day to day payments and transfers. UI is quite simple and intuitive.

ASBA IPO application

Sumanlal Babulal Shah on

India

Since there is multiple Account and multiple DPI. I suggest to identify bank account with DPI to avoid mistake. I have recently added new DP ID and the default new ID was taken with the existing account and the application was rejected

Transaction check bar update

Ganesh Shikare on

India

Last application idfc have great transactions serching bar but after update it made very complicated

Awesome!

Rajat012345 on

India

Fabulous platform! Best banking app globally.

Exceptional

gskrdy on

India

The best among the banking apps 👏🏻

Nice app

madhuvalli on

India

Nice app

IDFC FIRST BANK

Bhau23 on

India

Worst services ever this literally such a fool on people cheating with customer investment

why to chose imps explicitly

tharax100 on

India

latest worst update of getting selected neft as default method giving delay in money transfer which is impacting our needs

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
16
Top Free
103
Top Free
137
Top Free
279
Top Free
292

Keywords

IDFC FIRST Bank Competitors

IDFC FIRST Bank Revenue and Downloads

Gain valuable insights into IDFC FIRST Bank performance with our analytics.
Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
IDFC Bank
Languages
English
Recent version
2.16 (2 days ago )
Released on
Dec 7, 2020 (3 years ago )
Last updated
2 days ago