---
title: "Ikano Bank - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Our IKEA interest-free loan and IKEA Family credit card give you more flexible ways to pay when you shop at IKEA, or anywhere else.   Download the Ikano Bank app to check eligibility, fill in a few de"
---

# Ikano Bank — United Kingdom
> Flexible ways to pay

![Ikano Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/66/bc/c8/66bcc8ea-17c2-6ec9-6d6b-0e05e8a3c44a/AppIcon.PROD-0-0-1x_U007emarketing-0-6-0-85-220.jpeg/434x0w.png)

**Developer:** [Ikano Bank AB publ](https://apptail.io/developer/ikano-bank-ab-publ-rgR) (Germany)
**Category:** Shopping
**Rating:** 4.9/5 (9,057 ratings)
**Price:** Free
**Bundle ID:** com.ipay.financePROD
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 1.31.6 (released 2026-09-30)
**Original Release:** 2021-05-29
**Languages:** English, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1542576074)
**AppTail Page:** [https://apptail.io/app/ikano-bank-otx/united-kingdom](https://apptail.io/app/ikano-bank-otx/united-kingdom)

## Ikano Bank Description
Our IKEA interest-free loan and IKEA Family credit card give you more flexible ways to pay when you shop at IKEA, or anywhere else.
 
Download the Ikano Bank app to check eligibility, fill in a few details to see how much you can borrow, then it&#039;s just a few more steps to complete the full application. You’ll get a decision in minutes and can spend straightaway with your virtual card.
 
GETTING STARTED
You’ll need:
- to be 18 or older
- to be a permanent UK resident
- a valid photo driving license or passport
- a good credit history
- an email address
- a valid UK mobile number
- a personal bank account in your name, requiring a single signatory
 
SIMPLE APPLICATION
- See how much you could borrow
- Check eligibility without affecting your credit score
- Apply and get a decision in minutes
- Spend straightaway with your virtual card
 
SIMPLE TO MANAGE
- Check your balance and track your spending
- View statements
- Update your contact details
- View your credit agreement and other important documents
 
IMPORTANT INFORMATION
The Ikano Bank app is available to UK customers. Services may be affected by phone signal and functionality. Terms and conditions apply.
 
Your IKEA interest-free loan or IKEA Family credit card will be administered by Ikano Bank.

Ikano Bank AB (publ) UK branch Registered Office: Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ. Registered in England and Wales No. BR016253 VAT Registration No. 265321711. Ikano Bank AB (publ) is incorporated in Sweden with registered office: Älmhult and head office: Hyllie Boulevard 27, 215 32 Malmö, Sweden.  Ikano Bank AB (publ) is a Swedish Public Limited Company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office (bolagsverket) with organisation number: 516406-0922. Ikano Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) (Registered No:11153).  Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority, are available from us on request.

## Ikano Bank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/19/a7/e1/19a7e101-676d-9104-04f8-62861530bd74/AppStore_1_no_alpha.png/1320x2868.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3a/57/33/3a573331-284f-e9fd-8887-9596ce3eb92d/AppStore_2_no_alpha.png/1320x2868.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cf/76/b2/cf76b2d0-cf0f-0be4-3c7c-aa748ca6128c/AppStore_3_no_alpha.png/1320x2868.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/71/6d/ce/716dcef5-86a6-d3d1-a221-5bf31d0451ab/AppStore_4_no_alpha.png/1320x2868.png)

## Ikano Bank Rating Breakdown in United Kingdom
- 5 stars: 8,376 (92%)
- 4 stars: 360 (4%)
- 3 stars: 113 (1%)
- 2 stars: 48 (1%)
- 1 stars: 160 (2%)

## Ikano Bank Reviews in United Kingdom

### ***** "Melinda"
Really helpful, thank you
-- Mesmess, 2025-05-16

### *---- "Login and authentication issues"
Terrible app, unable to finish applying for a loan as it either crashes with an ‘Oops something went wrong’ message or hangs for hours with an ‘Authenticating’ message. I’ve tried different devices with the same result
-- MSurrey, 2025-05-05

### ***-- "App won’t allow login with my desktop login credentials 😳"
I’ve set up my account online and downloaded the app onto my phone, however my online account login details don’t work on the app. 😣
-- Gotster, 2025-04-18

### ***** "Mr"
Alex was so helpful and polite
-- Zakriyak, 2025-04-15

### *---- "Worst App ever"
Several authentication issues
-- Carjunan, 2025-03-29

### *---- "Authentication Issues"
Applied for a loan and had to log-in to see whether or not I was accepted. However, the loan process requires logging in on the app and not the website, but the app constantly cycles between entering your account information, authenticating, and going back to log-in.
I don’t know if I’ve been approved or not. 
Ended up paying IKEA through an entirely different method and unsure if the loan process will cause any credit issues in the future.
Don’t bother with the app as is now.
-- Grogleexport, 2025-03-22

### *---- "App non functional"
Was able to apply with no issues. Was advised a decision would be made withinn 15 mins. A few minutes later I get the email advising me to log back in to see the decision. 

Now stuck in a loop of logging in, entering a one time password and being sent back to the sign on page 

I can’t see the decision and if I try to log in on a web browser it says I must use the app! 

Now completely stuck
-- Heatheeer717, 2025-03-07

### **--- "Flaky"
Difficult to navigate, flaky and took several attempts over different days.
-- mowcam, 2025-02-26

### ***** "Loan for IKEA Kitchen"
Used this app to apply for a 0% loan for an IKEA kitchen. It was very quick and easy to use, all agreed in about 15 minutes. Very satisfied with this service.
-- KitandKas, 2025-02-18

### ***** "Great service"
Good quality and fantastic service.
-- H 19876, 2025-02-08

[View all Ikano Bank reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Ikano Bank Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Shopping | #158 |

## Ikano Bank Discovered Keywords
- ikano
- ikea finance app
- ikea financial services
- ikea finance
- ikea card
- ikea family card
- ikea app
- ikano bank
- ikea kreativ
- ikea ar

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## Ikano Bank Available In
- [United Kingdom](https://apptail.io/app/ikano-bank-otx/united-kingdom)
- [Sweden](https://apptail.io/app/ikano-bank-otx/sweden)

---

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