---
title: "InComm Benefits - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Automated and AI-powered spending accounts - including HSA, FSA, HRA and Commuter.   Simplified user experience with a mobile app that handles all the details for you. Manage multiple accounts togethe"
---

# InComm Benefits — United States

![InComm Benefits App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/86/ac/64/86ac64e9-414c-5088-1b9d-b88a1ba5087b/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [Zenda Financial](https://apptail.io/developer/zenda-financial-Gkwe)
**Category:** Finance
**Rating:** 4.6/5 (36 ratings)
**Price:** Free
**Bundle ID:** com.zenda.appstore
**Store:** Apple App Store
**Country:** United States
**Version:** 2.6.2 (released 2025-12-11)
**Original Release:** 2021-12-02
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1559042840)
**AppTail Page:** [https://apptail.io/app/incomm-benefits-drgb/united-states](https://apptail.io/app/incomm-benefits-drgb/united-states)

## InComm Benefits Description
Automated and AI-powered spending accounts - including HSA, FSA, HRA and Commuter. 

Simplified user experience with a mobile app that handles all the details for you. Manage multiple accounts together on one card and easily track expenses and store receipts.

New technology allows the debit card to find which products are eligible and which are not - right when you swipe the card. From there it easily pulls eligible costs from the HSA and ineligible costs from a backup account like your checking account. You don&#039;t even have to know what was eligible beforehand - no more missed expenses! 
Plus, with Incomm’s AI-driven platform, you can uncover HSA eligible expenses you would have missed! 
Don’t have the funds up front? No problem. Spend first and contribute to your account later. 
The InComm Benefits mobile app features include: 
- Secure access to all your benefit spending account balances and transaction history.
- Receive notifications and view details of all your debit card transactions. 
- Safely link your external bank account for simplified expense reimbursements. 
- Create and manage your claims for out-of-pocket expenses, including uploading supporting documents using your device’s camera or gallery. 
- Manage your debit card, including requesting additional cards for family members. 
- Open and manage an HSA investment account.
- Access to fast and friendly customer support. 

InComm Benefits supports benefit spending accounts through employer sponsored benefits programs. 

InComm Benefits is a financial technology company, not an FDIC-insured bank. Banking services are provided by Coastal Community Bank, Member FDIC. The InComm Visa ® Debit Card is issued by Coastal Community Bank pursuant to a license from Visa U.S.A. Inc. InComm spending accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. 

Investment products are provided by Devenir Group LLC. Investment products are not insured by Coastal Community Bank, the FDIC, or any Federal Government Agency, are not a deposit, and may lose value.

## InComm Benefits Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0d/dd/a2/0ddda25c-6a2e-9123-1b57-bb43c27cd141/584c125f-f74c-4fdb-ae3f-1cb06ddd5f79_App_Frame_1__Holding_phone_with_hompage_of_health_savings_accounts.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/94/23/2d/94232db3-5e45-a089-6b5a-6424bc9f1535/979fb5bd-2ac0-4337-bef7-c8f3bfdc9a1c_App_Frame_2__One_card_for_all_of_your_accounts.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2d/85/2d/2d852da8-b9d1-292a-fe43-0c47cac86725/06a9f111-cce2-4891-973f-450651c367df_App_Frame_3__Track_and_manage_accounts_U002c_investments_U002c_and_savings..jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4e/d8/f2/4ed8f258-5153-fb66-f852-252b3ace41d9/23e6b3a4-651d-4402-b89f-ed5518d7ccc3_App_Frame_4__Automatically_detect_reimbursable_expenses.jpg/1284x2778.png)

## InComm Benefits Rating Breakdown in United States
- 5 stars: 32 (89%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 1 (3%)
- 1 stars: 3 (8%)

## InComm Benefits Reviews in United States

### ***** "Best Benefits App I’ve used"
App is intuitive and easy to use.  Love the unique features!  2 percent cash back.  Single card swipe so I don’t have to separate my items at point of sale, the technology figures it out.  The notifications and the tips!  Amazing!
-- Red_Devil_7, 2025-06-20

### ***** "Easy HSA app"
Simple to use and see how many funds are in the account. Much easier than remembering a website url and logging in
-- aapopiel, 2025-04-17

### ***** "App Use"
App exceeded expectations and the onboarding experience was easy to use for a click through process!
-- VRG007, 2025-03-04

### ***** "Great tool for HSA"
This is so much easier than having to drill through your health carrier site to see, use, manage your HSA funds!
-- leavestormalone, 2025-03-04

### ***** "Simple and easy to use"
Simple and easy to use
-- Sadath Mohammad, 2025-03-04

### ***** "Excellent HSA Program"
I love this card and program. It’s really unique in that it makes the boring HSA card more of a retail experience. I can use it at the doctor or pharmacy like normal, but also when shopping and it automatically moves anything HSA eligible from that account so I don’t have to think about it. And there are a lot of items that are eligible that I wasn’t aware of. Excited to see how this program grows!
-- HeatherMR83, 2024-07-18

### ***** "I like the new InComm Benefits look"
I have always liked this app functionality but thought the look and feel felt a little dated recently.  The new InComm Benefits look and feel is a step up.  I have used a few HSA apps in recent years and this one is my favorite.
-- PLMJN8910, 2024-07-17

### *---- "TERRIBLE app"
Absolutely terrible. Slow and laggy. Button don’t take me to where they should, bad layout - you name it!

Needs a rehaul.
-- Hkfdisiiekdi72:€, 2023-12-06

### ***** "Real money savings"
I’m not an HSA expert, but  I had no idea how much money I was losing to taxes  by not using my HSA the way Zenda shows me.  That’s what shines about this app… it helps find expenses  I didn’t even know about (suntan lotion? Who knew?). I just use the card and it just handles it.  One time I forgot the card at home and paid in cash it was easy to just reimburse it. 

I haven’t checked out investments yet - but again - had no idea you could even invest the money so it grows.   Next on my list to use that.
-- Groceryguy1230, 2022-05-25

[View all InComm Benefits reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## InComm Benefits Discovered Keywords
- zenda

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