---
title: "Indodana - Paylater & Pinjaman - Reviews, Revenue and Downloads in Indonesia | Apple App Store"
description: "Indodana loan service information: • Minimum tenor: 3 months and maximum tenor: 12 months • 3% interest rate for 3, 6, 12 month tenors • Minimum and maximum interest rate per year (APR) 36% • Example:"
---

# Indodana - Paylater & Pinjaman — Indonesia
> Cicilan Tanpa Kartu Kredit

![Indodana App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/bf/78/96/bf789668-848c-9474-424e-7664ddec1076/AppIcon-1x_U007emarketing-0-11-0-0-85-220-0.png/434x0w.png)

**Developer:** [PT Indodana Multi Finance](https://apptail.io/developer/pt-indodana-multi-finance-qlQf) (Indonesia)
**Category:** Finance
**Rating:** 4.6/5 (84,739 ratings)
**Price:** Free
**Bundle ID:** com.indodana.ios.app
**Store:** Apple App Store
**Country:** Indonesia
**Version:** 4.59.0 (released 2026-05-28)
**Original Release:** 2020-01-21
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1485395726)
**AppTail Page:** [https://apptail.io/app/indodana-paylater-pinjaman-wpek/indonesia](https://apptail.io/app/indodana-paylater-pinjaman-wpek/indonesia)

## Indodana Description
Indodana loan service information:
• Minimum tenor: 3 months and maximum tenor: 12 months
• 3% interest rate for 3, 6, 12 month tenors
• Minimum and maximum interest rate per year (APR) 36%
• Example: If you shop for IDR 4,000,000, with 1% provision fee, 3% loan interest, 1% platform fee, and repay it over 12 months, the total loan that must be paid is IDR 5,494,400
• Credit limit up to IDR 50,000,000

Your data and loans are guaranteed safe! Because Indodana is licensed and supervised by the Financial Services Authority (OJK) and incorporated in the Indonesian Joint Funding Fintech Association (AFPI).

Indodana PayLater
Buy now, pay later? It's possible with Indodana PayLater. Buy the goods you want or enjoy other services available with our best merchant partners that collaborated with Indodana Finance, online and offline.
Do top-ups, buy, online game vouchers, airplane tickets, and other electronic goods now and pay next month with a limit of up to IDR 50.000.000.

Enjoy our new feature, Blibli Tiket PayLater by Indodana Finance.

What is Blibli Tiket PayLater by Indodana Finance?
This new feature is a collaboration between Indodana Finance, Blibli, and tiket.com in introducing a unified PayLater that can be used across all platforms.

What are the advantages of using the Indodana Finance application?

EASY REQUIREMENTS: Enjoy our services by just providing enough personal documents (KTP, NPWP, Internet Banking/ BPJS account/ director general of taxes).
LIGHT INSTALLMENTS: Installments with low and affordable interest that can be paid every month.
SAFE: We are using Artificial Intelligence (AI) technology and Big Data which ensures that all submission processes are safe and comfortable. Indodana Finance is licensed and supervised by the Financial Services Authority (OJK).
HONEST FEES: There are no hidden costs in the submission and installment process.

How to Register on the Indodana Finance Application?
1. Download the Indodana Finance App.
2. Register and fill in the PayLater form.
3. Upload and complete the required documents.
4. Wait for the credit analyst approval process.
5. Get PayLater limits that are ready to be used for shopping at selected merchants!

What are the requirements for submitting loans/installments at Indodana Finance?
• The age of the applicant must be over 17 years
• The applicant's age is below 55 years at the time of settlement.
• Have a minimum income of IDR 3,500,000 per month.
• Have a steady job.
• Having a bank account in its own name.
• Have an internet banking/BPJS/tax director general account.

What Documents Must Be Prepared in the Submission Process at Indodana Finance?
• Photo ID card.
• Selfie Photo.
• Internet banking/BPJS/tax director general account.

Contact Us Via:
Telephone: (021) 4059 5888
WhatsApp: 0888 1300 888
Email: cs@indodanafinance.com

Our Address:
Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, North Petojo, Gambir, Central Jakarta 10130

## Indodana Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/4b/60/444b602e-590e-f267-9ba0-779c6d2f9517/1__U00281_U0029.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/ff/64/20ff64a6-a29d-2cb9-0ee6-cc7a593a222d/2__U00281_U0029.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/37/94/96/37949691-c93f-c874-2277-d19c780cb295/3__U00281_U0029.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7e/c5/94/7ec59493-c8a9-ba05-97bd-fc638ef9f7d8/4__U00281_U0029.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/86/35/6b/86356b25-d37c-96e2-3364-3e8a05ab7ce0/5__U00281_U0029.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a8/70/55/a870558d-722f-f9cf-d141-b7699b6ab80d/6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/45/0d/ae/450daed3-0ff0-e404-f924-92499ca45b69/7.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/e1/e2/5ee1e28f-b683-9b27-a0ef-a3bf26dca8c2/8.png/1242x2688.png)

## Indodana Rating Breakdown in Indonesia
- 5 stars: 70,797 (84%)
- 4 stars: 4,364 (5%)
- 3 stars: 1,843 (2%)
- 2 stars: 1,287 (2%)
- 1 stars: 6,448 (8%)

## Indodana Reviews in Indonesia

### ***-- "why"
knp minta update terus
-- darin dianah pertiwi, 2025-01-03

### ***** "Sangat bagus sekali aplikasi iinih yah"
Hhh
-- Mhkdbd, 2025-01-02

### *---- "Saya tidak meminjam di aplikasi ini"
Saya tidak meminjam di aplikasi ini.
Mohon hapus data saya.
Saya tidak bertanggung jawab atas pinjaman dan jika data disalah gunakan saya akan proses hukum
-- ane syahputri cis, 2025-01-01

### ***** "Semoga cair"
Semoga dikasih limit
-- Hendi hidayatullah, 2025-01-01

### *---- "Klg"
Saya gak pernah di acc
Aplikasi jelek mending di tempat lain aja
-- mang surya, 2024-12-31

### ***** "Nice app"
Nice app
-- Chornelius0808, 2024-12-29

### *---- "Pengajuan limit"
gapernah acc bgst
-- bagus prasettio, 2024-12-29

### *---- "APK TOLOL"
gapernah di acc lagi after perbarui apk! pdhl gprnh telat bayar!
-- REVINNNNNNNNNNNNNNNNNN, 2024-12-29

### ****- "membantu"
terima kasih sudah membantu dalam kesusahan
-- canglis, 2024-12-28

### **--- "Aplikasi horor"
Belum jatuu tempo aja udah di teror- teror , apa lagi lewat jatuh tempo tck.
-- Kepo lo333, 2024-12-27

### *---- "Udah di off ga mau di pake"
Mohon admin atau CS klo sudah di ksh tau ga mau di pake jangan spam telp, dan telp nya ga tau diri dan waktu
-- satio12, 2024-12-27

### *---- "Bunga pinjaman hitungan nya per hari"
minjem 4jt balikin ny 8jt🤣
-- wennifanni_, 2024-12-26

### *---- "Not worth it"
Aplikasi sampah. Saya menyesal memakai aplikasi ini. Klo tdk krn pihak mitra yg menawarkan, tdk akan saya pakai.
Saya selalu bayar tepat waktu tdk pernah telat. Tapi selalu ditelfon2 oleh nomor asing dari pihak mereka yg menawarkan ini itu hampir setiap hari. Sangat mengganggu.
-- bellaaputri2, 2024-12-26

### *---- "Verifikasi Wajah Terlalu cepat dan gak berfungsi"
JELEK GABISA VERIF WAJAH PADAHAL NOMER SAMA
-- JUNI JUNIAR, 2024-12-24

### *---- "Kecewa"
Demi apa sehari bisa di spam tlp 50x padahal udah bayar ga lagi make aplikasi ini🙏🏻
-- Ecacacuties, 2024-12-24

### ***** "Sangat puas"
Puas sekali
-- Asdim Azmi, 2024-12-24

### *---- "!!!!"
Aplikasi legal tp kayak ilegal yg suka ngehubungin diluar kontak darurat. Giliran dicomplain gak ada yg bisa jawab
-- Absvegsvs, 2024-12-24

### *---- "Mengecewakan"
Pinjaman di Indodana bikin kecewa padahal bunga juga lumayan tinggi , sya sudah bayar 4x angsuran kurang 2 sudah sya lunasi tp di aplikasi tetep ada tagihan 2x angsuran pdahal sudah sya bayar bukti tf juga ada sya telp cs nya berkali-kali dan email tp ga ada respon . Malah nagih” telp berkali” ngeganggu banget minta tolong segera di tindak
-- Ratna Ayu sr, 2024-12-24

### *---- "Buruk banget pelayanannya g solutif tiba2 akun dinonaktifkan"
G pernah nunggak, g pernah telat bayar tiba2 akun dinonaktifkan. Tanya CS katanya ada pelanggaran dan kebijakan internal, ditanya apa pelanggarannya jawabannya template kyk email sblmnya. Akhirnya saya ikhlas klo akun ditutup cuman g ikhlas klo data penonaktifan yg g jelas ini merembet ke akun platform lain. Ditanya ada sistem yang mengubungkan data saya g, malah dijawab suruh nanya ke platform lainnya lah yg pny masalah akun indo dana kok suruh nanya ke platform lain, aneh. Awas aja ya.
-- Rensje18, 2024-12-24

### ***** "Permohonan"
baik
-- Risky renata, 2024-12-24

[View all Indodana reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Indodana Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Indonesia | Finance | #17 |
| Top Free | Indonesia | Overall | #90 |

## Indodana Discovered Keywords
- uk
- indodana
- paylater
- pinjaman
- pinjam uang online
- easycash
- kp
- pay later
- easy
- kpm

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