--- title: "INTELLIGENT // INVESTING - Reviews, Revenue and Downloads in Canada | Apple App Store" description: "Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. I" --- # INTELLIGENT // INVESTING — Canada > A capital allocation system ![INTELLIGENT // INVESTING App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/76/58/2c/76582c4d-2915-7e35-e795-a5597e38e6cb/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png) **Developer:** [IntelligentInvesting Financial Technologies](https://apptail.io/developer/intelligentinvesting-financial-technologies-odqd) **Category:** Finance **Rating:** 4.4/5 (17,160 ratings) **Price:** Free **Bundle ID:** com.ferst.mylo **Store:** Apple App Store **Country:** Canada **Version:** 6.0.0 (released 2026-06-05) **Original Release:** 2017-07-05 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1126581266) **AppTail Page:** [https://apptail.io/app/intelligent-investing-GCj/canada](https://apptail.io/app/intelligent-investing-GCj/canada) ## INTELLIGENT // INVESTING Description Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. Alpha is not a product. It is rare. And it is earned. Almost no one beats the market. Not because they can’t. Because the system they operate within is not designed for it. Intelligent Investing is built on a different premise: Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. The edge is behavioural. Most under-performance is not analytical. It is emotional. Active investing is not assumed. It is developed. Through research, discipline, and time. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * INTELLIGENT INVESTING is powered by IntelligentInvesting Financial Technologies Inc. Managed investment accounts are opened with IntelligentInvesting Wealth Management Inc. (IIWMI), a registered portfolio manager whose principal regulator is the Autorité des Marchés Financiers (AMF). Registered accounts managed by IIWMI are held by CI Investment Services Inc., an independent custodian, a member of CIRO and CIPF. Accounts held by CI Investment Services Inc. are eligible for CIPF protection, in accordance with CIPF coverage policies. Self-directed investment accounts are opened with IntelligentInvesting Securities Inc. (IISI), an investment dealer offering order execution only account services, a member of CIRO and CIPF. Accounts with IISI are eligible for CIPF protection, in accordance with CIPF coverage policies. A brochure describing the scope and nature of coverage, as well as the limitations and exclusions of coverage, is available upon request or at www.cipf.ca. IISI and IIWMI are registered in each province and territory in which it conducts business and is subject to regulation by the applicable provincial or territorial securities regulatory authorities. IntelligentInvesting Financial Technologies Inc., IntelligentInvesting Securities Inc. and IntelligentInvesting Wealth Management Inc. are wholly owned subsidiaries of Orion Digital Corp. Orion Digital Corp. is not an investment adviser or dealer and does not provide investment advice or deal in securities. The content contained herein is for informational purposes only and does not constitute investment, tax, or financial advice. Certain statements may include opinions, assumptions, or forward-looking information that are subject to change and may not reflect actual outcomes. Please refer to our full disclosure at intelligentinvesting.ai/disclosures for additional details. © 2026 INTELLIGENT INVESTING and the INTELLIGENT INVESTING designs are trademarks of IntelligentInvesting Financial Technologies Inc. ## INTELLIGENT // INVESTING Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/50/9f/37/509f377e-384d-0859-aed6-8f9f7d82df4f/NO._001__The_Hook__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d1/10/36/d1103624-e802-2b44-4848-91ac53c5dbd1/NO._002__The_Data__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/97/05/82/97058236-e036-2be5-3e34-43ba35b7bcba/NO._003__The_Core__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/c9/4a/a7c94a8e-c61f-207d-9df8-613c9ab3ce38/NO._004__The_Edge__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/48/4f/0e/484f0e0c-2ec6-0340-c312-e1984802d07a/NO._005__The_Constraint__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/be/41/4f/be414f8e-970d-07f7-1a6d-dc97c0c4a94d/NO._006__The_Discipline__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9c/91/c0/9c91c0e1-542c-e9a3-47ad-ee6628aa61c2/NO._007__The_System__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cf/85/66/cf856634-9448-e2f0-a621-8478250ce1cf/NO._008__The_Truth__U0028EN_U0029_-_Display_6.5.jpg/1242x2688.png) ## INTELLIGENT // INVESTING Rating Breakdown in Canada - 5 stars: 12,671 (74%) - 4 stars: 2,157 (13%) - 3 stars: 693 (4%) - 2 stars: 293 (2%) - 1 stars: 1,346 (8%) ## INTELLIGENT // INVESTING Reviews in Canada ### ****- "Jules" I love Moka! It really helps me save, HOWEVER, I don’t like that they TAKE money from you if you miss a transfer. The whole point is to help you save. Sometimes I don’t have any money so $45 is a lot for an NSF -- Judagirl3, 2025-01-03 ### **--- "That’s it?" This app ends before it starts. I was expecting more than just an automatic contribution. The top 100 contributors of money list is great for… not me. -- Ayman Shams, 2024-12-20 ### ***** "Saving made easy!" I enjoy being able to save money without worrying about it! I’m convinced once you get started you’ll benefit greatly from knowing u have saved! Thank you -- Wayne Romany, 2024-11-16 ### *---- "Awful greedy app" These people have been stealing my money for years. I signed up for a free plan a while ago and they slowly increase their fees without telling you. After realizing I’ve lost almost 400$ they offered an 8$ return After closing my account they sent the funds to another account and now I they haven’t helped me to recover my 1600$ they have been ghosting me and ignoring my messages This is by far the worse experience I’ve ever had, DO NOT TRUST YOUR MONEY TO THESE GREEDY APP I would give 0 starts if it was possible -- Philxcr, 2024-11-04 ### ***** "MUST READ" Don’t think about it just, just start it. The sooner you start the better -- SWINGSTAGE, 2024-10-17 ### ***** "Highly recommend" Ive had this app for 3+ years and it makes saving towards your goals so easy whether short or long term -- Imboredabcdefghvxcg, 2024-10-11 ### ***** "Great tool" Love this app, I found it very easy to use and if I had any problems the MOKA team was quick to respond! Awesome way to save some cash, especially with the round up feature. -- kknoeck, 2024-10-10 ### ***** "Secure and Saving Me Money" I signed up for a reoccuring savings plan with Moka a couple years ago, mostly just to try it out. The app is regularly updated and is nice to use. It's hard to back out of the contributions (but you can skip one easily with the app) which is awesome accountability if you are one to change your mind about your goals on a Friday night! :) -- R. Haukka, 2024-10-10 ### *---- "APP IS A SCAM GOOD REVIEWS ARE BOTS/SCAM DONT DOWNLOAD THIS APP!" This app charges you fees even before activating your account. They have literally 0 customer service. They never answered my many emails. Only way to contact them is by email and they take 2 weeks to answer. All the good reviews here or online are bots 100% since this app has nothing good. This is a scam. Do not download or use this fraud! They took me over 400$ and wont refund me even if my account wasnt activated and i wasnt even investing a single penny. They took service charge fees what a scam. So dissapointed. Would rate 0 stars if i could -- Bigjoetony, 2024-10-09 ### ***** "Amazing!" TL;DR: Amazing app. Helps people who have no idea about investing in getting real returns on contributions. I was missing on so much before i started using Moka. It has been a life changer, no huge deposits required and weekly transfers that actually gets invested and you can see what’s going on. Cherry on top, amazing customer service! -- Irus_, 2024-09-19 [View all INTELLIGENT // INVESTING reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## INTELLIGENT // INVESTING Discovered Keywords - moka - mocha - mylo - moca - fundrise - the roundup - myspar - roundup - round up - mosa ## Apps Similar to INTELLIGENT // INVESTING - [Shakepay: Buy Bitcoin Canada](https://apptail.io/app/shakepay-buy-bitcoin-canada-dhm/canada) - [Wealthsimple](https://apptail.io/app/wealthsimple-Khp/canada) - [Mogo: Intelligent investing](https://apptail.io/app/mogo-intelligent-investing-qiG/canada) - [Capital One Canada](https://apptail.io/app/capital-one-canada-ZuK/canada) - [Borrowell: Credit Score Canada](https://apptail.io/app/borrowell-credit-score-canada-avK/canada) - [EQ Bank Mobile Banking](https://apptail.io/app/eq-bank-mobile-banking-bvK/canada) - [KOHO: Award-winning Money App](https://apptail.io/app/koho-award-winning-money-app-hwK/canada) - [iCash.ca](https://apptail.io/app/icashca-lwK/canada) - [Blossom: Social Investing](https://apptail.io/app/blossom-social-investing-BVO/canada) - [Mydoh - Youth Money App & Card](https://apptail.io/app/mydoh-youth-money-app-card-xLzj/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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