---
title: "Jenius - Reviews, Revenue and Downloads in Indonesia | Apple App Store"
description: "The simple way to manage your life/finance with an app and Visa debit and credit cards.  More than 4,000,000 users have started to build a better financial life with Jenius.    Now you can access all "
---

# Jenius — Indonesia

![Jenius App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/98/f6/f6/98f6f6fa-c5f3-7c51-3b24-f8b8be019ca9/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [PT. Bank SMBC Indonesia](https://apptail.io/developer/pt-bank-smbc-indonesia-Myqc) (Indonesia)
**Category:** Finance
**Rating:** 4.1/5 (26,658 ratings)
**Price:** Free
**Bundle ID:** com.btpn.jenius.dc
**Store:** Apple App Store
**Country:** Indonesia
**Version:** 4.87.1 (released 2026-09-29)
**Original Release:** 2016-09-04
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1079340119)
**AppTail Page:** [https://apptail.io/app/jenius-Kzi/indonesia](https://apptail.io/app/jenius-Kzi/indonesia)

## Jenius Description
The simple way to manage your life/finance with an app and Visa debit and credit cards. 
More than 4,000,000 users have started to build a better financial life with Jenius.  

Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications. 

Ready to start simplifying your life finance? 
Download Jenius, register and activate your account in no time. 

With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.  

Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time. 
Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards. 

If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions. 
For transactions, you can use: 
- Jenius Pay: Pay for your online shopping with just your $Cashtag 
- QRIS: Scan with Jenius for quick and easy payment option 
- Transfer Money: Transfer to various accounts 
- Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others 

Want to save up? Find your own suitable savings options: 
- Dream Saver: 5 savings to help you make dreams come true 
- Flexi Saver: 3 flexible savings to allocate money 
- Maxi Saver: Open as many deposits as you want from your smartphone 
- Cash Cow: Special savings for cashbacks and your daily transactions 
- Flexi Rasa Maxi deals: Locked savings for upfront cashback  

Other features that you can use: 
- Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay 
- Pay Me: Send money requests 
- Split Bill: Easily split the bill 
- Flexi Cash: Cash out your flexible fund for various needs 
- Investment: Grow your wealth through mutual fund and bonds 
- Moneytory: Get insight for your financial report 

Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius. 

Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS). 
Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius. 

#ThinkUnthinkable

Head Office 
PT Bank SMBC Indonesia  
Menara SMBC – CBD Mega Kuningan 
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6 
Jakarta 12950 
Website: 

## Jenius Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/38/33/6d383306-40ed-3687-f7dc-72fdfbe1499b/ASO_iPhone-Rewards_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/60/41/e06041d4-da01-d68b-1827-7752e573ebc7/ASO_iPhone-Pay_U0026Save_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/57/79/c05779dd-0c57-6ba6-8618-4497f50cc16b/ASO_iPhone-CC_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/f2/f4/18f2f445-9371-9fef-bbc9-e6889bceefec/ASO_iPhone-FCY_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/05/d3/9c/05d39c54-c15f-9695-490a-0b878df1785b/ASO_iPhone-Debit_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/71/23/8e7123fe-0c45-8635-e0a7-d44a1014b8c6/ASO_iPhone-Savings_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d7/4e/0c/d74e0cf6-55b5-c12c-793b-75eca25b06a5/ASO_iPhone-Billers_1242x2688_EN.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/13/33/ec/1333ecab-7411-6075-d9e8-807aabab4965/ASO_iPhone-Investment_1242x2688_EN.jpg/1242x2688.png)

## Jenius Rating Breakdown in Indonesia
- 5 stars: 19,484 (73%)
- 4 stars: 924 (3%)
- 3 stars: 836 (3%)
- 2 stars: 867 (3%)
- 1 stars: 4,547 (17%)

## Jenius Reviews in Indonesia

### *---- "Hapus akun"
Tolong dong kalo emang data saya gak di acc, saya mengajukan penghapusan akun tidak bisa seolah olah data saya di tahan. Tolong perbaiki
-- spotify nob, 2025-01-08

### *---- "Tidak worth it"
Pelayanan Tidak ramah
-- Don YONG, 2025-01-06

### *---- "Jangan deh"
Mau tutup rekening aja ribet.
-- Gengtaros, 2025-01-03

### *---- "Nope"
It was all great and fine sampai hari ini saya melakukan payment kartu kredit langsung transfer dari rekening lain dan kena charge 50rb. Definisi apa2 diduitin… on another note, your app is okay lah.
-- ndrealexandra, 2025-01-01

### ***-- "Withdraw foreign cash"
Seems like withdraw sgd at singapore now is no longer available
-- fakhri gust, 2024-12-28

### *---- "Proses yang sangat rumit"
Pengajuan penutupan kartu kredit karena ada annual fee dipersulit harus proses penghapusan annual fee terlebih dahulu, 

Bukankah annual fee dikenakan apabila sy mau tetap menggunakan kartu kredit tersebut? Atas dasar apa kalian mau membebankan annual fee pada nasabah yang meminta tutup kartu tersebut?

Telfon call center juga dilempar2 picnya, live chat juga tidak mengerti pertanyaan user, malah dipaksa transaksi dan diubah cicilan, kalau ada cicilan mana bisa ditutup? 

Mohon dibenahi sop dan sdmnya agar tidak merepotkan nasabah
-- Stechu, 2024-12-27

### *---- "APP GAJELAS"
GA BISA BUAT REGISTRASI, NOTIF EMAIL GA MASUK
-- ROMLI PUNK ROCK, 2024-12-26

### *---- "Kenapa ngecek VPN ?"
Bruh vpn yang gw pake ga ada sambung keluar, alias split tunneling buat akses lokal ! Kalo ga bisa ganggu kegiatan transaksi ga usah dibuat fiturnya ! Ah gitu aja kok mesti dikasih tau
-- SilkATar, 2024-12-24

### *---- "Bank Sampah"
Gimana ceritanya bayar cc jenius pake bank lain kena tavihan 50rb di tagihan bulan setelahnya, bank lain aja ga ada yg gith
-- Nonnaa123, 2024-12-23

### *---- "BANK SAMPAH"
Biaya nya tiba2 terpotong 120.000 rupiah. Padahal baru pertama kali download dan daftar.jangan coba2 download bank sampah ini. Gak jelas banget kepotong nya apa an padahal nasabah baru. Makan tu uang buat cuci darah
-- robin0993, 2024-12-22

[View all Jenius reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Jenius Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Indonesia | Finance | #82 |

## Jenius Discovered Keywords
- jenius

## Apps Similar to Jenius
- [Bank Jago/Jago Syariah](https://apptail.io/app/bank-jagojago-syariah-Zhx/indonesia)
- [AsetKu - Digital Lending](https://apptail.io/app/asetku-digital-lending-QFL/indonesia)
- [Pinjam Modal](https://apptail.io/app/pinjam-modal-rGL/indonesia)
- [Indodana - Paylater & Pinjaman](https://apptail.io/app/indodana-paylater-pinjaman-wpek/indonesia)
- [Adapundi-Pinjaman Dana Cepat](https://apptail.io/app/adapundi-pinjaman-dana-cepat-Cpek/indonesia)
- [Klik Kami-Pinjaman Daring](https://apptail.io/app/klik-kami-pinjaman-daring-Wpek/indonesia)
- [Finplus-Pinjaman Daring Duit](https://apptail.io/app/finplus-pinjaman-daring-duit-cqek/indonesia)
- [UangMe-Pinjaman Tunai Online](https://apptail.io/app/uangme-pinjaman-tunai-online-eqek/indonesia)
- [IVOJI](https://apptail.io/app/ivoji-qqek/indonesia)
- [LINE Bank](https://apptail.io/app/line-bank-Sqek/indonesia)

## Jenius Available In
- [Indonesia](https://apptail.io/app/jenius-Kzi/indonesia)
- [United States](https://apptail.io/app/jenius-Kzi/united-states)
- [Australia](https://apptail.io/app/jenius-Kzi/australia)
- [Japan](https://apptail.io/app/jenius-Kzi/japan)
- [Singapore](https://apptail.io/app/jenius-Kzi/singapore)
- [Malaysia](https://apptail.io/app/jenius-Kzi/malaysia)
- [United Kingdom](https://apptail.io/app/jenius-Kzi/united-kingdom)
- [Taiwan](https://apptail.io/app/jenius-Kzi/taiwan)
- [Germany](https://apptail.io/app/jenius-Kzi/germany)
- [Saudi Arabia](https://apptail.io/app/jenius-Kzi/saudi-arabia)
- [Netherlands](https://apptail.io/app/jenius-Kzi/netherlands)
- [France](https://apptail.io/app/jenius-Kzi/france)
- [Canada](https://apptail.io/app/jenius-Kzi/canada)
- [Türkiye](https://apptail.io/app/jenius-Kzi/turkey)
- [South Korea](https://apptail.io/app/jenius-Kzi/south-korea)
- [Philippines](https://apptail.io/app/jenius-Kzi/philippines)
- [United Arab Emirates](https://apptail.io/app/jenius-Kzi/united-arab-emirates)
- [Thailand](https://apptail.io/app/jenius-Kzi/thailand)
- [Sweden](https://apptail.io/app/jenius-Kzi/sweden)
- [Hungary](https://apptail.io/app/jenius-Kzi/hungary)
- [Russia](https://apptail.io/app/jenius-Kzi/russia)
- [China](https://apptail.io/app/jenius-Kzi/china)
- [South Africa](https://apptail.io/app/jenius-Kzi/south-africa)
- [Spain](https://apptail.io/app/jenius-Kzi/spain)
- [Ghana](https://apptail.io/app/jenius-Kzi/ghana)
- [Hong Kong SAR China](https://apptail.io/app/jenius-Kzi/hong-kong)
- [Ireland](https://apptail.io/app/jenius-Kzi/ireland)
- [India](https://apptail.io/app/jenius-Kzi/india)
- [Jordan](https://apptail.io/app/jenius-Kzi/jordan)
- [Kuwait](https://apptail.io/app/jenius-Kzi/kuwait)
- [Mexico](https://apptail.io/app/jenius-Kzi/mexico)
- [New Zealand](https://apptail.io/app/jenius-Kzi/new-zealand)
- [Azerbaijan](https://apptail.io/app/jenius-Kzi/azerbaijan)
- [Honduras](https://apptail.io/app/jenius-Kzi/honduras)
- [Croatia](https://apptail.io/app/jenius-Kzi/croatia)
- [Czechia](https://apptail.io/app/jenius-Kzi/czechia)
- [Cyprus](https://apptail.io/app/jenius-Kzi/cyprus)
- [Austria](https://apptail.io/app/jenius-Kzi/austria)
- [Israel](https://apptail.io/app/jenius-Kzi/israel)
- [Ukraine](https://apptail.io/app/jenius-Kzi/ukraine)
- [Iceland](https://apptail.io/app/jenius-Kzi/iceland)
- [Italy](https://apptail.io/app/jenius-Kzi/italy)
- [Jamaica](https://apptail.io/app/jenius-Kzi/jamaica)
- [Argentina](https://apptail.io/app/jenius-Kzi/argentina)
- [Colombia](https://apptail.io/app/jenius-Kzi/colombia)
- [Kenya](https://apptail.io/app/jenius-Kzi/kenya)
- [Chile](https://apptail.io/app/jenius-Kzi/chile)
- [Uzbekistan](https://apptail.io/app/jenius-Kzi/uzbekistan)
- [Cayman Islands](https://apptail.io/app/jenius-Kzi/cayman-islands)
- [Kazakhstan](https://apptail.io/app/jenius-Kzi/kazakhstan)
- [Lebanon](https://apptail.io/app/jenius-Kzi/lebanon)
- [Sri Lanka](https://apptail.io/app/jenius-Kzi/sri-lanka)
- [Lithuania](https://apptail.io/app/jenius-Kzi/lithuania)
- [Luxembourg](https://apptail.io/app/jenius-Kzi/luxembourg)
- [Latvia](https://apptail.io/app/jenius-Kzi/latvia)
- [North Macedonia](https://apptail.io/app/jenius-Kzi/north-macedonia)
- [Mali](https://apptail.io/app/jenius-Kzi/mali)
- [Malta](https://apptail.io/app/jenius-Kzi/malta)
- [Vietnam](https://apptail.io/app/jenius-Kzi/vietnam)
- [Switzerland](https://apptail.io/app/jenius-Kzi/switzerland)
- [Namibia](https://apptail.io/app/jenius-Kzi/namibia)
- [Nigeria](https://apptail.io/app/jenius-Kzi/nigeria)
- [Belarus](https://apptail.io/app/jenius-Kzi/belarus)
- [Nepal](https://apptail.io/app/jenius-Kzi/nepal)
- [Armenia](https://apptail.io/app/jenius-Kzi/armenia)
- [Peru](https://apptail.io/app/jenius-Kzi/peru)
- [Brunei](https://apptail.io/app/jenius-Kzi/brunei)
- [Pakistan](https://apptail.io/app/jenius-Kzi/pakistan)
- [Qatar](https://apptail.io/app/jenius-Kzi/qatar)
- [Romania](https://apptail.io/app/jenius-Kzi/romania)
- [Bermuda](https://apptail.io/app/jenius-Kzi/bermuda)
- [Bahrain](https://apptail.io/app/jenius-Kzi/bahrain)
- [Bulgaria](https://apptail.io/app/jenius-Kzi/bulgaria)
- [Belgium](https://apptail.io/app/jenius-Kzi/belgium)
- [Slovakia](https://apptail.io/app/jenius-Kzi/slovakia)
- [Estonia](https://apptail.io/app/jenius-Kzi/estonia)
- [Egypt](https://apptail.io/app/jenius-Kzi/egypt)
- [Senegal](https://apptail.io/app/jenius-Kzi/senegal)
- [Finland](https://apptail.io/app/jenius-Kzi/finland)
- [Ecuador](https://apptail.io/app/jenius-Kzi/ecuador)
- [Denmark](https://apptail.io/app/jenius-Kzi/denmark)
- [Grenada](https://apptail.io/app/jenius-Kzi/grenada)
- [Barbados](https://apptail.io/app/jenius-Kzi/barbados)
- [Greece](https://apptail.io/app/jenius-Kzi/greece)

---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*