---
title: "JioFinance - Reviews, Revenue and Downloads in India | Apple App Store"
description: "JioFinance is an all-in-one app to manage your money smartly. From secure UPI and bill payments to mutual fund investing and digital gold to loans, insurance, and savings accounts, JioFinance handles "
---

# JioFinance — India
> For your life!

![JioFinance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/a5/40/50/a5405015-a203-1d27-d9e2-498ab961162b/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [Jio Leasing Services](https://apptail.io/developer/jio-leasing-services-PhBpU) (India)
**Category:** Finance
**Rating:** 4.7/5 (7,780 ratings)
**Price:** Free
**Bundle ID:** in.jfs.jiofinance
**Store:** Apple App Store
**Country:** India
**Version:** 6.0.02 (released 2026-10-14)
**Original Release:** 2024-05-30
**Languages:** English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Panjabi, Tamil, Telugu

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6469583963)
**AppTail Page:** [https://apptail.io/app/jiofinance-UTgq/india](https://apptail.io/app/jiofinance-UTgq/india)

## JioFinance Description
JioFinance is an all-in-one app to manage your money smartly. From secure UPI and bill payments to mutual fund investing and digital gold to loans, insurance, and savings accounts, JioFinance handles all your financial needs with one trusted app.
 Pay anyone:
	•	Fast UPI payments for shopping, food, travel and more
	•	Link your RuPay credit card with UPI for instant merchant payments
	•	Make cross-border UPI International payments with ease

Pay all bills:
	•	Manage all bills with recurring reminders. Pay credit card, utility, gas, and power bills instantly. Recharge mobile, DTH, broadband, and FASTag in one place.

Bank on the go:
	•	Open a zero-balance digital savings account, offered by Jio Payments Bank Limited
	•	Transfer funds securely via NEFT or IMPS
	•	Get a physical debit card for ATM withdrawals and POS shopping

Combine savings and investments:
	•	Upgrade to Savings Pro: The industry’s first auto-investing account.

Invest in fixed deposits starting at 4%* p.a.:
	•	Get higher FD interest rates from across small finance banks and NBFCs
	•	Enjoy instant FD booking with fast and secure KYC
* Interest rates are subject to change.

Invest with JioBlackRock:
	•	Invest in mutual funds with global expertise and local insights, offered by JioBlackRock
	•	Start SIPs or one-time investments starting at just ₹500
	•	Zero-commission direct mutual funds designed to keep costs low
	•	Track fund performance and returns directly on the app 
Apply for loans:
	•	Apply for home loans, balance transfers and loans against property
	•	Get quick loans against shares and mutual funds through a mostly digital process
	•	Example: For ₹1 lakh borrowed at 9.9% flat interest, payable after one year = ₹1,11,400 (incl. all charges)

Personal Loans (offered by IDFC FIRST Bank, Fibe (EarlySalary), Bajaj Finance and other partners)
• Loan amount: ₹50,000 to ₹25,00,000
• Tenure: 6 to 60 months
• Interest rate: 10.99% to 35% p.a.
• Processing fee: 0% to 6%
• APR: Up to 30.39%

Example: ₹1,00,000 at 24.49% p.a. for 12 months with a 2.5% processing fee + GST: EMI ₹9,479.69; Total payable ₹1,13,756.27.

Note: Loan terms, interest rates, and processing fees vary by lender and applicant profile. JioFinance only facilitates loans offered by registered banks and NBFCs and does not lend directly. Loan availability may be limited to eligible users.
* JioFinance only provides a platform to facilitate money lending by registered banks or NBFCs. We’re not directly engaged in it. Currently available for limited users.
Buy Jio Gold:
	•	Buy or sell 24K digital gold anytime (minimum ₹10 investment)
	•	Secure storage in insured vaults (Brinks)
	•	Start a digital gold SIP with daily, weekly or monthly autopay
	•	Redeem for cash or physical gold anytime
	•	Invest in pure gold without worrying about storage or safety

Plan and file taxes:
	•	Plan your taxes with JioFinance and compare between old and new regimes
	•	File your taxes by going the DIY route or using expert assistance
	•	Tax filing starts at just ₹24, CA assisted filing starting at ₹ 999.

Buy insurance plans:
	•	Compare and buy health, car, and bike insurance in minutes
	•	Buy term life insurance policies and investment plans 
	•	Choose from leading insurers in India with transparent pricing and tailored plans
	•	Insurance offered by Jio Insurance Broking Limited

Track and manage money:
	•	Link all your bank accounts and mutual funds in one place
	•	Analyse income, expenses and savings with the My Money dashboard
	•	Get smart insights on your income and spends to see how and where you can save

Why choose JioFinance?
	•	Partnered with some of the biggest names in finance
	•	Secure with biometric login, encryption, and mPIN
	•	Transparent charges and no hidden fees

JioFinance is owned and managed by Jio Finance Platform and Service Limited, an entity under the larger Jio Financial Services ecosystem.

## JioFinance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bd/42/c9/bd42c99d-4507-9242-377e-741b5aec772a/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3b/72/cf/3b72cf6e-2a15-d4bb-5eae-3c5e690210c6/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/84/c0/7984c031-d3de-01f5-8e66-99d3170bb7d0/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8b/eb/12/8beb125a-70ec-5e0f-c357-b7396e5a30ae/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/06/da/87/06da8726-d83c-e961-fcbd-ce5464ecf1ef/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6e/fc/0f/6efc0f73-a262-ab98-54af-5d24dcb4d68d/6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c7/e8/16/c7e81628-0c39-6ca8-ddc2-22f1b3fd747e/7.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ff/e7/9a/ffe79aca-c4e5-0929-ec4b-07e9787df455/8.png/1242x2688.png)

## JioFinance Rating Breakdown in India
- 5 stars: 6,629 (85%)
- 4 stars: 614 (8%)
- 3 stars: 111 (1%)
- 2 stars: 57 (1%)
- 1 stars: 369 (5%)

## JioFinance Reviews in India

### ***** "Airtel recharge"
Excellent
-- Chetspatel, 2025-01-04

### ***** "Great experience"
This app is so comfortable to use, better than other UPI app in market
-- kdtalaviya, 2025-01-03

### ***-- "“Frustrating Login Issues Ruining the Experience”"
The Jio Finance app used to work seamlessly, but recently it has become incredibly frustrating to use. Every time I try to open the app, it asks me to log in again, which wasn’t the case until a couple of weeks ago. This constant re-login issue has made the experience inconvenient and unacceptable, especially for a finance app where quick access is crucial.
The sudden change in behavior is disappointing, and it negatively impacts user experience. Please address this issue and restore the app’s functionality to how it used to be. Until then, this is causing unnecessary hassle for loyal users.
-- The Hilal, 2025-01-03

### ***** "Great interface"
Very easy and fast transactions ! I would suggest a quick access widget also, which would make it easier to access
-- Druvi, 2025-01-03

### ***** "Awesome"
Working good
-- Ravi Negalur, 2025-01-02

### ***** "How to change communication address PIN code"
How to change communication address PIN code
-- Rahul550.kumar, 2025-01-02

### ***** "Easy to use"
Easy and simple to use
-- ros14548, 2025-01-01

### ***** "Smooth and User-Friendly Experience"
“This app makes banking so much easier! The interface is clean, intuitive, and everything I need is just a few taps away. Fund transfers, bill payments, and checking my balance are quick and hassle-free. Highly recommend for anyone looking for convenience in their banking!”
-- ImranSyed9, 2024-12-31

### ***** "Great experience"
Jio doing great Job thank you jio
-- Survivor Sajid, 2024-12-31

### ***** "Good App"
Mobile recharge was never this simple
-- souripavan, 2024-12-31

[View all JioFinance reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## JioFinance Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #91 |




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