---
title: "JOI - Reviews, Revenue and Downloads in United Arab Emirates | Apple App Store"
description: "“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is avail"
---

# JOI — United Arab Emirates

![JOI App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/06/c0/65/06c065a1-5fc3-8342-57b0-91955c8cc2e5/AppIcon-0-0-1x_U007emarketing-0-10-0-85-220.png/434x0w.png)

**Developer:** [Technology distributions](https://apptail.io/developer/technology-distributions-OWqf)
**Category:** Shopping
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** com.justownit.app
**Store:** Apple App Store
**Country:** United Arab Emirates
**Version:** 2.2.4 (released 2024-09-02)
**Original Release:** 2023-09-30
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ae/app/app/id6459510124)
**AppTail Page:** [https://apptail.io/app/joi-yOwo/united-arab-emirates](https://apptail.io/app/joi-yOwo/united-arab-emirates)

## JOI Description
“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform.
The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways.

The Application helps customers enjoy the following:
- Access to devices and appliances through a robust loan Asset acquisition process.
- Attractive rates for Assets of choice and options for delivery.
- Flexible Repayment Plan

These assets are in the category of:
· Mobile
· Consumer Electronics
· Computing
· Software
· Power
· Prints and more.

To enjoy the App simply do the following below:
1. Download the App
2. Click on Signup
3. Login
4. View devices and make a request
5. Select bank of choice
6. Select delivery type
7. Submit a request
8. Receives an OTP for validation
9. Bank does KYC
10. Notification of Asset loan approval
11. Disbursement

## JOI Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/99/68/5d/99685d13-07a4-e592-8a9e-54b5af7a7ca9/f5f34808-0386-4e68-a4d5-157cc0e79a90_Simulator_Screen_Shot_-_Iphone_Xs_Max_-_2023-09-19_at_07.24.53.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/05/bb/f2/05bbf2f0-68f0-15e7-19d5-89528e586b03/b03ad79a-e1ca-458d-9cf7-0fc2846c2eb9_Simulator_Screen_Shot_-_Iphone_Xs_Max_-_2023-09-19_at_07.26.48.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/e6/98/24/e698243f-c51d-7680-b586-e15b571a95b2/6b13016e-5316-4d6f-a0fc-c784a1b25f67_Simulator_Screen_Shot_-_Iphone_Xs_Max_-_2023-09-19_at_07.26.55.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/7d/0d/7c/7d0d7c2e-7464-1adc-8f1e-08b7d2c7a106/506f8246-db79-4d6a-a781-32bf29c2410b_Simulator_Screen_Shot_-_Iphone_Xs_Max_-_2023-09-19_at_07.27.09.png/1242x2688.png)







## JOI Available In
- [United Arab Emirates](https://apptail.io/app/joi-yOwo/united-arab-emirates)
- [Angola](https://apptail.io/app/joi-yOwo/angola)
- [Argentina](https://apptail.io/app/joi-yOwo/argentina)
- [Australia](https://apptail.io/app/joi-yOwo/australia)
- [Azerbaijan](https://apptail.io/app/joi-yOwo/azerbaijan)
- [Bulgaria](https://apptail.io/app/joi-yOwo/bulgaria)
- [Belize](https://apptail.io/app/joi-yOwo/belize)
- [Canada](https://apptail.io/app/joi-yOwo/canada)
- [Switzerland](https://apptail.io/app/joi-yOwo/switzerland)
- [Chile](https://apptail.io/app/joi-yOwo/chile)
- [China](https://apptail.io/app/joi-yOwo/china)
- [Colombia](https://apptail.io/app/joi-yOwo/colombia)
- [Cyprus](https://apptail.io/app/joi-yOwo/cyprus)
- [Czechia](https://apptail.io/app/joi-yOwo/czechia)
- [Germany](https://apptail.io/app/joi-yOwo/germany)
- [Denmark](https://apptail.io/app/joi-yOwo/denmark)
- [Ecuador](https://apptail.io/app/joi-yOwo/ecuador)
- [Egypt](https://apptail.io/app/joi-yOwo/egypt)
- [Spain](https://apptail.io/app/joi-yOwo/spain)
- [Finland](https://apptail.io/app/joi-yOwo/finland)
- [France](https://apptail.io/app/joi-yOwo/france)
- [United Kingdom](https://apptail.io/app/joi-yOwo/united-kingdom)
- [Greece](https://apptail.io/app/joi-yOwo/greece)
- [Honduras](https://apptail.io/app/joi-yOwo/honduras)
- [Hungary](https://apptail.io/app/joi-yOwo/hungary)
- [Israel](https://apptail.io/app/joi-yOwo/israel)
- [India](https://apptail.io/app/joi-yOwo/india)
- [Iceland](https://apptail.io/app/joi-yOwo/iceland)
- [Italy](https://apptail.io/app/joi-yOwo/italy)
- [South Korea](https://apptail.io/app/joi-yOwo/south-korea)
- [Kazakhstan](https://apptail.io/app/joi-yOwo/kazakhstan)
- [Lithuania](https://apptail.io/app/joi-yOwo/lithuania)
- [Malta](https://apptail.io/app/joi-yOwo/malta)
- [Mexico](https://apptail.io/app/joi-yOwo/mexico)
- [Nigeria](https://apptail.io/app/joi-yOwo/nigeria)
- [Nepal](https://apptail.io/app/joi-yOwo/nepal)
- [New Zealand](https://apptail.io/app/joi-yOwo/new-zealand)
- [Panama](https://apptail.io/app/joi-yOwo/panama)
- [Philippines](https://apptail.io/app/joi-yOwo/philippines)
- [Qatar](https://apptail.io/app/joi-yOwo/qatar)
- [Romania](https://apptail.io/app/joi-yOwo/romania)
- [Russia](https://apptail.io/app/joi-yOwo/russia)
- [Saudi Arabia](https://apptail.io/app/joi-yOwo/saudi-arabia)
- [Singapore](https://apptail.io/app/joi-yOwo/singapore)
- [Slovenia](https://apptail.io/app/joi-yOwo/slovenia)
- [Tunisia](https://apptail.io/app/joi-yOwo/tunisia)
- [Uganda](https://apptail.io/app/joi-yOwo/uganda)
- [United States](https://apptail.io/app/joi-yOwo/united-states)
- [Uruguay](https://apptail.io/app/joi-yOwo/uruguay)
- [Uzbekistan](https://apptail.io/app/joi-yOwo/uzbekistan)
- [Vietnam](https://apptail.io/app/joi-yOwo/vietnam)
- [South Africa](https://apptail.io/app/joi-yOwo/south-africa)

---

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