---
title: "Kestrl – Ethical Finance - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "YOUR MONEY, YOUR VALUES  We’re Kestrl – the app that helps you to spend, save and grow your wealth without compromising on your beliefs.  Join the waitlist today and become an ‘Alif’ Early adopter. In"
---

# Kestrl – Ethical Finance — United Kingdom
> Money Without Compromise

![Kestrl App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f1/ff/5b/f1ff5b6a-804f-ac31-63a8-6c45134d884b/AppIcon-prod-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-ROkc)
**Category:** Finance
**Rating:** 5.0/5 (78 ratings)
**Price:** Free
**Bundle ID:** io.kestrl.app.retail.prod
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2.10.0 (released 2026-10-13)
**Original Release:** 2026-01-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id6756298213)
**AppTail Page:** [https://apptail.io/app/kestrl-ethical-finance-pvoy/united-kingdom](https://apptail.io/app/kestrl-ethical-finance-pvoy/united-kingdom)

## Kestrl Description
YOUR MONEY, YOUR VALUES

We’re Kestrl – the app that helps you to spend, save and grow your wealth without compromising on your beliefs.

Join the waitlist today and become an ‘Alif’ Early adopter. In exchange for your feed back you’ll get exclusive perks and early access to features FOR LIFE! Download and begin your ethical journey today.


Winners of ADIB’s Ethical Finance Awards and Money 20/20 Fintech for Good Award 2025.


This description is relevant for UK customers only.



From funding wars to contributing to global pollution, Banks have used our money for unethical activities for years. We’re building an alternative.



EARN AN INTEREST-FREE RETURN



Store money in a Kestrl current account and receive a competitive, fully interest-free and ethical (Shariah certified) return on any money you have deposited.
Withdraw any time and gain full transparency on where your money is at all times.



AVOID UNETHICAL COMPANIES



We’ll flag if any payments have been made to companies you don’t agree with and suggest alternative places to shop at.
Receive a monthly score of how much of your money has been successfully divested away from harmful activities.
Connect other bank accounts and check your spending across your portfolio.



SUPERCHARGE YOUR GOALS WITH SAVINGS POTS



Create sub-accounts for your specific goals and we’ll put money towards them as often as you want. From saving for a holiday to Hajj, we’ll round up spare change or do automatic monthly/weekly deposits.
Earn an interest-free return on any money stored in these pots.



MANAGE YOUR MONEY


Connect all your bank accounts to Kestrl via open banking and manage your finances in one place, from tracking subscriptions, building a budget and avoiding debts.
Get instant notifications to keep track of every payment.



VALUES-ALIGNED FEATURES


From purifying interest across your bank accounts, to calculating zakat or screening companies for investments, we’ve got your back with our suite of faith-based and ethical screening services.



BEST IN CLASS SECURITY


Freeze your card in seconds. Our algorithms will detect any suspicious transactions or activities and freeze your card instantly unless we can confirm it’s really you. 
AI Identity checks: If your account is accessed from an unexpected location, we’ll act immediately.
Biometric Security: Access to your account is linked to the biometric sign-in on your device. 



UK Residents only, Ts&amp;Cs apply.



This card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.



Kestrl registered Address: Salisbury House, 29 Finsbury Circus, London, EC2M 5SQ.

## Kestrl Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/33/d7/13/33d71311-6d76-1d01-80cf-c2963bdc1100/1._Your_Money_U002c_Your_Values.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/86/d4/9386d4a1-22e4-a08c-a37f-9c351272d929/2._Earn_Interest-Free_Rewards.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/87/71/20/87712029-5c60-8589-539c-0eb5195150cb/3._Boycott_the_Bad_Guys_9jun.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/d3/9c/4ed39c39-fa72-2e5b-03b2-4968378ec81a/4._Supercharged_Savings_Pots.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/23/a6/80/23a68018-f57f-466c-fa61-8852dd8d207e/5.Watermelon_Card.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/b8/48/11b84803-f7cc-2834-8fe9-43b381d75b8e/7._Manage_your_money.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/3f/8b/de3f8bfb-95ea-3c21-0370-71c7638fff5f/8.Values-Aligned_Features.jpg/1242x2688.png)

## Kestrl Rating Breakdown in United Kingdom
- 5 stars: 77 (99%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 1 (1%)

## Kestrl Reviews in United Kingdom

### ***** "Just what I’ve been looking for"
An easy to use digital e-payment platform that puts people before profits, thank you Kestrl
-- Peacemaker2025, 2026-04-12

### ***** "Highly recommended"
Amazing app that allows you to earn halal income on current account. Great features. Highly recommended.
-- Firsttimereviewer123, 2026-03-18

### ***** "Finally, a bank I don’t have to side-eye"
Kestrl made me realise I’ve been in a toxic relationship with my old bank. Taking my money, doing interest things behind my back, and calling it “normal”. This is the first time my finances feel halal and premium. I’m not going back.

PS to add to the other review - Kestrl didn’t just eat Starling for breakfast… it made Monzo watch.
-- ShabsShah, 2026-03-17

### ***** "Looks amazing - Excited for future!"
So glad this exists for halal and conscience users. Finance is a big opportunity and those who care should support good companies and apps trying to do the right thing, like this!
-- sdar001, 2026-03-09

### ***** "Fintech with Islamic Values at the core"
Looks promising and exciting times for Muslim Consumers looking for Banking and Investment solutions rooted in Islamic principles delivered professionally.
-- S1D2Q, 2026-03-09

### ***** "Love the concept"
The app is new but impressive. The features it is planning to roll out will make it an ideal banking app for any ethically minded person. Congratulations to team Kestrl!
-- Rillzmoor, 2026-03-09

### ***** "Kestrl eats Starling for breakfast and Monzo for lunch"
Funny this banking app is called Kestrl, like the bird that eats Starlings because it’s a huge upgrade over both Monzo and Starling. Hope future features live up to the initial standards set including shariah compliant saving, a beautiful card design, fluid mobile app and super responsive customer support.
-- zaarheed, 2026-02-16

### ***** "Seamless, Friendly, Painless"
The UI and design is amazing, potentially better than Monzo, I feel like the first 1000 users of Monzo, don’t miss out on this
-- MSH4R1F, 2026-02-16

### ***** "Excellent"
Well designed and excellent features. Exactly what we needed!
-- MHMEM117, 2026-02-16

### ***** "Amazing app, team &amp; mission"
I love the concept of an ethical bank made modern, and the kestrl team are wonderfully accommodating. Super excited to see this go from strength to strength &amp; replace my Monzo account. The app itself is easy to use and really modern/efficient.
-- Nadia300697, 2026-02-16

[View all Kestrl reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)





## Kestrl Available In
- [United Kingdom](https://apptail.io/app/kestrl-ethical-finance-pvoy/united-kingdom)
- [United States](https://apptail.io/app/kestrl-ethical-finance-pvoy/united-states)

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