---
title: "Kikoff: Build Credit Quickly - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Kikoff is the smartest way to build credit fast.  Starting under 600? You could jump 25 points your first month.*  Pick a plan, starting at just $5 a month.†  Make your first payment - and Kikoff star"
---

# Kikoff: Build Credit Quickly — United States
> Grow & Monitor Your Credit

![Kikoff App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/7d/97/5a/7d975ab9-5364-66e7-27e9-ccb3c16bf5c9/AppIcon-enterprise-0-0-1x_U007epad-0-1-85-220.png/400x400bb.png)

**Developer:** [Kikoff](https://apptail.io/developer/kikoff-mdR) (United States)
**Category:** Finance
**Rating:** 4.9/5 (274,457 ratings)
**Price:** Free
**Bundle ID:** com.kikoff
**Store:** Apple App Store
**Country:** United States
**Version:** 1.186.3750 (released 2026-09-30)
**Original Release:** 2021-04-14

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1525159784)
**AppTail Page:** [https://apptail.io/app/kikoff-build-credit-quickly-Dcw/united-states](https://apptail.io/app/kikoff-build-credit-quickly-Dcw/united-states)

## Kikoff Description
Kikoff is the smartest way to build credit fast.

Starting under 600? You could jump 25 points your first month.*

Pick a plan, starting at just $5 a month.†

Make your first payment - and Kikoff starts reporting to all 3 bureaus (Equifax, Experian, and TransUnion) - which can result in a serious credit improvement.

Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health.

In addition to building credit, Kikoff is the #1 app for monitoring your credit score. Quickly monitor your credit score at each of the 3 bureaus, and easily dispute credit errors in app at the press of a button.

Build your credit further using Kikoff’s rent reporting and bill reporting features, which let you build credit with the rent and utilities you already pay.

Kikoff's Premium and Ultimate plans can unlock even more features, such as identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡.

Best of all? No credit checks, no interest, and no hidden fees.

Kikoff is the #1 credit builder on the App Store§ for a reason. After all - it's helped over a million people win at credit.

Get started today.

• Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary.

†Kikoff Credit Service starts at $5/mo for 12 mos.

‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan).

§Based on Oct 2024 App Store ranking of credit builders in the "Finance" chart.

Kikoff Inc. PO Box 40070, Reno, NV 89504

Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.

## Kikoff Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/42/54/4f/42544fb3-8275-0342-66a3-d02a35eb2b65/Apple_App_Store_1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/bd/1a/69bd1a55-43cb-46ee-b42e-544716544fb0/Apple_App_Store_2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/12/7c/e2/127ce2b4-b95a-71db-b66c-d45d256632fb/Social_Proof_Apple_App_Store_iPhone_16.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/20/7f/53207fb3-c873-2445-5fc6-0f4bd8a8623e/Apple_App_Store_3.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/99/c2/b6/99c2b64b-6781-b96b-73ae-ff9e115701ea/Apple_App_Store_4.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/07/3f/51/073f5128-ebe7-e052-5c93-f712aa94c824/Apple_App_Store_5.jpg/1290x2796.png)

## Kikoff Rating Breakdown in United States
- 5 stars: 263,946 (96%)
- 4 stars: 6,004 (2%)
- 3 stars: 1,448 (1%)
- 2 stars: 601 (0%)
- 1 stars: 2,458 (1%)

## Kikoff Reviews in United States

### ***** "Toro"
Ojo
-- Ahí miró, 2026-02-28

### ***** "This really helps your credit"
This boosted my credit 18 points in one month
-- denar585, 2026-02-27

### ***** "Customer customer customer"
Love kick off it has been so helpful
-- p0989, 2026-02-27

### *---- "Scam"
I was offered a $3500 credit line but what wasn’t brought to my attention is the fact that you have to pay a monthly subscription fee and you won’t be able to withdraw anything or make payments with that “line of credit”. Not consumer friendly at all. I do NOT recommend signing up or even downloading the app if you’re just looking for an actual line of credit!
-- Mschiveous27, 2026-02-26

### ***** "Very Useful"
If you need to dispute, negotiate collections without paying fees and increase your credit line is completely worth it
-- HarlanGN, 2026-02-26

### ***** "K"
Great
-- shanenikki, 2026-02-26

### *---- "Scam do NOT TRUST THEM"
I’ve had this account open for over a year and have seen zero results. I’ve spent hundreds of dollars and it has done absolutely nothing. My credit is still completely ruined, and I still can’t even open a basic credit card to start rebuilding. This has been a total waste of time and money. I want my money back immediately.
-- Updated this app, 2026-02-26

### **--- "Not what I need"
This may be good for someone else but it is not for me.
-- harborchik, 2026-02-25

### ***** "Construction the credit"
Excelente en el manejo de créditos y dandole solución y seguimiento a todos los problemas encontrados que afectan mi puntaje de crédito
-- bbsitalisi, 2026-02-25

### ***** "Doesn’t happen overnight"
Stick with it and it will improve your credit
-- snaggletoothtiger, 2026-02-25

[View all Kikoff reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Kikoff Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #48 |

## Kikoff Discovered Keywords
- self
- chime credit
- credit strong
- build credit
- up credit
- kickstart
- perch fitness
- credit builder app
- self app
- self lender

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---

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