Kimisitu Money

Kimisitu Sacco IOS App

Published by: Kimisitu Sacco
Downloads
Revenue

Description

a. Withdrawal to MPESA- members can make withdrawal from FOSA account to their MPESA.
b. MY Account- members can view details of their FOSA, BOSA, Loan Balance and Savings accounts
Loans- When customer selects Loans, they will be taken to a menu with four items namely.
Loan Enquiries
Loan requests
Loan Application Status
Loan repayment
Loan Types -:
i. Dividend discounting loan
• A one-off interest of 7.5 % shall be charged upfront on the loan approved.
• The amount applied shall not exceed 60% of the member’s previous year’s interest on deposits (dividends).
• A member whose account is arrears/dormant/defaulter will not qualify for the loan through mobile however they can access only through applying online so that the arrears can be recovered from the dividends.
• Guarantors whose deposits were offset during the year to reduce a defaulted loan shall qualify for a lesser amount.
ii. M-Kimisitu Loan
• Interest rate of 5% per month on reducing balance
• Repayment period up to a maximum of 5 months
• The monthly repayment is deducted from the salary payouts.
• Top ups charge: of 2.5% of the Loan balance
• Member can access a maximum of Kshs.100,000 or 80% of his member deposit whichever is lower
• Interest is charged upfront but recovered monthly
• In case of default the loan balance is recovered from member deposit
c. Fund Transfer
i. When a customer selects Fund transfers, they will be required to select from
Swift transfer (RTGS)
Electronic Funds Transfer (EFT)
ii. The Fund transfer is segregated as follows:
a. Internal Transfer
• My Account – Member should be able to transfer to any savings account they have including shares.
• Other Account – member can transfer to other members savings account internally.
b. External – Member should see list of banks and enter beneficiary bank details.
• Member should be able to select beneficiary.
d. Deposits
When a customer selects Deposits, the Applications displays accounts options for the customer to deposit to
• FOSA
• Savings Account
• LUMPSUM

e. PAYBILL - Customers have an option to pay using Pay bill functionality.
f. Change Password functionality-members can change their respective passwords.
g. Logout functionality-members have an option of logging out once they are done with using the App.
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Kimisitu Money FAQ

  • Is Kimisitu Money free?

    Yes, Kimisitu Money is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Kimisitu Money legit?

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  • How much does Kimisitu Money cost?

    Kimisitu Money is free.

  • What is Kimisitu Money revenue?

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User Rating
App is not rated in Romania yet.
Ratings History

Kimisitu Money Reviews

T

esndungu on

United States

The app seems to be dropping connection when doing a transfer and you are waiting for confirmation window to pop up so that you can enter the authentication code. The window doesn’t show up and one has to keep trying

Doesn’t work on iPhone

Another Frustrated Kenya on

United States

The lack of customer service notwithstanding, and no responses to emails, it seems the app is not supported on iPhone according to their well hidden help page.

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