---
title: "Kissht: Instant Personal Loan - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Kissht is India’s trusted digital loan app, which offers quick personal loans, business loans. Whether you are salaried or self-employed, there is credit available for you on Kissht. Avail funds for p"
---

# Kissht: Instant Personal Loan — India
> Personal Loan up to Rs. 5 Lakh

![Kissht App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/30/00/ac/3000acac-c1ee-20ed-0278-a9a8ae5f80c6/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-ulzUib)
**Category:** Finance
**Rating:** 4.4/5 (700 ratings)
**Price:** Free
**Bundle ID:** com.ideopay.ring.user
**Store:** Apple App Store
**Country:** India
**Version:** 1.0.5 (released 2026-04-23)
**Original Release:** 2025-12-14
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6752766331)
**AppTail Page:** [https://apptail.io/app/kissht-instant-personal-loan-geQx/india](https://apptail.io/app/kissht-instant-personal-loan-geQx/india)

## Kissht Description
Kissht is India’s trusted digital loan app, which offers quick personal loans, business loans. Whether you are salaried or self-employed, there is credit available for you on Kissht. Avail funds for personal expenses or business growth, Kissht loan app provides you immediate financial assistance.

What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs&#039; needs, enabling them to access capital quickly.

Example of Unsecured Personal Loan

Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.

Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.

We work with RBI-registered NBFCs. These NBFCs are as follows: 
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital &amp; Housing Finance Ltd.
-SMFG India Credit Co. Ltd.   

How to apply for Kissht instant loan?
1. Install Kissht app 
2. Register with a mobile number &amp; accept basic permissions 
3. Complete 100% digital KYC for an instant credit check 
4. Sign online loan agreements from approved NBFCs

Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*

*Note: These numbers are for representation purposes only. The final interest rate &amp; APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).

Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.

What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe &amp; Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options.

Our Commitment to Customer Safety


1. All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls.
2. Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues.
3. Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used.
4. The Kissht app respects your privacy, it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments.

Contact Us:
1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309. 
2. Share with us a screenshot or recording of the message or call.  Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070

## Kissht Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/06/07/bb060754-2cc3-be1a-6323-4d34a4c48f35/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-01.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/68/52/af685290-9824-0432-3bad-059e337d20a9/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-02.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/b3/e6/5eb3e6b3-31dc-384d-6b19-6842acbace31/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-03.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a9/a9/35/a9a9350a-73ee-8fcb-cf80-d1b9e6f8ccbc/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-04.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/ad/c1/62adc1b8-41d0-2b2a-2ac3-7d95dd0b6e66/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-05.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/34/7f/da/347fdac1-ab26-d012-a107-b86b9b6b5f8f/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-06.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/49/49/0849492f-7e09-848e-e1c7-b6a0b6bcc80b/Kissht_iOS_Screens__U0028Final_U0029_6.5inch.jpg/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c8/62/0a/c8620a94-4ef7-2281-8ba2-77dd567986cd/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-08.png/1284x2778.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1d/8c/e0/1d8ce0b1-6637-c71e-d981-a21071e25b6c/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-09.png/1284x2778.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/80/5e/2d/805e2d43-aa7a-eb32-1166-1c46299e6738/Kissht_iOS_Screens__U0028Final_U0029_6.5inch-10.jpg/1284x2778.png)

## Kissht Rating Breakdown in India
- 5 stars: 561 (80%)
- 4 stars: 34 (5%)
- 3 stars: 16 (2%)
- 2 stars: 13 (2%)
- 1 stars: 76 (11%)

## Kissht Reviews in India

### ****- "Good app"
Easy and functional app.
-- Vaibhav Kukadiya, 2026-04-10

### ***** "Very Good App"
Nice app
-- anubhab2208, 2026-04-10

### ***** "Great"
Niceee
-- jagdish jaat, 2026-04-10

### ***** "Simple Loan Process with Quick Fund Transfer"
simple &amp; easy process also very genuine app in sudden situation .....the amount is credited in bank account so fastly .......... this kissht helps me in my emergency time .. i have a very awesome experience with kissht long tenure they provide me a 90 days such an awesome loan app is kissht .............i am really a very thankful to kissht .......great work guys ...........
-- Vasant Hazare, 2026-04-10

### ***** "Fast Loan App with Easy Navigation System"
Kissht finance is a great finance provider app . They charge very less interest rates but I&#039;m really satisfied with their service and i will give 5 star to this excellent service of kissht app tenure also very easy to repay the loan such a nice and great app i who made this amazing application......Thnaks to entire team ............
-- Mangesh Venkataraman, 2026-04-10

### ***** "Good app"
Good
-- Tashuuu@04, 2026-04-10

### ***** "Reliable App for Quick Emergency Funds"
This app is very supportive and helpful . I have been using it since 3 yrs ago .........have money in hand to pay only when I get my salary, after i contacted to customer care team they are solved my query and given a more extra days to repayment for my loan such a nice features have in this kissht thank you so much to entire team ...............
-- Pratishtha Mhambrey, 2026-04-10

### ***** "Good app"
Utkarsh
-- Utkarsh681, 2026-04-10

### ***** "Smooth Loan Journey with Clear Instructions"
This kissht is simply cool and i used this app fo my needy time . I regularly use kissht app from my emergency time easy to use with simple understandable steps to apply loan and there is no hidden charges on it repayment also very flexible 90 days thanks to kissht i will highly suggest to this app every one .................
-- Yashwant Manikkalingam, 2026-04-10

### ***** "Ring"
Pehli baar try kiya aur impress ho gaya! Steps bahut clear the, completely safe feel hua!!
-- Harnoorkaurkhurana, 2026-04-10

### ***** "Easy Loan Experience with Fast Processing Speed"
They follow up with me in each and every step and gave me credit as they said it will keep increasing based on loyalty and non delayed payment, with a tenure of 180 days Overall awesome app.does as it describe Go for it guys...
-- Phanindra_Shiladityau, 2026-04-10

### ***** "Best Platform for Instant Money Access"
i was got small amount but after timely repayments, loan amount increases. Repayment is also quite flexible. Received a feedback call and executive was quite polite and helped me regarding my recently approved loan details
-- Buddhadeva_Venkatesany, 2026-04-10

### ***** "Nice help"
Form fillup easy tha aur 24 ghante ke andar sab done. Best decision tha ye loan lena!!
-- Must try app 1, 2026-04-10

### ***** "Quick Loan App with Simple Application Flow"
All i need to contact a real customer service was good and very helpfull for me Had taken a loan for 180 Days, reapyment option was good its all online process this app deserve more than 5 stars for your excellent work.
-- Vinay_Chawdz, 2026-04-10

### ***** "Review"
Within no time amount transfer ho gaya, bina tension ke sab ho gaya!!
-- Mehwiishnesar, 2026-04-10

### ***** "Interest charges"
Interest charges reasonable hain, aur interface user-friendly hai!!
-- Shruti_gupta, 2026-04-10

### ***** "Fast Disbursal App with User Friendly Interface"
They will give 180 days for repay.I took loan 4 times. If we repayment on time they will increase loan amount and improved the cibil score easily really nice app , for the emergancy need i really recọmmed this application ...
-- Vinesh_Narayanswamiz, 2026-04-10

### ***** "Reliable Loan Service with Transparent Charges"
get cash loan for years also at very lower rates of interests. I really enjoy alot using this amazing application with 180 day&#039;s of repayment. no pepar work for any meny emergancy i would suggested this application .
-- Damayanti_Lahirik, 2026-04-10

### ***** "Easy Personal Loan App with Quick Results"
Even my cibil score is very less,this app given me credit for my emergency needs And they are given much more time to re pay the amounnt of 180 days repay option as amazing to see all repayment get with in 5 min
-- trivikram vijayalakshmi, 2026-04-10

### ***** "Review"
Comment
&quot;Totally hassle-free app hai, loan pass ho gaya sirf kuch minutes mein!!&quot;
-- Rohan Du, 2026-04-10

[View all Kissht reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Kissht Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #18 |
| Top Free | India | Overall | #134 |

## Kissht Discovered Keywords
- instant personal loan
- kissht


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