---
title: "Klarna: Smarter everyday money - Reviews, Revenue and Downloads in Belgium | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹ UK: Klarna’s Pay in 3/"
---

# Klarna: Smarter everyday money — Belgium
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a5/78/37/a578376f-c0eb-0be7-cb5b-d6c3cd2bb6dc/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/developer/klarna-bank-DDQ) (Sweden)
**Category:** Finance
**Rating:** 4.6/5 (58,995 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Belgium
**Version:** 26.25.309 (released 2026-06-22)
**Original Release:** 2016-06-22
**Languages:** Italian, Dutch, Greek (modern), Swedish, Slovak, Czech, Danish, German, Norwegian Bokmål, Hungarian, Finnish, French, Portuguese, Polish, Romanian, English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/be/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/app/klarna-smarter-everyday-money-Xoj/belgium](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/belgium)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹ UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹ Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

² UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. 

² UK & Ireland: Paid membership required for Klarna Card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.


UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 


UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴ Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

USE KLARNA WITH APPLE PAY
Split the cost with Klarna on Apple Pay, available in-store and online.

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c2/53/a9/c253a93b-3f4f-e8ba-7061-515e54578981/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/2e/f7/252ef76d-0614-35ec-a695-cbd8ad6a35f7/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/df/7c/1edf7c27-4d1b-6831-6b30-8d9f3a06d850/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/8f/83/4d8f83d9-de18-2b2f-1de9-6ed4bc5ff13e/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/7d/a8/737da8d2-4a45-24b7-6ac1-06a83102ca64/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/67/72/d5/6772d5ca-d3ec-8e5d-ec0d-a29ead36da8d/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/18/20/ba/1820bacb-2e6c-3dbb-585e-179f9182cf0e/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/85/e2/4d85e251-19e0-4e45-affa-5455cc3671f9/8_-_Apple_Pay_Apple_UK.jpg/1242x2688.png)

## Klarna Rating Breakdown in Belgium
- 5 stars: 46,909 (80%)
- 4 stars: 6,537 (11%)
- 3 stars: 1,830 (3%)
- 2 stars: 800 (1%)
- 1 stars: 2,919 (5%)

## Klarna Reviews in Belgium

### *---- "Widgets"
We need a widget for fidelity cards like it was the case on Stocard… since it was mandatory to use Klarna instead of Stocard, now Stocard is unusable (so is its widget) and there is none for Klarna. I’ll change my review once the widget is there.
-- bvizzzzz, 2025-02-09

### **--- "Apple Watch"
L’appli Stocard était dispo sur Apple Watch. Merci que les cartes dans Klarna soient disponible sur Apple Watch.
-- OBancu, 2025-02-08

### *---- "Why cannot sort card by "last used"?"
Its very annoying to scroll everytime till the bottom of the page just to find my most used client card, which starts with X. It should be on top, sorted by last used!
-- stasky15, 2025-02-07

### *---- "VOLEUR"
NUL 2 mois que j attend un remboursement jamais la même personne qui vous répond pas de suisvi de dossier donc a chaque fois tout re expliquer 1000e en attente je vais devoir prendre un avocat NE TELECHARGE PAS
-- nscrew, 2025-02-07

### *---- "Très déçu Very disappointed"
Cette application a remplacé l’application Stocard. Tout est fait pour recevoir de la pub, et en plus, dans l’espace en ligne sur le site Internet, la version française n’est même pas développée et la version anglaise est partielle et on a même pas accès à ses cartes de fidélité. Je pense que je chercherai une alternative à cette application.
-- nr1150, 2025-02-07

### *---- "Niet tevreden"
Stocard was veel gebruiksvriendelijker
-- Amai er is nog werk aan zulle, 2025-02-07

### *---- "Verwijdering klantenkaarten"
Plots verdwijnen alle klantenkaarten van de app. Daar sta je dan aan de kassa zonder klantenkaart terwijl je op die manier geen kortingen meer krijgt. Zelfs geen één ster waardig!
-- Matt_vb, 2025-02-06

### *---- "Stocard naar Klarna"
Dus Stocard en Klarna slagen de handen in elkaar en Stocard is dus een dood platform geworden 🤮. Niet eens toegang tot het oude Stocard platform zodat ik accounts kan linken. Het is dégoûtant dat klanten naar een krediet service worden gepusht. Er is maar 1 manier om bedrijven te laten voelen dat je misnoegd bent. Op zoek naar een vervanging dus. Schaam jullie!!
-- Hellavic, 2025-02-05

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Switzerland | Finance | #2 |
| Top Free | Norway | Finance | #2 |
| Top Free | Austria | Finance | #2 |
| Top Free | Finland | Finance | #2 |
| Top Free | Germany | Finance | #3 |
| Top Free | Sweden | Finance | #3 |
| Top Free | Netherlands | Finance | #3 |
| Top Free | Portugal | Finance | #3 |
| Top Free | Ireland | Finance | #4 |
| Top Free | Italy | Finance | #5 |
| Top Free | Belgium | Finance | #5 |
| Top Free | Poland | Finance | #6 |
| Top Free | United Kingdom | Finance | #6 |
| Top Free | Denmark | Finance | #6 |
| Top Free | France | Finance | #6 |
| Top Free | Canada | Finance | #8 |
| Top Free | Spain | Finance | #9 |
| Top Free | Greece | Finance | #9 |
| Top Free | Hungary | Finance | #13 |
| Top Free | United States | Finance | #13 |
| Top Free | New Zealand | Finance | #14 |
| Top Free | Czechia | Finance | #18 |
| Top Free | Romania | Finance | #19 |
| Top Free | Switzerland | Overall | #22 |
| Top Free | Australia | Finance | #27 |
| Top Free | Germany | Overall | #35 |
| Top Free | Finland | Overall | #37 |
| Top Free | Sweden | Overall | #40 |
| Top Free | Austria | Overall | #44 |
| Top Free | Italy | Overall | #49 |
| Top Free | Netherlands | Overall | #52 |
| Top Free | Portugal | Overall | #53 |
| Top Free | South Africa | Finance | #54 |
| Top Free | Greece | Overall | #60 |
| Top Free | Dominican Republic | Finance | #63 |
| Top Free | United Kingdom | Overall | #66 |
| Top Free | Norway | Overall | #66 |
| Top Free | Belgium | Overall | #68 |
| Top Free | Ireland | Overall | #78 |
| Top Free | Spain | Overall | #116 |
| Top Free | France | Overall | #123 |
| Top Free | Denmark | Overall | #135 |
| Top Free | United States | Overall | #137 |
| Top Free | Poland | Overall | #142 |
| Top Free | Hungary | Overall | #167 |
| Top Free | Canada | Overall | #180 |
| Top Free | Ecuador | Finance | #187 |
| Top Free | Colombia | Finance | #191 |
| Top Free | Chile | Finance | #192 |
| Top Free | New Zealand | Overall | #205 |
| Top Free | Mexico | Finance | #205 |
| Top Free | Romania | Overall | #214 |
| Top Free | Czechia | Overall | #218 |
| Top Free | Israel | Finance | #220 |
| Top Free | Peru | Finance | #225 |
| Top Free | Azerbaijan | Finance | #237 |

## Klarna Discovered Keywords
- buy
- paypal
- which
- pay later
- revolut
- and bank
- k
- wishes
- moneysavingexpert
- save for later

## Apps Similar to Klarna
- [Tradera – buy & sell](https://apptail.io/app/tradera-buy-sell-hjb/belgium)
- [DHgate-Online Wholesale Stores](https://apptail.io/app/dhgate-online-wholesale-stores-Itf/belgium)
- [BOOHOOMAN: Shop Men’s Clothing](https://apptail.io/app/boohooman-shop-mens-clothing-gjn/belgium)
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- [UNice: Wigs & Hair Bundles](https://apptail.io/app/unice-wigs-hair-bundles-anK/belgium)
- [Riverty](https://apptail.io/app/riverty-wjN/belgium)
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## Klarna Available In
- [United States](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Germany](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/germany)
- [Sweden](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/sweden)
- [United Kingdom](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Italy](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/italy)
- [Norway](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/norway)
- [Netherlands](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [France](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/france)
- [Canada](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/canada)
- [Austria](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/austria)
- [Spain](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/spain)
- [Belgium](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Australia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/australia)
- [Switzerland](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Finland](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/finland)
- [Portugal](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Poland](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/poland)
- [Czechia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Greece](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/greece)
- [Denmark](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Ireland](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Romania](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/romania)
- [Slovakia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Hungary](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/hungary)
- [New Zealand](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Brazil](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Mexico](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/mexico)
- [India](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/india)
- [Luxembourg](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Thailand](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Colombia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/colombia)
- [South Africa](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Bulgaria](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Angola](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/angola)
- [Dominican Republic](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Egypt](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Slovenia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Croatia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Argentina](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Peru](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/peru)
- [Japan](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/japan)
- [Hong Kong SAR China](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Lithuania](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Taiwan](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Senegal](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Sri Lanka](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Ecuador](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Latvia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Cyprus](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [South Korea](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Estonia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Kenya](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Chile](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/chile)
- [Azerbaijan](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Malta](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/malta)
- [Malaysia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Honduras](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Uganda](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/uganda)
- [North Macedonia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Armenia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Jamaica](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Panama](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/panama)
- [Jordan](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Nepal](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Suriname](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Israel](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/israel)
- [Paraguay](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Grenada](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Iceland](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Qatar](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Uzbekistan](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Namibia](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Bahrain](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Bermuda](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Mauritius](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Cayman Islands](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Belize](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/belize)
- [Uruguay](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Macao SAR China](https://apptail.io/app/klarna-smarter-everyday-money-Xoj/macau)

---

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