---
title: "KOHO: Award-winning Money App - Reviews, Revenue and Downloads in Canada | Apple App Store"
description: "Make money progress with KOHO.  Join 2 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch.  With a prepaid Mastercard and innovative tools, "
---

# KOHO: Award-winning Money App — Canada
> Cash back, spending &amp; savings

![KOHO: Award App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/61/4b/cd/614bcd57-b831-7b97-4ecc-8b84e2344a53/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Koho Financial](https://apptail.io/developer/koho-financial-hNR) (Canada)
**Category:** Finance
**Rating:** 4.8/5 (82,420 ratings)
**Price:** Free
**Bundle ID:** ca.koho
**Store:** Apple App Store
**Country:** Canada
**Version:** 4.13.0 (released 2026-06-08)
**Original Release:** 2017-01-23
**Languages:** English, French

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1091010942)
**AppTail Page:** [https://apptail.io/app/koho-award-winning-money-app-hwK/canada](https://apptail.io/app/koho-award-winning-money-app-hwK/canada)

## KOHO: Award Description
Make money progress with KOHO.

Join 2 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch.  With a prepaid Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO’s mission is to make managing money accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.

PERSONALIZED PLANS FOR EVERYONE

KOHO has curated three different plans to suit any sort of spending and saving, for ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO plans - Essential, Extra, and Everything.

EARN MORE, SPEND LESS

KOHO’s awesome cash back benefits mean you’ll be rewarded for everyday spending. Get up to 2% back on groceries, food, drink, and transportation and 0.5% cash back on all purchases.

GOODBYE, UNNECESSARY FEES

With KOHO, you&#039;ll never have to worry about e-transfer, ATM withdrawal, or hidden charges. We’re here to save you money — no more worrying about hefty bank fees.

BUILD YOUR CREDIT HISTORY

KOHO&#039;s Credit Builder program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and build your credit history. A strong history can raise your scores.

EARN INTEREST ON EVERYTHING

Maximize your earnings with up to 3.5% high-interest savings. Watch your money grow and master your savings goals. Reliable, steady growth designed to meet savings goals.

START SPENDING IN MINUTES

Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support or suggestions. No time like the present, right?

REFER &amp; EARN

Share the love and earn $20 for each friend you refer to KOHO – they&#039;ll also get a $20 bonus to kickstart their financial journey!

PEACE OF MIND GUARANTEED

Partnering with Mastercard means your money is held securely. Protect yourself further by locking your card in-app and enjoy our zero-liability policy for unauthorized use.

As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post.

KOHO is a fintech company, not a bank. We partner with a variety of banks to deliver an outstanding financial product.

Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice. Try KOHO today and unlock your full financial potential!

KOHO

601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2

## KOHO: Award Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/51/17/14511750-af6a-93e1-bffb-899ea7b6453c/iOS_6.5_-_S1_-_EN.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/0a/44/d20a4492-5f3c-b91e-276d-5d90d1001e04/iOS_6.5_-_S2_-_EN.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/8c/a5/198ca547-511a-d4e9-5206-38bdecbd2f5c/iOS_6.5_-_S2_-_EN-1.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/3a/fd/f93afd15-fa59-a785-7e78-245c50c61dcf/iOS_6.5_-_S7_-_EN.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bc/6a/01/bc6a0159-4f16-df53-db74-9e56a89027a6/iOS_6.5_-_S3_-_EN.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/26/ac/3c26acfe-8e75-3966-3dc6-45f23657de01/iOS_6.5_-_S5_-_EN.jpg/1284x2778.png)

## KOHO: Award Rating Breakdown in Canada
- 5 stars: 72,781 (88%)
- 4 stars: 5,882 (7%)
- 3 stars: 1,700 (2%)
- 2 stars: 411 (0%)
- 1 stars: 1,646 (2%)

## KOHO: Award Reviews in Canada

### ***** "Excellent prepaid card"
I love using my KOHO card! Adding funds is super fast and easy and the cash back feature really pays off. I have used my card for travel out of the country with no issues which is very convenient for me. I am very happy with my KOHO card and would recommend it to anyone looking for a high reward prepaid credit card.
-- Mrs. Payette, 2025-01-02

### ***** "Early adopter"
Been with KOHO from the start. I miss the boutique banking experience where each customer was treated as a VIP and issues got solved within the hour. Lately I’ve felt like a big bank customer where there’s no attempt at problem solving, rather blanket answers like you’re speaking to someone with a script (or robot). I’m sure KOHO will get back to what got them here in the customer service department.
-- Rs, Victoria, BC, 2025-01-02

### ***** "Awesome bank"
Building credit 100 percent good
-- Juvan08, 2025-01-02

### ***** "Meilleure banque en ligne"
Super de banque avec un retour d’argent et des bonne façon de pouvoir économiser sans problème!! 😀
-- Indiana McCaffrey, 2025-01-02

### *---- "Scammers!"
I requested a link for a updated new password as I forgot mine.  Needed a link. The link sends me to my email. Email sends me right back to where I started, whenI requested an email to reset password. Nothing resolved. Was told by several technicians at “KoHo help”, and each personnel complied with assisting me, but never followed through. I have funds in the KoHo account, I can not access. If my funds are still their, I will be forced to cancel the app, and report this as a fraudulent app, and you will never get the chance to scam anyone else. 

Very disappointed!!!! 

Ellyzabethe John Gillies
-- LyzzyMcGuire1103, 2025-01-02

### *---- "Scam Bank"
I canceled my secure credit building subscription, yet they told me I have to pay the 96$ overdue. Avoid this Bank at all cost. They dont even have an actual customer support who talks to you personally. If i could put a 0 star i would.
-- Jimuelle98, 2025-01-02

### ***** "I Love Koho"
I love this app..I love the ‘Round Up’ and the cash back!! So easy to use!!
-- Heaths-Featha, 2025-01-01

### ****- "Definitely recommend"
I get paid early, I get cash back on purchases and rent, and paying bills and rent builds my credit and using my $100 cover builds my credit too. My only criticism I can’t do a mobile deposit for cheques and there isn’t anywhere to bring them in to cash them. And my physical card still hasn’t come in yet. My step brother never got his either. I mean Apple Pay works but if I need to make a large purchase it’s going to be an issue.
-- Kwe-Na-Kin, 2025-01-01

### ***** "Nice app"
It helps a lot
-- Jhun1331, 2024-12-31

### ***** "KOHO is a real Keeper"
Benefits are plentiful and the plans are great. Cash Back, Credit Building Saviour! Offers me pros to sticking with KOHO, zero thought of negative cons on my mind since i have opened my account. I feel so safe &amp; secure. Very pleased with  my KOHO account.
-- arielle.ap92, 2024-12-31

[View all KOHO: Award reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## KOHO: Award Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Canada | Finance | #15 |
| Top Free | Canada | Overall | #270 |

## KOHO: Award Discovered Keywords
- mobile banking
- moka
- koho app
- coho
- kohi
- turbotax
- simpli
- simply financial
- prepaid card
- bank account

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