--- title: "KOHO: Award-winning Money App - Reviews, Revenue and Downloads in Canada | Apple App Store" description: "Make money progress with KOHO. Join 2 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch. With a prepaid Mastercard and innovative tools, " --- # KOHO: Award-winning Money App — Canada > Cash back, spending & savings ![KOHO: Award App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/bb/fa/18/bbfa1833-4cf3-523a-199c-1cbf16bf1aff/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Koho Financial](https://apptail.io/developer/koho-financial-hNR) (Canada) **Category:** Finance **Rating:** 4.8/5 (82,369 ratings) **Price:** Free **Bundle ID:** ca.koho **Store:** Apple App Store **Country:** Canada **Version:** 4.10.0 (released 2026-05-19) **Original Release:** 2017-01-23 **Languages:** English, French **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1091010942) **AppTail Page:** [https://apptail.io/app/koho-award-winning-money-app-hwK/canada](https://apptail.io/app/koho-award-winning-money-app-hwK/canada) ## KOHO: Award Description Make money progress with KOHO. Join 2 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch. With a prepaid Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO’s mission is to make managing money accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future. PERSONALIZED PLANS FOR EVERYONE KOHO has curated three different plans to suit any sort of spending and saving, for ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO plans - Essential, Extra, and Everything. EARN MORE, SPEND LESS KOHO’s awesome cash back benefits mean you’ll be rewarded for everyday spending. Get up to 2% back on groceries, food, drink, and transportation and 0.5% cash back on all purchases. GOODBYE, UNNECESSARY FEES With KOHO, you'll never have to worry about e-transfer, ATM withdrawal, or hidden charges. We’re here to save you money — no more worrying about hefty bank fees. BUILD YOUR CREDIT HISTORY KOHO's Credit Builder program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and build your credit history. A strong history can raise your scores. EARN INTEREST ON EVERYTHING Maximize your earnings with up to 3.5% high-interest savings. Watch your money grow and master your savings goals. Reliable, steady growth designed to meet savings goals. START SPENDING IN MINUTES Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support or suggestions. No time like the present, right? REFER & EARN Share the love and earn $20 for each friend you refer to KOHO – they'll also get a $20 bonus to kickstart their financial journey! PEACE OF MIND GUARANTEED Partnering with Mastercard means your money is held securely. Protect yourself further by locking your card in-app and enjoy our zero-liability policy for unauthorized use. As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post. KOHO is a fintech company, not a bank. We partner with a variety of banks to deliver an outstanding financial product. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice. Try KOHO today and unlock your full financial potential! KOHO 601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2 ## KOHO: Award Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/51/17/14511750-af6a-93e1-bffb-899ea7b6453c/iOS_6.5_-_S1_-_EN.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/0a/44/d20a4492-5f3c-b91e-276d-5d90d1001e04/iOS_6.5_-_S2_-_EN.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/8c/a5/198ca547-511a-d4e9-5206-38bdecbd2f5c/iOS_6.5_-_S2_-_EN-1.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/3a/fd/f93afd15-fa59-a785-7e78-245c50c61dcf/iOS_6.5_-_S7_-_EN.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bc/6a/01/bc6a0159-4f16-df53-db74-9e56a89027a6/iOS_6.5_-_S3_-_EN.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/26/ac/3c26acfe-8e75-3966-3dc6-45f23657de01/iOS_6.5_-_S5_-_EN.jpg/1284x2778.png) ## KOHO: Award Rating Breakdown in Canada - 5 stars: 72,735 (88%) - 4 stars: 5,879 (7%) - 3 stars: 1,702 (2%) - 2 stars: 411 (0%) - 1 stars: 1,642 (2%) ## KOHO: Award Reviews in Canada ### ***** "Excellent prepaid card" I love using my KOHO card! Adding funds is super fast and easy and the cash back feature really pays off. I have used my card for travel out of the country with no issues which is very convenient for me. I am very happy with my KOHO card and would recommend it to anyone looking for a high reward prepaid credit card. -- Mrs. Payette, 2025-01-02 ### ***** "Early adopter" Been with KOHO from the start. I miss the boutique banking experience where each customer was treated as a VIP and issues got solved within the hour. Lately I’ve felt like a big bank customer where there’s no attempt at problem solving, rather blanket answers like you’re speaking to someone with a script (or robot). I’m sure KOHO will get back to what got them here in the customer service department. -- Rs, Victoria, BC, 2025-01-02 ### ***** "Awesome bank" Building credit 100 percent good -- Juvan08, 2025-01-02 ### ***** "Meilleure banque en ligne" Super de banque avec un retour d’argent et des bonne façon de pouvoir économiser sans problème!! 😀 -- Indiana McCaffrey, 2025-01-02 ### *---- "Scammers!" I requested a link for a updated new password as I forgot mine. Needed a link. The link sends me to my email. Email sends me right back to where I started, whenI requested an email to reset password. Nothing resolved. Was told by several technicians at “KoHo help”, and each personnel complied with assisting me, but never followed through. I have funds in the KoHo account, I can not access. If my funds are still their, I will be forced to cancel the app, and report this as a fraudulent app, and you will never get the chance to scam anyone else. Very disappointed!!!! Ellyzabethe John Gillies -- LyzzyMcGuire1103, 2025-01-02 ### *---- "Scam Bank" I canceled my secure credit building subscription, yet they told me I have to pay the 96$ overdue. Avoid this Bank at all cost. They dont even have an actual customer support who talks to you personally. If i could put a 0 star i would. -- Jimuelle98, 2025-01-02 ### ***** "I Love Koho" I love this app..I love the ‘Round Up’ and the cash back!! So easy to use!! -- Heaths-Featha, 2025-01-01 ### ****- "Definitely recommend" I get paid early, I get cash back on purchases and rent, and paying bills and rent builds my credit and using my $100 cover builds my credit too. My only criticism I can’t do a mobile deposit for cheques and there isn’t anywhere to bring them in to cash them. And my physical card still hasn’t come in yet. My step brother never got his either. I mean Apple Pay works but if I need to make a large purchase it’s going to be an issue. -- Kwe-Na-Kin, 2025-01-01 ### ***** "Nice app" It helps a lot -- Jhun1331, 2024-12-31 ### ***** "KOHO is a real Keeper" Benefits are plentiful and the plans are great. Cash Back, Credit Building Saviour! Offers me pros to sticking with KOHO, zero thought of negative cons on my mind since i have opened my account. I feel so safe & secure. Very pleased with my KOHO account. -- arielle.ap92, 2024-12-31 ### *---- "Don’t get a KOHO Card" Worst Experience Ever - Stay Away from KOHO! If I could give 0 stars, I absolutely would. KOHO STOLE MY MONEY! $1,000 was fraudulently taken from my account, and despite providing all the necessary proof and filing a fraud report, they REFUSED to reimburse me. I’ve contacted them multiple times, and their response is that they “cannot help me.” It honestly feels like this is part of their shady system to steal money from their customers. Their customer service is completely useless, and they keep giving me the runaround instead of resolving the issue. I wouldn’t recommend KOHO to my worst enemy. Never trust them with your money—it’s not safe. STAY AWAY! -- Blues and overwhelm, 2024-12-31 ### ***** "One Very Major Issue" The only problem with the app isn’t with the app but the outsourcing customer support phone line should never be outsourced to India and it needs to be in America and Canada. Plenty of people who can be easily understood without any language barriers or indecipherable accents getting in the way. Not to mention India is HIGHLY corrupt and the people are genetic failures. -- KyourselfForMe, 2024-12-30 ### *---- "Disappointing customer support" Why no one is responding me after 2 days. Your email is not monitored. Your chat is not responsive. I hope at least someone monitors here to respond. -- Siakho, 2024-12-30 ### ***** "KOHO my banking app" Koho has become my favourite banking app! From the different ways to save money and earn cash back! Along with rounding up.. there is all kinds of pros coming from this app I absolutely adore. I 10/10 recommend this banking app! -- Mama_ambi, 2024-12-30 ### ***** "Great Starter" Great one to have for building your credit. -- lhazzy, 2024-12-30 ### **--- "Less and Less Over Time" As time progresses with this app they are taking more and more benefits away and charging you larger monthly fees. It’s almost not worth having any longer unless you have recently gone through bankruptcy. -- JOHNB3CK, 2024-12-30 ### ***** "great app" customer service is a breed to deal with i would refer anyone this way -- rmac2134, 2024-12-30 ### ***** "Perfect App For Banking" I’m honestly extremely impressed with this app…you can get a physical card or just use the app…it helps you if you have bad credit like me, and it’s super easy to use and navigate…they also give you a personal “KOHO email” to receive e-transfers and sending money is extremely easy…all around this is an amazing app and experience and definitely my go to for banking…only downside is that there’s no actual bank branch but you really don’t need one 10/10 amazing -- missypinkxo, 2024-12-30 ### ***** "Clearly the better bank" I have banked locally and internationally with KOHO bank coming out on top as the most trustworthy with my deposits and transaction security. -- Professional Consumption, 2024-12-29 ### *---- "Credit did not go up" My credit did not go up instead went down -- Disappointed customer1 23, 2024-12-28 [View all KOHO: Award reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## KOHO: Award Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Canada | Finance | #14 | | Top Free | Canada | Overall | #258 | ## KOHO: Award Discovered Keywords - mobile banking - moka - koho app - coho - kohi - turbotax - simpli - simply financial - prepaid card - bank account ## Apps Similar to KOHO: Award - [Tangerine Mobile Banking](https://apptail.io/app/tangerine-mobile-banking-OMe/canada) - [Shakepay: Buy Bitcoin Canada](https://apptail.io/app/shakepay-buy-bitcoin-canada-dhm/canada) - [Credit Karma — Credit Score](https://apptail.io/app/credit-karma-credit-score-jdp/canada) - [Western Union Send Money](https://apptail.io/app/western-union-send-money-iLH/canada) - [Neo Financial](https://apptail.io/app/neo-financial-kLH/canada) - [Money Mart - Canada](https://apptail.io/app/money-mart-canada-YuK/canada) - [Capital One Canada](https://apptail.io/app/capital-one-canada-ZuK/canada) - [Borrowell: Credit Score Canada](https://apptail.io/app/borrowell-credit-score-canada-avK/canada) - [EQ Bank Mobile Banking](https://apptail.io/app/eq-bank-mobile-banking-bvK/canada) - [iCash.ca](https://apptail.io/app/icashca-lwK/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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