Kotak Bank: 811 Mobile App

Savings, UPI, Cards, Loans, FD

Published by: Kotak Mahindra Bank

Description

Kotak811 Mobile Banking App: Apply for a Zero Balance Savings Account Instantly

Unlock seamless banking with Kotak811 Mobile Banking, one of the ultimate banking app that helps you to apply for a bank account online in just a few minutes. Whether you're looking to apply for a zero balance account, manage your savings, or explore investment opportunities, our mobile banking app has you covered.
Key Features:
● Apply for a Zero Balance Savings Account Instantly: Start your digital banking journey with a few taps.
● Secure UPI Payments: Register on Kotak811 UPI app to enjoy instant money transfers, bill payments, and more.
● Manage Savings Effortlessly: View and hide transactions, check your balance, and download bank statements instantly.
● Credit Cards & Loans: Manage your credit cards or apply for personal loans and get approvals in no time.
● Investment Opportunities: Open fixed deposit accounts with competitive interest rates with our FD mobile app feature.
● Rewards & Cashback: Earn rewards and track your benefits directly through the app.
● Comprehensive Banking Services: From UPI online payments to opening zero balance accounts, the Kotak811 app simplifies all banking procedures.
Why Choose Kotak811?
1. Account Opening Made Easy: Kotak811 is one of the best account opening app for those looking to apply for a zero balance bank account online.
2. Zero Balance Accounts: Open a new bank account with zero balance. Experience the freedom of managing your finances without the pressure of maintaining a minimum balance.
3. UPI Payments Simplified: Kotak811 doubles as a UPI payment app for seamless transactions. Register and manage all your UPI needs within the app.
4. Fixed Deposits & Savings: Use the app to book FD and grow your savings safely. Manage deposits effortlessly from anywhere.
5. Safe & Secure Banking: The app is equipped with the latest security features, ensuring all your transactions are safe.
All-in-One Banking Solution
● Mobile Banking App: Access your bank account 24/7 to check balances, download statements, and transfer funds securely.
● Bank Account Application Begin your financial journey with our easy and quick account application app.
● Zero Balance Banking: Start banking immediately with our zero balance account feature.
● Fixed Deposit Account: Grow your wealth by opening a fixed deposit account with competitive interest rates.
● UPI App Features: Use our UPI service to simplify your payments and transfers.
Frequently Asked Questions
1. How do I open a new bank account with Kotak811?
Simply download the Kotak811 Mobile Banking app, fill your details in the form and apply for a account, complete your Aadhaar & PAN verification and our 811 representative will visit your address to open your A/c in person.
2. What is the Kotak811 Zero Balance Account?
It’s a savings account with no minimum balance requirement. Enjoy the flexibility of managing your finances your way.
3. Can I start an FD with this app?
Yes! Use our FD app features to open fixed deposit accounts with just a few taps.
4. Is the Kotak811 app secure?
Absolutely. Our app employs the latest encryption technologies to keep your data and transactions safe.
Download Now and Start Banking!
Whether you’re looking for a mobile banking app, an account opening app, or a comprehensive solution for UPI registration, Kotak811 is your go-to choice. From managing a zero balance account to investing in fixed deposits, everything is at your fingertips. Download the app today and experience hassle-free banking!
Disclaimer: Mutual funds investments are subject to market risks, read all scheme-related documents before investing. T&C Apply.
Kotak811 App Migration Program T&C - https://images.kotak.com/bank/mailers/2025/files/iPhone_FebtoMar'25-%20New%20T&C.pdf
₹250 Amazon gift voucher campaign T&C - https://images.kotak.com/bank/mailers/2025/files/250migrationTnCV4.pdf
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User Rating

4.81 out of 5

96,690 ratings in India

5 star
86,768
4 star
5,476
3 star
1,814
2 star
929
1 star
1,703
Ratings History

Kotak Bank Reviews

Not showing Rewards option

Samirkhan08 on

India

Fix it as soon as possible in my account

Design Issue in iPhone SE 2020

Siva Sk 098 on

India

Hi Team, The bottom icon sections are collapsing along with the icons and fonts. Please fix this issue as soon as possible. If you need screenshots, please provide an email address. Thank you!

Amazing and easy use

golden_doc on

India

It is very user friendly and the user interface is smooth and fast

Ads being forced upon Customers

Sanpremkum on

India

Why are ads being pushed which distracts the banking experience?? Looks like desperation

No sim found Issue

PremSaiDaggolu on

India

I reside in a remote area with limited mobile signal coverage, often relying on Wi-Fi for internet access. Whenever my mobile signal is weak or unavailable, the Kotak 811 app displays a “No SIM found” error and prompts me to re-register my existing account from the beginning. This issue is both inconvenient and frustrating, as it disrupts my banking experience. I have noticed that other users have reported similar issues. For instance, one user mentioned that the app deactivates itself whenever the mobile network fluctuates or goes down, even though the SIM card remains in place. This problem is particularly prevalent in areas with inconsistent mobile network coverage.  I urge the development team to address this issue promptly to enhance the app’s stability and usability for users in areas with unreliable mobile networks.

Speed

Tushar shukla on

India

All ok but working shlow

Lhangum

Chnpahhoi lhangum on

India

Banjara Hills rd 12

Nice work

Aniket Shiota on

India

Thank

The splash screen colour is too strong.

5844765 on

India

Please change the splash screen color or make it darker. Every time I open the app, I get flashbanged. Other then that the app is pretty good.

Network Stability Issue in Rural Areas

shiv_anurag on

India

The app overall works well and offers a good user experience. However, the recent update has introduced a frustrating issue. The app deactivates itself whenever the mobile network fluctuates or goes down, even though I haven’t removed the SIM card. I live in a village where mobile networks often drop in certain parts of my home. While I primarily use WiFi to access the internet, the app still deactivates due to poor network signals. This makes it extremely inconvenient to reactivate the app repeatedly. I urge the team to address this problem and make the app more stable for users in areas with inconsistent mobile networks.

Store Rankings

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17
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55
Top Free
114
Top Free
164
Top Free
203

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