---
title: "kPaisa: Investments & Loans - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Discover kPaisa – Your Ultimate Finance Companion   Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mut"
---

# kPaisa: Investments & Loans — India
> Power your paisa

![KPaisa App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/42/f8/d3/42f8d312-6567-c990-2847-3247c1fda621/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Kleio Innovation Labs Private](https://apptail.io/developer/kleio-innovation-labs-private-wCnd)
**Category:** Finance
**Rating:** 4.3/5 (18 ratings)
**Price:** Free
**Bundle ID:** com.kleio.kpay
**Store:** Apple App Store
**Country:** India
**Version:** 3.11.20 (released 2026-06-16)
**Original Release:** 2022-11-29
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6443607134)
**AppTail Page:** [https://apptail.io/app/kpaisa-investments-loans-aOil/india](https://apptail.io/app/kpaisa-investments-loans-aOil/india)

## KPaisa Description
Discover kPaisa – Your Ultimate Finance Companion 

Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.

Key Features:
Diversify Investments: Beat inflation with carefully curated investment products.
 Rewards: Get rewarded every time you invest with kPaisa.
 Bill Payments: Pay bills and recharge with exclusive rewards and offers.
 Air Travel: Explore with best discounts and cheap rates.
 Spend Analysis: Track your expenses and take charge of your money.
 kLearn – A gamified learning platform designed to boost your financial knowledge and help you make smarter money decisions. Earn rewards while you learn!
 Rewards System – Now, get even more exciting rewards every time you invest, pay bills, or engage with kPaisa.
 kCoin – Earn kCoins every time you invest, pay bills, or complete tasks in kPaisa. Redeem them for exclusive rewards and offers!

 Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee:  Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
●BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): 

Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%


Coming Soon: More financial services. We value your feedback – tell us what you want.

Join thousands of satisfied users and download kPaisa now to experience seamless finance. Your financial freedom begins here.

We love u 3000!!
- Team kPaisa

## KPaisa Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d7/92/34/d7923408-a41f-f233-4343-00102c4cba53/iPhone_6.5.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/56/ee/45/56ee45ff-983d-e39d-352b-abc74da66bfa/iPhone_6.5_U00281_U0029.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8e/58/74/8e58744d-9fa7-8e2f-f7e2-9a31a0b793c2/iPhone_6.5-1.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/04/a5/26/04a52606-a73b-552b-da1d-080dfba32605/iPhone_6.5-2.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/c1/e0/ccc1e08e-59c5-54b8-1070-f7421a4c4b2c/iPhone_6.5-3.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/b2/d5/11b2d568-a3e9-f945-b1d4-35d1777bcd7a/iPhone_6.5-4.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2e/4b/24/2e4b24d6-0111-c2db-0169-8538ee1e4b98/iPhone_6.5_U002c_2.png/1284x2778.png)

## KPaisa Rating Breakdown in India
- 5 stars: 14 (78%)
- 4 stars: 1 (6%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 3 (17%)

## KPaisa Reviews in India

### ***** "Good"
Easy to use
-- Peldis.., 2024-01-04

### *---- "Worst app it’s Hopeless app"
I have applied for a instant loan from this app 
I have submitted all my details and I have done all the process what ever they ask. They were asking all contact details and reference phone number also all I have done but till now no loan details have been approved. Dono why after day later when again wanted to check the status of loan it’s showing your loan is not approved hence rejected . Hopeless Reason they are giving!! All the details they have taken and now they are showing no approved. That means they are Hacking all details of ours and of our Reference people. Immediately I have applied for loan from another app they have approved me immediately with in 15min …
So I kindly request to all pls don’t use this app this is hacking app
-- AB holder, 2024-01-03

### ***** "KPaisa is the ultimate solution for your investments"
It's rare to find an app that combines user-friendly design, comprehensive features, and top-notch customer support, but this one nailed it! Here's why I believe this investment app deserves a well-deserved five-star review.
-- Siddhi Vaity, 2023-07-06

### ***** "One stop finance App"
This is my far the best finance app I have used. Amazing UI, Seamless UX and outstanding features like digital gold, mutual funds and FMPP.
-- Rutik Ambre, 2023-06-04

[View all KPaisa reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## KPaisa Discovered Keywords
- loans
- investments
- power analysis
- kpaisa

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